CL-SOINS
ActiveCL-SOINS has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €48k and a net result of €145k. Equity is shrinking by ~11.4% per year across the filed fiscal years. Its solvency ranks better than 21% of 16511 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency46=
Growth57=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity tight (current ratio 1.18 against 1.17 in 2024; short-term debt: 72.3% and cash: 26.6% of total assets), and 78.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21.3%
Return on assets
64.8%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 16511 sector peers (2025).
NBB · sector comparisonPosition among 16511 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-12-2025, 43 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
43 d early
2024
44 d early
2023
51 d early
2022
42 d early
2021
49 d early
2020
54 d early
2019
56 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close20-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€100k▲ 7.1%
2019 · €93k
2019: €93k
2019 → 2020
EBIT margin
49.3%▼ 2.5pp
2019 · 51.7%
2019: 51.7%
2019 → 2020
Net result
€145k▲ 30.1%
2024 · €111k
2019: €35k
2020: €35k
2021: €51k
2022: €141k
2023: €112k
2024: €111k
2019 → 2025
Working capital
€29k▼ 6.7%
2024 · €31k
2019: €110k
2020: €60k
2021: €57k
2022: €42k
2023: €37k
2024: €31k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€71k-€62k▼ 13.1%€62k=€48k▼ 22.8%€48k=
Operating result€68k-€191k▲ 179%€153k▼ 19.4%€153k▼ 0.4%€193k▲ 26.0%
Net result€51k-€141k▲ 178%€112k▼ 20.4%€111k▼ 0.9%€145k▲ 30.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 26% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €224k
Fixed assets
€33k▲ 99.6%
Current assets
€191k▼ 9.5%
Equity and liabilities €224k
Equity
€48k=
Debt
€176k▼ 2.1%
The debt ratio falls from 79.0% to 78.7%. Debt is lower.
Key figures and ratios
EBITDA
€199k▲
2024 · €163k
Cash flow
€152k▲
2024 · €121k
Solvency
21.3%▲
2024 · 21.0%
Current ratio
1.18▲
2024 · 1.17
Quick ratio
1.18▲
2024 · 1.17
Debt / equity
3.68▼
2024 · 3.76
ROE
303.5%▲
2024 · 233.2%
ROA
64.8%▲
2024 · 49.0%
Interest coverage
303.45▼
2024 · 766.68
Debt
€176k▼
2024 · €180k
Debt ≤ 1 year
€162k▼
2024 · €180k
Debt > 1 year
€14k
Income taxes
€50k▲
2024 · €44k
Staff costs
€56k▼
2024 · €56k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€227k€224k▼
Fixed assets21/28€16k€33k▲
Tangible fixed assets22/27€16k€33k▲
Plant, machinery and equipment23€1k€100▼
Furniture and vehicles24€8k€26k▲
Other tangible fixed assets26€7k€6k▼
Current assets29/58€211k€191k▼
Amounts receivable after more than one year29€102k€102k=
Other amounts receivable291€102k€102k=
Amounts receivable within one year40/41€6k€29k▲
Trade receivables40€6k€12k▲
Other amounts receivable41-€17k
Cash at bank and in hand54/58€102k€60k▼
Deferred charges and accrued income490/1€604€182▼
Equity and liabilities
Total equity and liabilities10/49€227k€224k▼
Equity10/15€48k€48k=
Contributions10/11€19k€19k=
Reserves13€29k€29k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€27k€27k=
Amounts payable17/49€180k€176k▼
Amounts payable after more than one year17-€14k
Financial debts170/4-€14k
Amounts payable within one year42/48€180k€162k▼
Current portion of amounts payable after more than one year42-€5k
Trade debts44€2k-
Suppliers440/4€2k-
Advances received on contracts in progress46€219€219=
Taxes, remuneration and social security45€31k€34k▲
Taxes450/3€22k€25k▲
Remuneration and social security454/9€9k€8k▼
Other amounts payable47/48€146k€123k▼
Income statement
Code20242025
Remuneration, social security and pensions62€56k€56k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€7k▼
Other operating charges640/8€417€418▲
Gross operating margin9900€219k€256k▲
Operating profit (loss)9901€153k€193k▲
Financial income75/76B€3k€3k=
Recurring financial income75€3k€3k=
Financial charges65/66B€212€657▲
Recurring financial charges65€212€657▲
Profit (loss) for the period before taxes9903€156k€195k▲
Income taxes67/77€44k€50k▲
Profit (loss) for the period9904€111k€145k▲
Transfer from tax-exempt reserves789€16k-
Profit (loss) for the period to be appropriated9905€128k€145k▲
Appropriation of the result
Profit (loss) to be appropriated9906€128k€145k▲
Transfer from equity791/2€25k-
Transfer to equity691/2€27k-
To other reserves6921€27k-
Profit to be distributed694/7€125k€145k▲
Return on contributions (dividend)694€125k€145k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
19-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Highest result since 2019net €145k ▲30.1%
Operating result €193k, net result €145k, both a record.
2024
18-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
11-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
20-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
13-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
08-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
06-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
10-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
19-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
13-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Binche · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Alexandre Meurant(LEV) 717134 BincheGround area
1,243 m²
Building footprint
47 m²
Volume, LiDAR
289 m³
Parcel 56043B0402/00M003, Wallonia · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CL-SOINS
since 20152.243.922.180
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56043B0402/00M003 | Wallonia | 1,243 m² | 1 · 47 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 5,984 companies in sector 86940 we hold annual accounts for 1,808. 1,583 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-07-2015
Fiscal year end30-06
Activities, NACEBEL
86906Human health activities
86940Nursing and midwifery
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.