CLAES SANDER
ActiveCLAES SANDER has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €219k and a net result of €135k. Its solvency ranks better than 39% of 1330 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability97▲+16
Solvency62▲+20
Growth78
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity tight (current ratio 1.41 against 1.1 in 2023; short-term debt: 41.7% and cash: 15.4% of total assets), and 63.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 42
Relative position
BE, all sectors
reference
Sector 42
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-07-2025, 27 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
27 d early
2023
23 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€219k▲ 159%
2023 · €84k
2023: €84k
2023 → 2024
Total assets
€598k▲ 23.1%
2023 · €486k
2023: €486k
2023 → 2024
Net result
€135k▲ 191%
2023 · €46k
2023: €46k
2023 → 2024
Working capital
€102k▲ 272%
2023 · €27k
2023: €27k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€84k-€219k▲ 159%
Operating result€76k-€206k▲ 172%
Net result€46k-€135k▲ 191%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2024; 2024 is 172% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €598k
Fixed assets
€246k▲ 32.4%
Current assets
€352k▲ 17.4%
Equity and liabilities €598k
Equity
€219k▲ 159%
Debt
€379k▼ 5.6%
The debt ratio falls from 82.6% to 63.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€261k▲
2023 · €115k
Cash flow
€190k▲
2023 · €85k
Solvency
36.6%▲
2023 · 17.4%
Current ratio
1.41▲
2023 · 1.10
Quick ratio
1.29▲
2023 · 0.78
Debt / equity
1.73▼
2023 · 4.75
ROE
61.5%▲
2023 · 54.7%
ROA
22.5%▲
2023 · 9.5%
Interest coverage
8.06▲
2023 · 6.06
Debt
€379k▼
2023 · €401k
Debt ≤ 1 year
€250k▼
2023 · €272k
Debt > 1 year
€129k▲
2023 · €129k
Income taxes
€41k▲
2023 · €11k
Staff costs
€139k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€486k€598k▲
Fixed assets21/28€186k€246k▲
Tangible fixed assets22/27€183k€243k▲
Plant, machinery and equipment23€98k€150k▲
Furniture and vehicles24€85k€93k▲
Financial fixed assets28€3k€3k=
Current assets29/58€300k€352k▲
Stocks and contracts in progress3€86k€29k▼
Stocks30/36€86k€29k▼
Amounts receivable within one year40/41€211k€225k▲
Trade receivables40€185k€153k▼
Other amounts receivable41€27k€72k▲
Cash at bank and in hand54/58-€92k
Deferred charges and accrued income490/1€2k€6k▲
Equity and liabilities
Total equity and liabilities10/49€486k€598k▲
Equity10/15€84k€219k▲
Contributions10/11€500€500=
Reserves13€84k€219k▲
Distributable reserves133€84k€219k▲
Amounts payable17/49€401k€379k▼
Amounts payable after more than one year17€129k€129k▲
Financial debts170/4€129k€129k▲
Amounts payable within one year42/48€272k€250k▼
Current portion of amounts payable after more than one year42€27k€37k▲
Financial debts43€73k€105k▲
Credit institutions430/8€73k€105k▲
Trade debts44€147k€69k▼
Suppliers440/4€147k€69k▼
Taxes, remuneration and social security45€18k€39k▲
Taxes450/3€18k€34k▲
Remuneration and social security454/9-€5k
Other amounts payable47/48€7k-
Accrued charges and deferred income492/3-€31
Income statement
Code20232024
Remuneration, social security and pensions62-€139k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€39k€55k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€116k€401k▲
Operating profit (loss)9901€76k€206k▲
Financial income75/76B€79€2k▲
Recurring financial income75€79€2k▲
Financial charges65/66B€19k€32k▲
Recurring financial charges65€19k€32k▲
Profit (loss) for the period before taxes9903€57k€176k▲
Income taxes67/77€11k€41k▲
Profit (loss) for the period9904€46k€135k▲
Profit (loss) for the period to be appropriated9905€46k€135k▲
Appropriation of the result
Profit (loss) to be appropriated9906€84k€135k▲
Profit (loss) brought forward from the previous period14P€38k-
Transfer to equity691/2€84k€135k▲
To other reserves6921€84k€135k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €219k ▲159%
2 profitable years in a row build equity to €219k.
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diepenbeek · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenblookstraat 623590 DiepenbeekGround area
1,300 m²
Building footprint
151 m²
Volume, LiDAR
601 m³
Parcel 71011A0040/00A033, Flanders · tallest building 13.0 m. Linked by address, not a title deed.
1 establishment unit
Claes Sander
since 20132.222.860.710
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71011A0040/00A033 | Flanders | 1,300 m² | 1 · 151 m² | 13.0 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SEYNAEVE GROUP
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Architecture of Stones
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Of 2,327 companies in sector 42110 we hold annual accounts for 1,097. 790 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-09-2013
Fiscal year end31-12
Activities, NACEBEL
42110Construction of roads and motorways
43990Other specialised construction activities
43999Specialised construction activities
41001General construction of residential buildings
42212Civil engineering
43110Demolition
43120Site preparation
43331Floor and wall tiling
43422Screed work
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.