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CLAERHOUT PATRICK

Active
Private limited companyfounded 1973active for 52 yearsBlauwhuisstraat 6, 8531 Harelbeke, BelgiumKBO/BCE: BE 0413.710.938
Summary

CLAERHOUT PATRICK has been active since 1973 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €331,308 and a net result of -€39,689. Equity has been shrinking by about 4.1% per year since 2018. Its solvency ranks better than 86% of 2,797 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 09-11-1973 Normal situation
Activity
General construction of residential buildings NACE 41001and 1 other
Joint committee
124 Paritair Comité voor het bouwbedrijf · annual accounts 2022
Establishment unit
2.008.841.195 8531 Harelbeke, since 01-11-1973
Financial year end
31 December
Peppol
Reachable since 09-12-2025

Board and ownership

Board

Financial position

86 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
-€92
▲ 98.8%
Loss
€39,689
▲ 22.9%
Equity
€331,308
▼ 43.2%
Total assets
€430,033
▼ 34.1%
Turnover not published (abbreviated format)
Score breakdownraises riskLoss of €39,689, the second in a row (financial year 2025)Sector: Construction of residential and non-residential buildings (NACE 41)lowers riskLiquidity: current ratio 1.48, cash €79,066, halvedFounded in 1973Show the evidence

Checked score

Score 2025
86 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 47% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Average
Solvency 100=
equity 77.0% of total assets
Liquidity 67-33
short-term debt 19.6% · cash 18.4%
Profitability 7-6
return on assets -9.2%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,453 companies, NACE 41, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: 0.1%▲ +0.1 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.3%▲ +0.2 percentage points vs 06-2026highest value 08-2026: 0.3%● unchanged vs 07-2026highest value 09-2026: 0.3%● unchanged vs 08-2026highest value 10-2026: 0.3%● unchanged vs 09-2026highest value 11-2026: 0.3%● unchanged vs 10-2026highest value
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.48 (11.46 in 2024), below the usual 1.5. Short-term debt is 19.6% and cash 18.4% of total assets. 23% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 92% of them on solvency, 72% on liquidity, 12% on profitability and 12% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Loss of €39,689, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Liquidity: current ratio 1.48, cash €79,066, halved
NBB · annual accounts
lowers risk · Founded in 1973
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€39,689
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
46 days early
2024
27 days early
2023
28 days early
2022
25 days late
2021
54 days early
2020
25 days early
2019
17 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 25 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower net result than 89% of companies in construction of buildingssector median €19,246 · 2,791 companies -€39,689 View
  • Caution: Equity fell in 2025from €583,728 to €331,308 ▼ 43.2% View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€39,689 View

Recent changes

  1. · Gazette deed Appointments: CLAERHOUT Patrick Fernand Alex (statutory director) and HAEZEBROUCK Carine Rosita Kathelyn (statutory director)
All 14 events

Comparable companies

These companies have the same main activity as CLAERHOUT PATRICK: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €244,000 and €920,000, founded between 1954 and 1997.

CompanyTotal assetsGross margin
CLAERHOUT PATRICK Harelbeke€430,033-€92
APPARTHOME Knokke-Heist€482,343-€89,142
Bouwonderneming Lacaille Sint-Katelijne-Waver€284,207-€44,080
Bouwbedrijf Pollet Kortemark€243,994-€4,226
L'ATELIER PROMOTIONS Nieuwpoort€530,148-€79,305
GROEP VANDEREYCKEN Ham€557,434-€13,482
RESIDENTIES APOLLO Nieuwpoort€919,657-€23,024
Full comparison

Key facts about CLAERHOUT PATRICK

What is the company number of CLAERHOUT PATRICK?
The company number of CLAERHOUT PATRICK is 0413.710.938. The VAT number is the same number with BE in front: BE 0413.710.938.
Where is CLAERHOUT PATRICK based?
The registered office is at Blauwhuisstraat 6, 8531 Harelbeke.Company details
What does CLAERHOUT PATRICK do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of CLAERHOUT PATRICK?
The legal form of CLAERHOUT PATRICK is Private limited company (BV).
When was CLAERHOUT PATRICK founded?
CLAERHOUT PATRICK was founded on 09-11-1973.
Is CLAERHOUT PATRICK still active?
Yes, CLAERHOUT PATRICK is an active enterprise in the KBO register.
How many employees does CLAERHOUT PATRICK have?
CLAERHOUT PATRICK had an average of 2.5 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
Which joint committee does CLAERHOUT PATRICK fall under?
In its 2022 annual accounts, CLAERHOUT PATRICK states joint committee 124 (Paritair Comité voor het bouwbedrijf).
What is the turnover of CLAERHOUT PATRICK?
The annual accounts for financial year 2025 state no turnover. The abbreviated format does not require it.
Is CLAERHOUT PATRICK profitable?
In financial year 2025, CLAERHOUT PATRICK made a loss of €39,689.
Where can I find the annual accounts of CLAERHOUT PATRICK?
CLAERHOUT PATRICK filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CLAERHOUT PATRICK due?
CLAERHOUT PATRICK must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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