CLAIR DE LUNE
ActiveThe computed 12-month bankruptcy probability of CLAIR DE LUNE is 2.8% (moderate). The 2024 annual accounts show equity of €28k and a net result of €2k. Equity is growing by ~71.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 18938 sector peers (fiscal year 2024). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
78
/ 100
Excellent▼ -15 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability41▼-59
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 16.55 against 22.22 in 2023), and 6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
94%
Return on assets
7.8%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-09-2025, 56 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
56 d late
2023
90 d late
2022
92 d late
2021
128 d late
2020
122 d late
2019
518 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€2k
EBIT margin
-59.8%
Net result
€2k▼ 89.0%
2023 · €21k
2018: €-278
2019: €2k
2020: €5k
2021: €-3k
2022: €-2k
2023: €21k
2018 → 2024
Working capital
€28k▲ 9.0%
2023 · €26k
2018: €2k
2019: €4k
2020: €9k
2021: €6k
2022: €5k
2023: €26k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€2k
Equity€9k-€6k▼ 34.5%€5k▼ 25.7%€26k▲ 468%€28k▲ 9.0%
Operating result€5k-€-3k€-1k▲ 57.2%€21k€2k▼ 88.4%
Net result€5k-€-3k€-2k▲ 51.3%€21k€2k▼ 89.0%
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 88% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €30k
Equity
€28k▲ 9.0%
Debt
€2k▲ 48.8%
The debt ratio rises from 4.5% to 6.0%: debt grows faster than equity.
Key figures and ratios
Solvency
94.0%▼
2023 · 95.5%
Current ratio
16.55▼
2023 · 22.22
Quick ratio
16.55▼
2023 · 22.22
Debt / equity
0.06▲
2023 · 0.05
ROE
8.3%▼
2023 · 82.4%
ROA
7.8%▼
2023 · 78.7%
Debt
€2k▲
2023 · €1k
Debt ≤ 1 year
€2k▲
2023 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€27k€30k▲
Current assets29/58€27k€30k▲
Amounts receivable within one year40/41€22k€29k▲
Trade receivables40€18k€20k▲
Other amounts receivable41€4k€9k▲
Current investments50/53-€548
Cash at bank and in hand54/58€5k-
Equity and liabilities
Total equity and liabilities10/49€27k€30k▲
Equity10/15€26k€28k▲
Contributions10/11€19k€19k=
Outside capital11€19k-
Share premium1100/10€19k-
Profit (loss) carried forward14€7k€9k▲
Amounts payable17/49€1k€2k▲
Amounts payable within one year42/48€1k€2k▲
Trade debts44€583€949▲
Suppliers440/4€583€949▲
Taxes, remuneration and social security45-€191
Taxes450/3-€191
Other amounts payable47/48€628€663▲
Income statement
Code20232024
Other operating charges640/8€166-
Gross operating margin9900€21k€2k▼
Operating profit (loss)9901€21k€2k▼
Financial charges65/66B-€130
Recurring financial charges65-€130
Profit (loss) for the period before taxes9903€21k€2k▼
Profit (loss) for the period9904€21k€2k▼
Profit (loss) for the period to be appropriated9905€21k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€7k€9k▲
Profit (loss) brought forward from the previous period14P€-14k€7k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 56 days late
2024
29-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 90 days late
2023
31-12
Financial
Back to profitnet €21k
Net result €21k after 2 loss-making years.
31-12
Financial
Liquidity times 14current ratio 22.22
Current ratio from 1.57 to 22.22; short-term debt falls from €8k to €1k.
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 92 days late
2022
06-12
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 128 days late
2021
31-12
Financial
Weakest financial yearnet €-3k ▼162%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
31-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 518 days late
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 122 days late
2020
31-12
Financial
Liquidity times 8current ratio 15.39
Current ratio from 1.89 to 15.39; short-term debt falls from €5k to €646.
2019
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 61 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
2015
31-08
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 31 days late
2013
24-07
NBB filing
Annual accounts filed
fiscal year 2012 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stalingradlaan 601000 BrusselGround area
440 m²
Building footprint
372 m²
Volume, LiDAR
4,981 m³
Parcel 21809K0170/02Z004, Brussels · tallest building 23.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
CLAIRE DE LUNE
since 20092.175.302.796
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21809K0170/02Z004 | Brussels | 440 m² | 1 · 372 m² | 23.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrussel2.175.302.796
Similar companies · same sector, comparable size
CHAGALL NIEUWPOORT
BE 0508.739.561
Koksijde · Eq €28k
Bar çava
BE 0805.072.779
Antwerpen · Eq €28k
SR&CO
BE 0742.920.525
Brussel · Eq €28k
FITRAW
BE 0677.480.959
Elsene · Eq €28k
BeNaZo
BE 0442.053.843
Wijnegem · Eq €28k
Of 20,231 companies in sector 56111 we hold annual accounts for 11,313. 9,248 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-12-2008
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.