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Age24 yrs
Real estate1 parcel · 10.0 ha
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of CLAEVER ASSOCIATES is 0.2% (very low). The 2024 annual accounts show equity of €420k and a net result of €693k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 61% of 426 sector peers (fiscal year 2024). The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 7 annual accounts.
Filing behaviour
From the deposit records, complete market-wideDeadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 13 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-07-2025, 16 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 15-07-2025 | 16 d early | 2025-00293770 |
| 31-12-2023 | 31-07-2024 | 17-05-2024 | 75 d early | 2024-00091308 |
| 31-12-2022 | 31-07-2023 | 20-07-2023 | 11 d early | 2023-00254434 |
| 31-12-2021 | 31-07-2022 | 08-07-2022 | 23 d early | 2022-20161804 |
| 31-12-2020 | 31-07-2021 | 20-07-2021 | 11 d early | 2021-37200006 |
| 31-12-2019 | 31-07-2020 | 07-07-2020 | 24 d early | 2020-26600312 |
| 31-12-2018 | 31-07-2019 | 25-07-2019 | 6 d early | 2019-37300480 |
| 31-12-2017 | 31-07-2018 | 24-07-2018 | 7 d early | 2018-36900408 |
| 31-12-2016 | 31-07-2017 | 23-08-2017 | 23 d late | 2017-45700251 |
| 31-12-2015 | 31-07-2016 | 29-07-2016 | 2 d early | 2016-36900280 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsLong-established
Founded in 2001, 24 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.2%
Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector
−Long track record
−Annual accounts: healthy financial profile
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€693k
Working capital€410k+46.6%
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 15-07-2025 with the NBB · fiscal year 2024 · verkort
Sector comparison
Fiscal year 2024 · NACE 82 · compared within the same schema type (abbreviated schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 47.5% | 33.6% | |
| Net result | €693k | €34k | |
| Equity | €420k | €108k | |
| Gross operating margin | €799k | €87k | |
| Employees (FTE) | 0.0 | 1.0 |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P61
Improving position over 2020-2024
· n=102-426
P95
Improving position over 2020-2024
· n=101-426
P73
Improving position over 2020-2024
· n=102-426
P89
Improving position over 2020-2024
· n=100-422
Describes the position versus peers, not a forecast.
€764k
-
18-24
€693k
-
18-24
€695k
-
18-24
€884k
+117.1%
18-24
€420k
-
18-24
€410k
+46.6%
18-24
0
-
18-24
€68k
+512.4%
18-24
€464k
-31.8%
18-24
€464k
+353.7%
18-24
€10k
-57.1%
18-24
1.88
-49.6%
18-24
1.86
-50.3%
18-24
47.5%
-
18-24
1.11
-
18-24
165.2%
-0.7%
18-24
78.4%
-
18-24
821.30
-
18-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Deposit | verkort |
| Revenue | - |
| EBITDA | €764k |
| Net profit | €693k |
| Cash flow | €695k |
| Staff costs | - |
| Income taxes | €68k |
| Dividends | - |
| Total assets | €884k |
| Equity | €420k |
| Debt | €464k |
| of which ≤ 1y | €464k |
| of which > 1y | - |
| Working capital | €410k |
| Employees (FTE) | 0.0 |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 1.88 |
| Quick ratio | 1.86 |
| Working capital ratio | 46.4% |
| Solvency | 47.5% |
| Debt / equity | 1.11 |
| Long-term debt ratio | - |
| Interest coverage | 821.30 |
| Gross margin | - |
| Net margin | - |
| ROA | 78.4% |
| ROE | 165.2% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €884k |
| Fixed assets | 21/28 | €9k |
| Intangible fixed assets | 21 | €2k |
| Tangible fixed assets | 22/27 | €7k |
| Current assets | 29/58 | €875k |
| Stocks & contracts in progress | 3 | €12k |
| Amounts receivable within one year | 40/41 | €164k |
| Cash & bank | 54/58 | €697k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €884k |
| Equity | 10/15 | €420k |
| Contributions / capital | 10/11 | €6k |
| Reserves | 13 | €413k |
| Accumulated profits (losses) | 14 | €0 |
| Amounts payable | 17/49 | €464k |
| Amounts payable within one year | 42/48 | €464k |
| Trade debts payable within one year | 44 | €81k |
| Income statement | ||
| Gross operating margin | 9900 | €799k |
| Operating result | 9901 | €762k |
| Financial income | 75 | €98 |
| Financial charges | 65 | €930 |
| Result before taxes | 9903 | €761k |
| Income taxes | 67/77 | €68k |
| Net result for the period | 9904 | €693k |
| Result to be appropriated | 9905 | €693k |
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan.
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Ratios computed by Checked.
Health barometer
FY 2024 · computed94
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationDoorniksesteenweg(Kor) 216, 8500 Kortrijk
since 20022.095.696.183
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area10.0 ha
Buildings1
Building footprint4.2 ha
Volume (LiDAR)463,317 m³
Tallest building20.8 m · ±4 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34354D0036/00P002 | Flanders | 10.0 ha | 1 · 4.2 ha | 20.8 m · 4 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
2 acts Address history · 1
17-10-2024
Registered-office move
All acts · 2
updated 1 year ago
2025
23-07-2025 2 directors appointed
- Frank Vandelanotte, Commissaris
- Frank Vandelanotte, Vaste vertegenwoordiger
2024
17-10-2024 Registered office moved from Bornem to Kortrijk
- Weertstraat 66, 2880 Bornem → Doorniksesteenweg 216, 8500 Kortrijk (België)
Analysis
Snowflake analysis
financial profile on 5 axes92
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
94
Profitability
100
Solvency
90
Growth
78
Stability
100
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Company registry
Company registry (CBE)
Crossroads BankActivities
Marktonderzoekbureaus74131Organisatie van congressen en beurzen82300Organisatie van congressen en beurzen82300Markt- en opinieonderzoekbureaus73200Markt- en opinieonderzoek73200
Primary activity highlighted.
Names & trade names
| Legal nameNL | CLAEVER ASSOCIATES |
Registered office
Doorniksesteenweg(Kor) 216
8500 Kortrijk, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.