Clair
ActiveSummary
The computed 12-month bankruptcy probability of Clair is 1.8% (moderate). The 2025 annual accounts show equity of €15,236 and a net result of €13,736. Its solvency ranks better than 34% of 13,564 sector peers (NACE 46, fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Financials · fiscal year 2025, micro schema
Turnover and EBIT margin not published: the micro schema does not require them.
Peer companies
Historical observationOf the 2,390 companies that looked in July 2024 the way this one looks now, 1.2% went bankrupt within 24 months and 97% are still going.
- Micro
- under 2 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,472 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,390 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2025 |
|---|---|
| Other operating charges640/8 | €5,231 |
| Gross operating margin9900 | €24,454 |
| Operating profit (loss)9901 | €19,223 |
| Financial income75/76B | €50 |
| Recurring financial income75 | €50 |
| Financial charges65/66B | €288 |
| Recurring financial charges65 | €288 |
| Profit (loss) for the period before taxes9903 | €18,985 |
| Income taxes67/77 | €5,249 |
| Profit (loss) for the period9904 | €13,736 |
| Profit (loss) for the period to be appropriated9905 | €13,736 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €76,344 | |
| Current assets29/58 | €76,344 | |
| Stocks and contracts in progress3 | €56,439 | |
| Stocks30/36 | €56,439 | |
| Cash at bank and in hand54/58 | €19,905 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €76,344 | |
| Equity10/15 | €15,236 | |
| Contributions10/11 | €1,500 | |
| Reserves13 | €13,736 | |
| Distributable reserves133 | €13,736 | |
| Amounts payable17/49 | €61,108 | |
| Amounts payable within one year42/48 | €61,108 | |
| Trade debts44 | €35,745 | |
| Suppliers440/4 | €35,745 | |
| Taxes, remuneration and social security45 | €8,081 | |
| Taxes450/3 | €8,081 | |
| Other amounts payable47/48 | €17,281 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €13,736 |
| Operating cash flow (approximation) | €13,736 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.