Claerinvest

Active

Public limited companyfounded 1990active for 36 yearsAstridlaan 484, 8310 Brugge, BelgiumKBO/BCE: BE 0440.134.431

Summary

Claerinvest has been active since 1990 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €379,877 and a net result of €223,410. Equity is shrinking by about 8.6% per year across the filed financial years. The computed 12-month bankruptcy probability is 0.1% (very low).

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ClaerinvestActiveChecked score 99/100

Risk analysis Report Compare

Activity

Activity not known1 site

Size

€409,079total assets 2025

Equity: €379,877
Profit: €223,410

Financial health

99 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.1%

Structure

Parent: CDM Consult BV

2025 accounts on time3 of 14 deeds summarised

Why 99raises risk1 change of registered office in 24 monthslowers riskSize: total assets €409,079Liquidity: current ratio 16.23, cash €166,716Equity €379,877 (92.9% of total assets)Show the evidence

Checked score

Score 2025

99 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 90% of its sector peers (no NACE code, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 100+29

equity 92.9% of total assets

Liquidity 100+50

short-term debt 6.2% · cash 40.8%

Profitability 100+42

return on assets 54.6%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.4%▲ +0.1 percentage points vs 05-2025 07-2025: 0.5%▲ +0.1 percentage points vs 06-2025 08-2025: 0.7%▲ +0.2 percentage points vs 07-2025 09-2025: 0.4%▼ -0.3 percentage points vs 08-2025 10-2025: 1.2%▲ +0.8 percentage points vs 09-2025 11-2025: 1.2%● unchanged vs 10-2025 12-2025: 1.2%● unchanged vs 11-2025 01-2026: 1.2%● unchanged vs 12-2025 02-2026: 1.2%● unchanged vs 01-2026 03-2026: 1.2%● unchanged vs 02-2026 04-2026: 1.2%● unchanged vs 03-2026 05-2026: 1.4%▲ +0.2 percentage points vs 04-2026 06-2026: 1.7%▲ +0.3 percentage points vs 05-2026 07-2026: 1.7%● unchanged vs 06-2026highest value 08-2026: 0.1%▼ -1.6 percentage points vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value

Credit of up to €35,000 on 30-day terms is acceptable

Liquidity ample (current ratio 16.23, compared with 0.14 in 2024, above the usual 1.5; short-term debt: 6.2% and cash: 40.8% of total assets), and 7.1% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 81% on solvency, 95% on liquidity, 90% on profitability and 95% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

1 change of registered office in 24 months

Belgian Official Gazette

Size: total assets €409,079

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Liquidity: current ratio 16.23, cash €166,716

NBB · annual accounts

Equity €379,877 (92.9% of total assets)

NBB · annual accounts

Growing equity

Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.

NBB · annual accounts 2025

Equity per financial year

1819202122232425

2018 to 2025 · latest year €379,877

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

on the day

2024

on the day

2023

25 days late

2022

41 days late

2021

34 days early

2020

97 days late

2019

11 days early

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 7 accounts on average 17 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (4 of the last 5 filed years within 34 days of that day).

Companies Code · seven months

Where today falls in the filing period

25-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

31-07-2026 Annual accounts filedfinancial year 2025 · full…
31-12-2025 Back to profitnet €223,410
31-12-2025 Liquidity more than 118 timescurrent ratio 16.23

Key points

Positive: Equity rose in 2025from €156,467 to €379,877 ▲ 143% View
Controlled by CDM Consult BV parent View
Active since 1990founded 03-02-1990 36 years View

By topic

Financials

Financial year: 2025
Total assets: €409,079
Profit: €223,410
Solvency: 92.9%

Total assets▲ 20.2%

Net result

20182025

Go to Financials

Board & ownership

Parent: CDM Consult BV

Go to Board & ownership

Timeline

Events: 44
Since: 1991
Next accounts: by 31-07-2027

31-12-2025Equity above €200,000
16-09-2025Registered office
14-08-2025Resignation: Lauwers Eric (director)

Go to Timeline

Company details

Sites: 1

Legal form: Public limited company
Founded: 03-02-1990
Year ends: 31-12
Peppol: Not found in the Peppol directory

Go to Company details

Articles of association

Provisions read: 1

See the provisions in the deeds

Go to Articles of association

Key facts about Claerinvest

What is the company number of Claerinvest?: 0440.134.431. In Belgium the VAT number is the company number with BE in front: BE 0440.134.431.
Where is Claerinvest based?: The registered office is at Astridlaan 484, 8310 Brugge.Company details
What is the legal form of Claerinvest?: Public limited company (NV).
When was Claerinvest founded?: On 03-02-1990.
Is Claerinvest still active?: Yes, Claerinvest is an active enterprise in the KBO register.
What is the turnover of Claerinvest?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is Claerinvest profitable?: In financial year 2025, Claerinvest made a profit of €223,410.
Where can I find the annual accounts of Claerinvest?: Claerinvest filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Claerinvest due?: By 31-07-2027, for financial year 2026.Timeline