Equity
€16.8m ▲ 18.6%
CL-IMMO has made a profit without a break since 2020.
CL-IMMO
Lifetime
13 annual accounts with figures on one time axispeak €6.5m (2017)
€4.9m▲ 214%
lowest -€84,767 (2019)
€2.6m▲ 11×
peak €16.8m (2025)
€16.8m▲ 18.6%
€351,399▲ 83.6%
peak 1.8 FTE (2013)
-not published
Board7 names since 2020
4 directorsJUDHO and 3 others
Owners
100%MEEROE
Documentsfilings and deeds
12-07-202619 days before the deadline
2025financial year
Gross margin from €1.6m to €4.9mResult from €228,961 to €2.6m2 directors appointed, 2 resignations 19-09Reappointment: Callens Vandelanotte Bedrijfsrevisoren (statut… 10-07Equity from €14.1m to €16.8mDebts from €191,432 to €351,399
Key points
from the 2025 annual accountsResult
€2.6m ▲ 11×
The result rose in 2025: different schema filed.
Turnover
≈ €9.2m estimated
The accounts state no turnover.
Investments
€1.9m 1.9 × depreciation
Green is investment, beige is depreciation.
Filings
13 annual accounts since 2013
The last five annual accounts were filed 19 to 37 days before the end of the period.
Position in the sector
97.9%
Higher solvency than 93% of companies in head offices and management consultancy. Sector median 53.3% · 3,871 companies.
Checked score
97
Excellent
Financially stronger than 76% of medium-sized companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 801 companies (NACE 70, medium-sized).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: 0.1%▲ +0.1 percentage points vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025highest value
08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: 0.1%▲ +0.1 percentage points vs 05-2026
07-2026: < 0.1%▼ -0.1 percentage points vs 06-2026lowest value
08-2026: 0.1%▲ +0.1 percentage points vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Liquidity: current ratio 12.50, cash €57,421, halved
lowers risk
Size: total assets €17.1m
Sector: Activities of head offices; management consultancy activities (NACE 70)
Figures for financial year 2025 (filed on 12-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, medium-sized). It does better than 82% of them on solvency, 54% on liquidity, 91% on profitability and 76% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 546 companies had the same profile as CL-IMMO has now. Each dot stands for 2 companies, two years later.
95.2%
were still trading
4.2%
stopped another way
0.4%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of CL-IMMO itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 546 companies, not a prediction for CL-IMMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,600,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 12.5 (12.29 in 2024), above the usual 1.5. Short-term debt is 2% and cash 0.3% of total assets. 2.1% of the assets are financed with debt and provisions.
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Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €16.8m
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-07-2026, 19 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
19 days early
2024
25 days early
2023
21 days early
2022
37 days early
2021
29 days early
2020
19 days early
2019
23 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 25 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 6 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0508597031
1 director appointed, 3 reappointments
Reappointments: Pephil nv, Meert Louise and Meert Julien · Appointment: Pephil nv (managing director) · Permanent representative: Philippe Meert · General meeting of 18-06-2026 · Gazette deed
2 directors appointed, 2 resignations
Resignations: Judho bv (managing director) and Guns & Wauters bv · Permanent representatives: Anne-Marie Meert and Bart Guns · Appointments: Meert Louise and Meert Julien · General meeting of 05-09-2025 · Gazette deed
Reappointment: Callens Vandelanotte Bedrijfsrevisoren (statutory auditor)
General meeting of 23-06-2025 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CL-IMMO Erpe-Mere | €17.1m | €4.9m | 97.9% | - |
| nanoGrid Aalst | €13.2m | €5.1m | 2.7% | 23.5 |
| MES ENVIES Woluwe-Saint-Pierre | €14.5m | €4.4m | 57.6% | - |
| STECRI Deerlijk | €17.0m | €4.8m | 97.4% | 1 |
| ENSUR Brussels | €15.6m | €5.4m | 36.4% | 25.1 |
| WEBA SYSTEMS Ghent | €16.6m | €3.7m | 94.4% | 20 |
| CONUNDRA Oosterzele | €13.3m | €7.1m | 14.0% | 41.8 |
These companies have the same main activity as CL-IMMO: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €13m and €17m, founded between 2010 and 2015.
Official details
Source: KBO- Status
- Active since 20-12-2012Normal situation
- Activity
- Business and other management consultancyNACE 70200
- Joint committee
- 323Building management, estate agents and domestic staff · annual accounts 2023
- Establishment unit
- 2.216.466.5299420 Erpe-Mere, since 20-12-2012
- Financial year end
- 31 December
- Peppol
- Reachable since 07-10-2026
Annual accounts 2025
- €17.1m▲ 19.4%
- Filing
- Filed on 12-07-2026, 19 days before the end of the filing period
Insights on CL-IMMO
CL-IMMO has existed since 2012. The present size dates from 2025. The gross margin rose that year from €1.6m to €4.9m.
MEEROE holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CL-IMMO
- What is the company number of CL-IMMO?
- The company number of CL-IMMO is 0508.597.031. The VAT number is the same number with BE in front: BE 0508.597.031.
- Where is CL-IMMO based?
- The registered office is at Oudenaardsesteenweg 283, 9420 Erpe-Mere.Company details
- What does CL-IMMO do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of CL-IMMO?
- CL-IMMO is a public limited company (NV).
- When was CL-IMMO founded?
- CL-IMMO was founded on 20-12-2012.
- Is CL-IMMO still active?
- Yes, CL-IMMO is an active enterprise in the KBO register.
- How many employees does CL-IMMO have?
- CL-IMMO had an average of 0.4 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
- Which joint committee does CL-IMMO fall under?
- In its 2023 annual accounts, CL-IMMO states joint committee 323 (Building management, estate agents and domestic staff).
- What is the turnover of CL-IMMO?
- The turnover in financial year 2025 is ≈ €9.2m. This figure is estimated from the gross margin of €4.9m and 36 comparable companies (NACE 70200). It probably lies between €6.4m and €12.0m.
- Is CL-IMMO profitable?
- In financial year 2025, CL-IMMO made a profit of €2.6m.
- Where can I find the annual accounts of CL-IMMO?
- CL-IMMO filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CL-IMMO due?
- CL-IMMO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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