Cladcovi

Active

Private limited companyfounded 2016active for 10 yearsSint-Denijsstraat 120, 1190 Vorst, Belgium12 active companies are registered at this addressKBO/BCE: BE 0659.773.511

Summary

Cladcovi is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €17,115 and a net result of €41,627. Equity is growing by about 71% per year across the filed financial years. Its solvency ranks better than 32% of 17,033 sector peers (NACE 68, financial year 2025). The company has been active since 2016 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry (see administrative flags).

Risk analysisFollow Report Compare

CladcoviActiveChecked score 54/100

Risk analysis Report Compare

Activity

Renting and operating of own or leased residential real estate, excluding social housing

NACE 68201

1 site

Size

€182,756total assets 2025

Equity: €17,115
Profit: €41,627

Turnover not published (micro format)

Financial health

54 Fair Checked score 2025

Bankruptcy probability: sector outside the model

Structure

DE WILDE AdelineDirector
VANDEN BORRE VincentDirector

2025 accounts filed 31 days late1 of 4 deeds summarised

Signalsraises risk2025 accounts filed 31 days lateAdministrative warnings in the KBO publicationsShow the evidence

Checked score

Score 2025

54 / 100

Fair▲ +44 on 2024

Without a bankruptcy probability: score from the figures alone

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 34+30

equity 9.4% of total assets

Liquidity 32+11

short-term debt 53.8% · cash 7.1%

Profitability 97+93

return on assets 22.8%

Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

Credit of up to €500 on 30-day terms is acceptable

Liquidity ample (current ratio 1.7, compared with 1.17 in 2024, above the usual 1.5; short-term debt: 53.8% and cash: 7.1% of total assets), but 90.6% of the assets are financed with debt and provisions.

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Signals

Two signals.

raises risk

2025 accounts filed 31 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 3 filings

Deviation from the deadline

2025

31 days late

2024

29 days late

2023

26 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 29 days after the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Administrative warnings in the KBO publications

1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.

KBO publications

Publications

Address struck

Searched, nothing found (1)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (3 of the last 3 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

25-10-2026 today31-12-2026 year end31-07-2027 deadline

31-08-2026 Annual accounts filedfinancial year 2025 · micro…
31-12-2025 Back to profitnet €41,627
29-08-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Positive: Back in profit in 2025after -€10,214 in 2024 €41,627 View
Board2 directors in office 2 View
Total assets 20253 financial years filed €182,756 View

By topic

Financials

Financial year: 2025
Total assets: €182,756
Profit: €41,627
Solvency: 9.4%

Total assets▲ 115%

Net result

20232025

Go to Financials

Board & ownership

Board: 2 members

DE WILDE AdelineDirector
VANDEN BORRE VincentDirector

Go to Board & ownership

Timeline

Events: 7
Since: 2024
Next accounts: by 31-07-2027

31-12-2024Weakest financial year
26-08-2024Annual accounts filed
13-05-2024Address struck

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Renting and operating of own or leased residential…NACE 68201
Founded: 19-07-2016
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 24

Purpose: “Aan-en verkoop,adviesverlening,consultancy en begeleiding in de sector van…” (deed in Dutch)

Go to Articles of association

Key facts about Cladcovi

What is the company number of Cladcovi?: 0659.773.511. In Belgium the VAT number is the company number with BE in front: BE 0659.773.511.
Where is Cladcovi based?: The registered office is at Sint-Denijsstraat 120, 1190 Vorst.Company details
What does Cladcovi do?: According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
What is the legal form of Cladcovi?: Private limited company (BV).
When was Cladcovi founded?: On 19-07-2016.
Is Cladcovi still active?: Yes, Cladcovi is an active enterprise in the KBO register.
What is the turnover of Cladcovi?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is Cladcovi profitable?: In financial year 2025, Cladcovi made a profit of €41,627.
Where can I find the annual accounts of Cladcovi?: Cladcovi filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Cladcovi due?: By 31-07-2027, for financial year 2026.Timeline