Checked.be · Company dossierhttps://checked.be/en/c/clair-obscur-0450002301 · as of 15-10-2026
CLAIR - OBSCUR
Active
Private limited company (pre-2019) · founded 1993 · active for 33 yearsViville, rue des Quatre-Vents 98, 6700 Arlon, BelgiumKBO/BCE: BE 0450.002.301
Summary
The computed 12-month bankruptcy probability of CLAIR - OBSCUR is 5.7% (elevated). The 2020 annual accounts show negative equity (-€12,503) and a net result of -€151. Equity remains stable across the filed financial years (±1.7% per year). The company has been active since 1993 and the Belgian Official Gazette contains no insolvency or warning signals.
Signalsraises riskFigures for financial year 2020 (filed 26-08-2021)3 financial years not filed after the legal deadline; latest accounts 23 days late; 1 of the last 3 lateSize: total assets €1,399lowers riskLiquidity: current ratio 0.09, cash €1,290neutralNo filing for yearsFiled after the deadlineShow the evidence
Bankruptcy probability
No current score
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Figures too old
The available figures for FY 2020 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: Five or more filing cycles are missing. This points to a standstill, not an imminent failure.
Financial strength, FY 2020 · tick = 2019
Financial strength
How strong the balance sheet and results are: solvency, liquidity and profitability from the latest annual accounts, each out of 100. It does not directly set the Checked score's band; how the company does on these and on growth against its sector peers does count for its place within the band.
Weak
Solvency0=
equity -893.7% of total assets
Liquidity50=
short-term debt 993.7% · cash 92.2%
Profitability11+11
return on assets -10.8%
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
5.7%Elevated
0%0.5%1.5%4%10%≥ 25%
About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).
Sector median 0.6% (40,196 companies, NACE 47, micro)
Last 24 months11-2024: 5.5%lowest value12-2024: 5.5%● unchanged vs 11-2024lowest value01-2025: 5.5%● unchanged vs 12-2024lowest value02-2025: 5.5%● unchanged vs 01-2025lowest value03-2025: 5.5%● unchanged vs 02-2025lowest value04-2025: 5.5%● unchanged vs 03-2025lowest value05-2025: 5.5%● unchanged vs 04-2025lowest value06-2025: 5.5%● unchanged vs 05-2025lowest value07-2025: 5.5%● unchanged vs 06-2025lowest value08-2025: 5.6%▲ +0.1 percentage points vs 07-202509-2025: 5.6%● unchanged vs 08-202510-2025: 5.7%▲ +0.1 percentage points vs 09-2025highest value11-2025: 5.7%● unchanged vs 10-2025highest value12-2025: 5.7%● unchanged vs 11-2025highest value01-2026: 5.7%● unchanged vs 12-2025highest value02-2026: 5.7%● unchanged vs 01-2026highest value03-2026: 5.7%● unchanged vs 02-2026highest value04-2026: 5.7%● unchanged vs 03-2026highest value05-2026: 5.7%● unchanged vs 04-2026highest value06-2026: 5.7%● unchanged vs 05-2026highest value07-2026: 5.7%● unchanged vs 06-2026highest value08-2026: 5.7%● unchanged vs 07-2026highest value09-2026: 5.7%● unchanged vs 08-2026highest value10-2026: 5.7%● unchanged vs 09-2026highest value
31-12-2021 year end31-07-2022 deadline15-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2020 was due by 31-07-2021 and was filed on 23-08-2021, 23 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
This company filed its last 2 accounts on average 21 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
Annual accounts filedfinancial year 2020 · micro…
Annual accounts filedfinancial year 2019 · micro…
Weakest financial yearnet -€271
Key points
Risk: Accounts not fileddeadline was 31-07-20221537 days lateView
Risk: Negative equityfinancial year 2020: debts exceed assets-€12,503View
Risk: 3 loss-making years in a rowloss financial year 2020-€151View