Summary
Claes Peter has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €392k and a net result of €135k. Equity is growing by ~26.3% per year across the filed fiscal years. Its solvency ranks better than 38% of 31791 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 20-04-2026, 10 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
10 d early
2024
29 d early
2023
7 d early
2022
6 d early
2021
30 d early
2020
1 d early
2019
2 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€392k▼ 48.3%
2024 · €757k
2018: €133klowest in 8 years
2019: €243k▲ +82.7% vs 2018
2020: €268k▲ +10.5% vs 2019
2021: €374k▲ +39.5% vs 2020
2022: €494k▲ +32.0% vs 2021
2023: €616k▲ +24.7% vs 2022
2024: €757k▲ +22.9% vs 2023highest in 8 years
2025: €392k▼ -48.3% vs 2024
2018 → 2025
Total assets
€968k▲ 7.1%
2024 · €904k
2018: €770k
2019: €800k▲ +4.0% vs 2018
2020: €740k▼ -7.5% vs 2019lowest in 8 years
2021: €776k▲ +4.8% vs 2020
2022: €826k▲ +6.5% vs 2021
2023: €851k▲ +3.0% vs 2022
2024: €904k▲ +6.2% vs 2023
2025: €968k▲ +7.1% vs 2024highest in 8 years
2018 → 2025
Net result
€135k▼ 4.2%
2024 · €141k
2018: €120k
2019: €104k▼ -14.0% vs 2018
2020: €26k▼ -75.3% vs 2019lowest in 8 years
2021: €106k▲ +314% vs 2020
2022: €120k▲ +12.9% vs 2021
2023: €122k▲ +1.8% vs 2022
2024: €141k▲ +15.5% vs 2023highest in 8 years
2025: €135k▼ -4.2% vs 2024
2018 → 2025
Working capital
€-333k
2024 · €167k
2018: €-203k
2019: €-34k▲ +83.3% vs 2018
2020: €-80k▼ -137% vs 2019
2021: €-46k▲ +42.4% vs 2020
2022: €23k▲ +149% vs 2021
2023: €50k▲ +123% vs 2022
2024: €167k▲ +230% vs 2023highest in 8 years
2025: €-333k▼ -300% vs 2024lowest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€374k-€494k▲ 32.0%€616k▲ 24.7%€757k▲ 22.9%€392k▼ 48.3%
2021: €374klowest in 5 years
2022: €494k▲ +32.0% vs 2021
2023: €616k▲ +24.7% vs 2022
2024: €757k▲ +22.9% vs 2023highest in 5 years
2025: €392k▼ -48.3% vs 2024
Operating result€44k-€41k▼ 5.0%€45k▲ 7.8%€48k▲ 8.2%€34k▼ 28.6%
2021: €44k
2022: €41k▼ -5.0% vs 2021
2023: €45k▲ +7.8% vs 2022
2024: €48k▲ +8.2% vs 2023highest in 5 years
2025: €34k▼ -28.6% vs 2024lowest in 5 years
Net result€106k-€120k▲ 12.9%€122k▲ 1.8%€141k▲ 15.5%€135k▼ 4.2%
2021: €106klowest in 5 years
2022: €120k▲ +12.9% vs 2021
2023: €122k▲ +1.8% vs 2022
2024: €141k▲ +15.5% vs 2023highest in 5 years
2025: €135k▼ -4.2% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 29% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €968k
Fixed assets
€786k ▲ 11.7%
Current assets
€181k ▼ 9.4%
Equity and liabilities €968k
Equity
€392k ▼ 48.3%
Debt
€576k ▲ 291%
Debt's share of the balance-sheet total rises from 16.3% to 59.5%. Equity is lower and debt is higher.
Key figures and ratios
ROE
34.4%▲
2024 · 18.6%
ROA
13.9%▼
2024 · 15.6%
Debt ≤ 1 year
€514k▲
2024 · €34k
Debt > 1 year
€62k▼
2024 · €114k
Income taxes
€9k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€904k€968k▲
Fixed assets21/28€704k€786k▲
Tangible fixed assets22/27-€82k
Plant, machinery and equipment23-€13k
Furniture and vehicles24-€70k
Financial fixed assets28€704k€704k=
Current assets29/58€200k€181k▼
Amounts receivable within one year40/41€6€2k▲
Other amounts receivable41€6€2k▲
Current investments50/53€75k-
Cash at bank and in hand54/58€125k€179k▲
Deferred charges and accrued income490/1€160€1k▲
Equity and liabilities
Total equity and liabilities10/49€904k€968k▲
Equity10/15€757k€392k▼
Contributions10/11€19k€19k=
Reserves13€738k€373k▼
Distributable reserves133€738k€373k▼
Amounts payable17/49€147k€576k▲
Amounts payable after more than one year17€114k€62k▼
Financial debts170/4€114k€62k▼
Amounts payable within one year42/48€34k€514k▲
Current portion of amounts payable after more than one year42€6k-
Trade debts44€4k€5k▲
Suppliers440/4€4k€5k▲
Taxes, remuneration and social security45€20k€81k▲
Taxes450/3€19k€81k▲
Remuneration and social security454/9€909-
Other amounts payable47/48€4k€428k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€5k
Other operating charges640/8€602€449▼
Gross operating margin9900€49k€40k▼
Operating profit (loss)9901€48k€34k▼
Financial income75/76B€110k€113k▲
Recurring financial income75€110k€113k▲
Financial charges65/66B€6k€3k▼
Recurring financial charges65€6k€3k▼
Profit (loss) for the period before taxes9903€153k€144k▼
Income taxes67/77€12k€9k▼
Profit (loss) for the period9904€141k€135k▼
Profit (loss) for the period to be appropriated9905€141k€135k▼
Appropriation of the result
Profit (loss) to be appropriated9906€141k€135k▼
Transfer from equity791/2-€500k
Transfer to equity691/2€141k€135k▼
To other reserves6921€141k€135k▼
Profit to be distributed694/7-€500k
Return on contributions (dividend)694-€500k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €347 | €347 | - | - | €5k | - |
| Other operating charges640/8 | - | €1k | €445 | €602 | €449 | ▼ 25.4% |
| Gross operating margin9900 | €47k | €43k | €45k | €49k | €40k | ▼ 18.6% |
| Operating profit (loss)9901 | €44k | €41k | €45k | €48k | €34k | ▼ 28.6% |
| Financial income75/76B | - | €97k | €95k | €110k | €113k | ▲ 1.9% |
| Recurring financial income75 | €81k | €97k | €95k | €110k | €113k | ▲ 1.9% |
| Financial charges65/66B | - | €9k | €7k | €6k | €3k | ▼ 47.8% |
| Recurring financial charges65 | €9k | €9k | €7k | €6k | €3k | ▼ 47.8% |
| Profit (loss) for the period before taxes9903 | €116k | €130k | €132k | €153k | €144k | ▼ 5.8% |
| Income taxes67/77 | €10k | €10k | €10k | €12k | €9k | ▼ 24.1% |
| Profit (loss) for the period9904 | €106k | €120k | €122k | €141k | €135k | ▼ 4.2% |
| Profit (loss) for the period to be appropriated9905 | €106k | €120k | €122k | €141k | €135k | ▼ 4.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €776k | €826k | €851k | €904k | €968k | ▲ 7.1% |
| Fixed assets21/28 | €704k | €704k | €704k | €704k | €786k | ▲ 11.7% |
| Tangible fixed assets22/27 | €347 | - | - | - | €82k | - |
| Plant, machinery and equipment23 | - | - | - | - | €13k | - |
| Furniture and vehicles24 | - | - | - | - | €70k | - |
| Financial fixed assets28 | €704k | €704k | €704k | €704k | €704k | = |
| Current assets29/58 | €72k | €122k | €147k | €200k | €181k | ▼ 9.4% |
| Amounts receivable within one year40/41 | €7k | - | €3 | €6 | €2k | ▲ 26,978% |
| Other amounts receivable41 | - | - | €3 | €6 | €2k | ▲ 26,978% |
| Current investments50/53 | - | - | - | €75k | - | - |
| Cash at bank and in hand54/58 | €65k | €122k | €147k | €125k | €179k | ▲ 42.9% |
| Deferred charges and accrued income490/1 | - | €8 | - | €160 | €1k | ▲ 661% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €776k | €826k | €851k | €904k | €968k | ▲ 7.1% |
| Equity10/15 | €374k | €494k | €616k | €757k | €392k | ▼ 48.3% |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | = |
| Reserves13 | €356k | €475k | €597k | €738k | €373k | ▼ 49.5% |
| Non-distributable reserves130/1 | - | €2k | €2k | - | - | - |
| Reserves not available under the articles1311 | - | €2k | €2k | - | - | - |
| Distributable reserves133 | - | €474k | €596k | €738k | €373k | ▼ 49.5% |
| Amounts payable17/49 | €401k | €332k | €235k | €147k | €576k | ▲ 291% |
| Amounts payable after more than one year17 | €284k | €232k | €138k | €114k | €62k | ▼ 45.3% |
| Financial debts170/4 | - | €232k | €138k | €114k | €62k | ▼ 45.3% |
| Amounts payable within one year42/48 | €118k | €100k | €97k | €34k | €514k | ▲ 1,425% |
| Current portion of amounts payable after more than one year42 | - | €73k | €74k | €6k | - | - |
| Trade debts44 | €2k | €2k | €10k | €4k | €5k | ▲ 38.5% |
| Suppliers440/4 | - | €2k | €10k | €4k | €5k | ▲ 38.5% |
| Taxes, remuneration and social security45 | - | €19k | €8k | €20k | €81k | ▲ 298% |
| Taxes450/3 | - | €18k | €8k | €19k | €81k | ▲ 317% |
| Remuneration and social security454/9 | - | €1k | €54 | €909 | - | - |
| Other amounts payable47/48 | - | €5k | €5k | €4k | €428k | ▲ 11,738% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €106k | €120k | €122k | €141k | €135k | ▼ 4.2% |
| + Depreciation and write-downs630 | €347 | €347 | - | - | €5k | - |
| Operating cash flow (approximation) | €106k | €120k | €122k | €141k | €140k | ▼ 0.8% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €-87k | - |
| Change in cash | - | €57k | €25k | €-22k | €54k | ▲ 342% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2018net €141k ▲15.5%
Net result €141k, the highest in the series.
30-09
Financial
Liquidity quadruplescurrent ratio 5.94
Current ratio from 1.52 to 5.94; short-term debt falls from €97k to €34k.
23-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Equity above €500kEq €616k ▲24.7%
6 profitable years in a row build equity to €616k.
24-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Liquidity doublescurrent ratio 1.23
Current ratio from 0.61 to 1.23; short-term debt falls from €118k to €100k.
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Weakest financial yearnet €26k ▼75.3%
Net result drops to €26k, the lowest in the series; recovery starts the following year.
28-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Equity above €200kEq €243k ▲82.7%
2 profitable years in a row build equity to €243k.
02-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 2017
Ground area
602 m²
Building footprint
172 m²
Volume, LiDAR
698 m³
Parcel 71065B0421/00R000, Flanders · tallest building 6.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Sint-Rochusstraat 8, 3550 Heusden-Zolder
since 20172.265.998.786
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71065B0421/00R000 | Flanders | 602 m² | 1 · 172 m² | 6.0 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 36,520 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-07-2017
Fiscal year end30-09
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
Scores and ratios are computed by Checked and are not a credit decision.