Equity
-€4,001
Debts exceed assets in financial year 2025.
Clacé Projects
Lifetime
2 annual accounts with figures on one time axispeak -€4,945 (2025)
-€4,945▲ €444,505
lowest -€457,939 (2024)
-€21,423▲ €436,516
peak -€4,001 (2025)
-€4,001▲ €403,938
€703,690▲ 60.1%
Board2 names since 2023
1 directorFrederik Lamont
Documentsfilings and deeds
30-04-2026on the last day
2025micro format
Gross margin from -€449,450 to -€4,945Loss of €21,423Equity from -€407,939 to -€4,001Debts from €439,614 to €703,690Cash from €22,196 to €8,395
Key points
from the 2025 annual accountsDebts
€703,690 101% of the balance sheet
Financial debts 79%Suppliers 4%Other 17%
Of this, €148,762 falls due within a year.
Board
1 joined · 1 left
Board changed. Latest change 02-12-2025 · 1 in office.
Turnover not published (micro format)
Checked score
55
Fair
Financially stronger than 44% of micro companies in real estate (NACE 68)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.7%
01-2025: 0.7%● unchanged vs 12-2024
02-2025: 0.8%▲ +0.1 percentage points vs 01-2025
03-2025: 0.9%▲ +0.1 percentage points vs 02-2025
04-2025: 0.9%● unchanged vs 03-2025
05-2025: 1.0%▲ +0.1 percentage points vs 04-2025highest value
06-2025: 0.5%▼ -0.5 percentage points vs 05-2025
07-2025: 0.5%● unchanged vs 06-2025
08-2025: 0.5%● unchanged vs 07-2025
09-2025: 0.5%● unchanged vs 08-2025
10-2025: 0.6%▲ +0.1 percentage points vs 09-2025
11-2025: 0.6%● unchanged vs 10-2025
12-2025: 0.5%▼ -0.1 percentage points vs 11-2025
01-2026: 0.5%● unchanged vs 12-2025
02-2026: 0.6%▲ +0.1 percentage points vs 01-2026
03-2026: 0.6%● unchanged vs 02-2026
04-2026: 0.6%● unchanged vs 03-2026
05-2026: 0.8%▲ +0.2 percentage points vs 04-2026
06-2026: 0.3%▼ -0.5 percentage points vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026lowest value
08-2026: 0.3%● unchanged vs 07-2026lowest value
09-2026: 0.3%● unchanged vs 08-2026lowest value
10-2026: 0.3%● unchanged vs 09-2026
11-2026: 0.3%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Liquidity: current ratio 4.68, cash €8,395, halved
Negative equity -€4,001
lowers risk
Size: total assets €699,690
Sector: Real estate activities (NACE 68)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 19% of them on solvency, 39% on liquidity, 26% on profitability and 91% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,251 companies had the same profile as Clacé Projects has now. Each dot stands for 4 companies, two years later.
96.6%
were still trading
2.1%
stopped another way
1.0%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Clacé Projects itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,251 companies, not a prediction for Clacé Projects. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is ample, with a current ratio of 4.68, above the usual 1.5. Short-term debt is 21.3% and cash 1.2% of total assets. However, equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2425
2024 to 2025 · latest year -€4,001
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
on the day
2024
1 day early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 1 day before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end09-11-2026 today30-04-2027 deadline
Board and ownership
- Lamont Frederik founderdeed of 29-09-2023
- Charlotte Lust founderdeed of 29-09-2023
Recent changes
Resignation: Lamont Energietechniek (director)
Appointment: Frederik Lamont (director) · General meeting of 20-03-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1000365849
Environmental permit granted
Nieuwbouw of aanleggen · Provincie West-Vlaanderen
Incorporation
Founders: Lamont Frederik and Charlotte Lust · 100 shares · Appointment: Lamont Energietechniek (director) · published on 29-09-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Clacé Projects Ingelmunster | €699,690 | -€4,945 | -0.6% | - |
| THE LANE BRUGES Bruges | €623,895 | -€61,876 | -23.5% | - |
| HOUSE OF LEMONS Knokke-Heist | €899,119 | -€3,661 | 0.7% | - |
| ART-HOUSE VDM Kruisem | €706,761 | -€11,024 | -0.7% | - |
| Blajo Evergem | €766,334 | -€2,271 | 93.8% | - |
| IMOBILIS Aalter | €682,043 | -€1,144 | 97.8% | - |
| PURE INVEST Woluwe-Saint-Lambert | €763,404 | -€8,120 | 5.7% | - |
These companies have the same main activity as Clacé Projects: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €624,000 and €899,000, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 27-09-2023Normal situation
- Activity
- Buying and selling of own real estateNACE 68110and 4 others
- Establishment unit
- 2.351.245.3568770 Ingelmunster, since 27-09-2023
- Financial year end
- 30 September
- Peppol
- Reachable since 16-12-2025
Annual accounts to 30-09-2025
- €699,690▲ 22×
- Filing
- Filed on 30-04-2026, on the last day of the filing period
Insights on Clacé Projects
Clacé Projects has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€4,001) and a net result of -€21,423.
Its solvency ranks better than 20% of 17,190 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Clacé Projects
- What is the company number of Clacé Projects?
- The company number of Clacé Projects is 1000.365.849. The VAT number is the same number with BE in front: BE 1000.365.849.
- Where is Clacé Projects based?
- The registered office is at Kleine Weg 1, 8770 Ingelmunster.Company details
- What does Clacé Projects do?
- According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
- What is the legal form of Clacé Projects?
- Clacé Projects is a private limited company (BV).
- When was Clacé Projects founded?
- Clacé Projects was founded on 27-09-2023.
- Is Clacé Projects still active?
- Yes, Clacé Projects is an active enterprise in the KBO register.
- What is the turnover of Clacé Projects?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is Clacé Projects profitable?
- In financial year 2025, Clacé Projects made a loss of €21,423.
- Where can I find the annual accounts of Clacé Projects?
- Clacé Projects filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Clacé Projects due?
- Clacé Projects must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
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