CLAEZO
ActiveSummary
CLAEZO has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €99k and a net result of €1k. Equity is growing by ~5.9% per year across the filed fiscal years. Its solvency ranks better than 31% of 2566 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability39▼-6
Solvency44=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.84 against 2.88 in 2024; short-term debt: 7.7% and cash: 8.4% of total assets), but 80.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.2%
Return on assets
0.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
13 d early
2023
29 d early
2022
7 d early
2021
27 d early
2020
25 d early
2019
31 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€99k▲ 1.0%
2024 · €98k
Total assets
€513k▼ 1.9%
2024 · €523k
Net result
€1k▼ 92.2%
2024 · €13k
Working capital
€73k▲ 11.9%
2024 · €65k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€25k▲ 639%€15k▼ 39.2%€8k▼ 44.6%€39k▲ 360%€19k▼ 50.4%
Net result€18k▲ 602%€8k▼ 57.1%€-3k€13k€1k▼ 92.2%
Equity€80k▲ 29.9%€88k▲ 9.9%€85k▼ 3.9%€98k▲ 15.4%€99k▲ 1.0%
Total assets€318k▲ 9.6%€313k▼ 1.7%€512k▲ 63.8%€523k▲ 2.1%€513k▼ 1.9%
Debt€238k▲ 4.2%€225k▼ 5.6%€427k▲ 90.2%€425k▼ 0.5%€414k▼ 2.6%
Working capital€96k▲ 58.9%€112k▲ 16.8%€47k▼ 57.8%€65k▲ 37.2%€73k▲ 11.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 50% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €513k
Fixed assets
€400k ▼ 5.4%
Current assets
€112k ▲ 12.8%
Equity and liabilities €513k
Equity
€99k ▲ 1.0%
Debt
€414k ▼ 2.6%
Debt's share of the balance-sheet total falls from 81.3% to 80.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€42k▼
2024 · €58k
Cash flow
€24k▼
2024 · €32k
Current ratio
2.84▼
2024 · 2.88
Quick ratio
2.02▲
2024 · 1.82
Debt to equity
4.20▼
2024 · 4.35
ROE
1.0%▼
2024 · 13.4%
ROA
0.2%▼
2024 · 2.5%
Interest coverage
2.39▼
2024 · 2.83
Debt ≤ 1 year
€40k▲
2024 · €35k
Debt > 1 year
€374k▼
2024 · €390k
Income taxes
€812▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €413 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €14k | €16k | €21k | €19k | €23k | ▲ 21.6% |
| Other operating charges640/8 | €1k | €2k | €2k | €3k | €3k | ▲ 2.8% |
| Non-recurring operating charges66A | €1k | - | - | - | €261 | - |
| Gross operating margin9900 | €42k | €33k | €32k | €60k | €45k | ▼ 25.3% |
| Operating profit (loss)9901 | €25k | €15k | €8k | €39k | €19k | ▼ 50.4% |
| Financial income75/76B | €1k | - | €1 | €39 | €112 | ▲ 190% |
| Recurring financial income75 | €3 | - | €1 | €39 | €112 | ▲ 190% |
| Non-recurring financial income76B | €1k | - | - | - | - | - |
| Financial charges65/66B | €6k | €7k | €12k | €20k | €18k | ▼ 13.6% |
| Recurring financial charges65 | €6k | €7k | €12k | €20k | €18k | ▼ 13.6% |
| Profit (loss) for the period before taxes9903 | €20k | €9k | €-3k | €19k | €2k | ▼ 90.2% |
| Income taxes67/77 | €2k | €790 | - | €6k | €812 | ▼ 85.4% |
| Profit (loss) for the period9904 | €18k | €8k | €-3k | €13k | €1k | ▼ 92.2% |
| Profit (loss) for the period to be appropriated9905 | €18k | €8k | €-3k | €13k | €1k | ▼ 92.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €318k | €313k | €512k | €523k | €513k | ▼ 1.9% |
| Fixed assets21/28 | €191k | €175k | €418k | €423k | €400k | ▼ 5.4% |
| Tangible fixed assets22/27 | €191k | €175k | €418k | €423k | €400k | ▼ 5.4% |
| Land and buildings22 | €165k | €159k | €407k | €393k | €378k | ▼ 3.8% |
| Plant, machinery and equipment23 | €11k | €9k | €12k | €8k | €5k | ▼ 40.4% |
| Furniture and vehicles24 | €14k | €7k | - | €22k | €17k | ▼ 20.4% |
| Other tangible fixed assets26 | €693 | €227 | - | - | - | - |
| Current assets29/58 | €127k | €138k | €94k | €100k | €112k | ▲ 12.8% |
| Stocks and contracts in progress3 | €39k | €44k | €39k | €36k | €32k | ▼ 11.0% |
| Stocks30/36 | €39k | €44k | €39k | €36k | €32k | ▼ 11.0% |
| Amounts receivable within one year40/41 | €13k | €17k | €16k | €26k | €31k | ▲ 20.4% |
| Trade receivables40 | €12k | €14k | €11k | €21k | €26k | ▲ 25.8% |
| Other amounts receivable41 | €1k | €3k | €5k | €5k | €5k | ▼ 2.6% |
| Cash at bank and in hand54/58 | €71k | €73k | €37k | €35k | €43k | ▲ 23.7% |
| Deferred charges and accrued income490/1 | €4k | €4k | €1k | €2k | €5k | ▲ 155% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €318k | €313k | €512k | €523k | €513k | ▼ 1.9% |
| Equity10/15 | €80k | €88k | €85k | €98k | €99k | ▲ 1.0% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €61k | €69k | €66k | €79k | €80k | ▲ 1.3% |
| Distributable reserves133 | €61k | €69k | €66k | €79k | €80k | ▲ 1.3% |
| Amounts payable17/49 | €238k | €225k | €427k | €425k | €414k | ▼ 2.6% |
| Amounts payable after more than one year17 | €207k | €199k | €381k | €390k | €374k | ▼ 4.2% |
| Financial debts170/4 | €207k | €199k | €381k | €390k | €374k | ▼ 4.2% |
| Amounts payable within one year42/48 | €31k | €25k | €46k | €35k | €40k | ▲ 14.5% |
| Current portion of amounts payable after more than one year42 | €10k | €7k | €15k | €16k | €16k | ▲ 3.8% |
| Trade debts44 | €11k | €675 | €4k | €925 | €486 | ▼ 47.5% |
| Suppliers440/4 | €11k | €675 | €4k | €925 | €486 | ▼ 47.5% |
| Advances received on contracts in progress46 | - | - | €2k | €254 | €986 | ▲ 288% |
| Taxes, remuneration and social security45 | €4k | €4k | €4k | €10k | €5k | ▼ 49.9% |
| Taxes450/3 | €4k | €4k | €4k | €10k | €5k | ▼ 49.9% |
| Other amounts payable47/48 | €6k | €14k | €22k | €8k | €17k | ▲ 122% |
| Accrued charges and deferred income492/3 | - | €25 | €16 | €42 | €175 | ▲ 318% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €18k | €8k | €-3k | €13k | €1k | ▼ 92.2% |
| + Depreciation and write-downs630 | €14k | €16k | €21k | €19k | €23k | ▲ 21.6% |
| Operating cash flow (approximation) | €32k | €24k | €18k | €32k | €24k | ▼ 25.1% |
| Investment in fixed assets (approximation) | - | €0 | €-265k | €-24k | €0 | ▲ 100% |
| Change in cash | - | €1k | €-35k | €-2k | €8k | ▲ 456% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-3k
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €18k ▲602%
Net result €18k, the highest in the series.
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tessenderlo-Ham · 2 establishment units since 2007
Ground area
1.3 ha
Building footprint
1,324 m²
Volume, LiDAR
555 m³
2 parcels, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
GC Glastint & Cardesign + RZ Sportcars + All in Events
since 20072.160.262.452
GC Glastint & Cardesign
since 20072.160.274.132
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71033B1658/00A000 | Flanders | 1.2 ha | 1 · 1,223 m² | 4.2 m |
| 71065F0140/00A004 | Flanders | 735 m² | 1 · 101 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 757 companies in sector 95313 we hold annual accounts for 289. 233 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-02-2007
Fiscal year end31-12
Activities, NACEBEL 2025
95313Repair and fitting of specific motor vehicle parts
47811Retail sale of cars and light vans (up to 3.5 tonnes)
Scores and ratios are computed by Checked and are not a credit decision.