CLAEYS
ActiveCLAEYS has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €413k and a net result of €109k. Equity is growing by ~30.1% per year across the filed fiscal years. Its solvency ranks better than 63% of 478 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▲+2
Solvency72▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity short (current ratio 0.7 against 0.59 in 2024; short-term debt: 35.4% and cash: 4.6% of total assets), and 52.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 53
Relative position
BE, all sectors
reference
Sector 53
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.3%
Return on assets
12.5%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
30 d early
2023
40 d early
2022
27 d early
2021
40 d early
2020
2 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€413k▲ 16.4%
2024 · €355k
2018: €73k
2019: €87k
2020: €108k
2021: €159k
2022: €221k
2023: €269k
2024: €355k
2018 → 2025
Total assets
€874k▲ 12.0%
2024 · €781k
2018: €323k
2019: €359k
2020: €359k
2021: €437k
2022: €473k
2023: €604k
2024: €781k
2018 → 2025
Net result
€109k▲ 27.2%
2024 · €86k
2018: €21k
2019: €14k
2020: €20k
2021: €52k
2022: €62k
2023: €48k
2024: €86k
2018 → 2025
Working capital
€-94k▲ 19.9%
2024 · €-118k
2018: €-17k
2019: €-64k
2020: €-64k
2021: €-115k
2022: €-91k
2023: €-94k
2024: €-118k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€159k-€221k▲ 39.2%€269k▲ 21.7%€355k▲ 31.8%€413k▲ 16.4%
Operating result€78k-€86k▲ 9.5%€75k▼ 12.6%€147k▲ 96.5%€186k▲ 26.6%
Net result€52k-€62k▲ 21.1%€48k▼ 23.1%€86k▲ 78.9%€109k▲ 27.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 27% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €874k
Fixed assets
€659k▲ 8.2%
Current assets
€215k▲ 25.1%
Equity and liabilities €874k
Equity
€413k▲ 16.4%
Debt
€461k▲ 8.3%
The debt ratio falls from 54.5% to 52.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€347k▲
2024 · €275k
Cash flow
€270k▲
2024 · €214k
Solvency
47.3%▲
2024 · 45.5%
Current ratio
0.70▲
2024 · 0.59
Quick ratio
0.70▲
2024 · 0.59
Debt / equity
1.12▼
2024 · 1.20
ROE
26.4%▲
2024 · 24.2%
ROA
12.5%▲
2024 · 11.0%
Interest coverage
26.44▲
2024 · 16.93
Debt
€461k▲
2024 · €426k
Debt ≤ 1 year
€309k▲
2024 · €290k
Debt > 1 year
€150k▲
2024 · €133k
Income taxes
€64k▲
2024 · €45k
Staff costs
€293k▲
2024 · €268k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€781k€874k▲
Fixed assets21/28€609k€659k▲
Tangible fixed assets22/27€608k€658k▲
Land and buildings22€209k€200k▼
Plant, machinery and equipment23€20k€15k▼
Furniture and vehicles24€379k€443k▲
Financial fixed assets28€1k€798▼
Current assets29/58€172k€215k▲
Amounts receivable within one year40/41€156k€170k▲
Trade receivables40€155k€168k▲
Other amounts receivable41€1k€2k▲
Cash at bank and in hand54/58€13k€40k▲
Deferred charges and accrued income490/1€2k€5k▲
Equity and liabilities
Total equity and liabilities10/49€781k€874k▲
Equity10/15€355k€413k▲
Contributions10/11€6k€6k=
Reserves13€216k€265k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Other1319€0-
Tax-exempt reserves132€76€76=
Distributable reserves133€214k€263k▲
Profit (loss) carried forward14€133k€142k▲
Amounts payable17/49€426k€461k▲
Amounts payable after more than one year17€133k€150k▲
Financial debts170/4€133k€150k▲
Amounts payable within one year42/48€290k€309k▲
Current portion of amounts payable after more than one year42€105k€90k▼
Financial debts43-€40k
Credit institutions430/8-€40k
Trade debts44€52k€59k▲
Suppliers440/4€52k€59k▲
Taxes, remuneration and social security45€90k€103k▲
Taxes450/3€66k€72k▲
Remuneration and social security454/9€24k€32k▲
Other amounts payable47/48€42k€17k▼
Accrued charges and deferred income492/3€3k€2k▼
Income statement
Code20242025
Non-recurring operating income76A€1k€1k▼
Remuneration, social security and pensions62€268k€293k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€128k€161k▲
Other operating charges640/8€5k€8k▲
Gross operating margin9900€548k€648k▲
Operating profit (loss)9901€147k€186k▲
Financial income75/76B€0€1▲
Recurring financial income75€0€1▲
Financial charges65/66B€16k€13k▼
Recurring financial charges65€16k€13k▼
Profit (loss) for the period before taxes9903€131k€173k▲
Income taxes67/77€45k€64k▲
Profit (loss) for the period9904€86k€109k▲
Profit (loss) for the period to be appropriated9905€86k€109k▲
Appropriation of the result
Profit (loss) to be appropriated9906€183k€242k▲
Profit (loss) brought forward from the previous period14P€97k€133k▲
Transfer from equity791/2-€51k
Transfer to equity691/2€50k€100k▲
To other reserves6921€50k€100k▲
Profit to be distributed694/7-€51k
Return on contributions (dividend)694-€51k
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €109k ▲27.2%
Operating result €186k, net result €109k, both a record.
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Equity above €200kEq €221k ▲39.2%
5 profitable years in a row build equity to €221k.
21-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Equity above €150kEq €159k ▲47.9%
4 profitable years in a row build equity to €159k.
28-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Equity above €100kEq €108k ▲23.3%
3 profitable years in a row build equity to €108k.
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Weakest financial yearnet €14k ▼34.1%
Net result drops to €14k, the lowest in the series; recovery starts the following year.
26-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 35 days late
2017
11-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lievegem · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oostveld Kouter 1019920 LievegemGround area
936 m²
Building footprint
187 m²
Parcel 44036A1336/00G002, Flanders. Linked by address, not a title deed.
1 establishment unit
CLAEYS
since 20062.158.767.959
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44036A1336/00G002 | Flanders | 936 m² | 1 · 187 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Parcel delivery
Notified to the BIPT
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Of 4,917 companies in sector 53200 we hold annual accounts for 1,330. 674 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-11-2006
Fiscal year end30-09
Activities, NACEBEL
49410Freight transport by road
53200Other postal and courier activities
64120
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.