Summary
CL Development has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €875k and a net result of €9k. Equity remains stable across the filed fiscal years (±2.1% per year). Its solvency ranks better than 67% of 8663 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
1 d early
2024
9 d early
2023
5 d early
2022
11 d early
2021
11 d early
2020
1 d early
2019
7 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€9k▼ 62.7%
2024 · €25k
2018: €747k
2019: €14k
2020: €-2k
2021: €34k
2022: €21k
2023: €15k
2024: €25k
2018 → 2025
Working capital
€-220k▼ 7.5%
2024 · €-204k
2018: €-91k
2019: €-125k
2020: €-124k
2021: €-163k
2022: €-173k
2023: €-193k
2024: €-204k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€804k-€826k▲ 2.6%€841k▲ 1.9%€866k▲ 2.9%€875k▲ 1.1%
Operating result€50k-€40k▼ 21.5%€31k▼ 22.8%€47k▲ 52.5%€23k▼ 50.9%
Net result€34k-€21k▼ 37.1%€15k▼ 27.1%€25k▲ 59.5%€9k▼ 62.7%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 51% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.25M
Fixed assets
€1.22M ▼ 0.7%
Current assets
€28k ▲ 61.2%
Equity and liabilities €1.25M
Equity
€875k ▲ 1.1%
Debt
€371k ▼ 2.0%
Debt's share of the balance-sheet total falls from 30.4% to 29.8%. Equity is higher and debt is lower.
Key figures and ratios
ROE
1.1%▼
2024 · 2.9%
ROA
0.7%▼
2024 · 2.0%
Debt ≤ 1 year
€247k▲
2024 · €221k
Debt > 1 year
€112k▼
2024 · €157k
Income taxes
€5k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.24M€1.25M▲
Fixed assets21/28€1.23M€1.22M▼
Tangible fixed assets22/27€15k€6k▼
Furniture and vehicles24€15k€6k▼
Financial fixed assets28€1.21M€1.21M=
Current assets29/58€17k€28k▲
Amounts receivable within one year40/41€0€21k▲
Trade receivables40€0€16k▲
Other amounts receivable41€0€5k▲
Cash at bank and in hand54/58€16k€6k▼
Deferred charges and accrued income490/1€1k€877▼
Equity and liabilities
Total equity and liabilities10/49€1.24M€1.25M▲
Equity10/15€866k€875k▲
Contributions10/11€12k€12k=
Reserves13€27k€36k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€25k€34k▲
Profit (loss) carried forward14€827k€827k=
Amounts payable17/49€379k€371k▼
Amounts payable after more than one year17€157k€112k▼
Financial debts170/4€157k€112k▼
Amounts payable within one year42/48€221k€247k▲
Current portion of amounts payable after more than one year42€45k€45k▲
Financial debts43€13€21▲
Credit institutions430/8€13€21▲
Trade debts44€15k€2k▼
Suppliers440/4€15k€2k▼
Taxes, remuneration and social security45€16k€20k▲
Taxes450/3€11k€15k▲
Remuneration and social security454/9€5k€5k▲
Other amounts payable47/48€146k€180k▲
Accrued charges and deferred income492/3-€12k
Income statement
Code20242025
Non-recurring operating income76A€2k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k=
Other operating charges640/8€1k€1k▼
Gross operating margin9900€57k€33k▼
Operating profit (loss)9901€47k€23k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€8k€9k▲
Recurring financial charges65€8k€9k▲
Profit (loss) for the period before taxes9903€39k€14k▼
Income taxes67/77€14k€5k▼
Profit (loss) for the period9904€25k€9k▼
Profit (loss) for the period to be appropriated9905€25k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€851k€836k▼
Profit (loss) brought forward from the previous period14P€827k€827k=
Transfer to equity691/2€25k€9k▼
To other reserves6921€25k€9k▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Back to profitnet €34k
Net result €34k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Weakest financial yearnet €-2k ▼117%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ham-sur-Heure-Nalinnes · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Marbaix(HSH) 476120 Ham-sur-Heure-NalinnesGround area
1,247 m²
Building footprint
107 m²
Volume, LiDAR
751 m³
Parcel 56034C0312/00M000, Wallonia · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CL Development
since 20182.273.916.164
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56034C0312/00M000 | Wallonia | 1,246 m² | 1 · 107 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SCALA INVESTMENTS
BE 1003.867.945
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DELAHAUT INVEST
BE 0533.758.732
Namur · Eq €875,074
GDB MANAGEMENT SERVICES
BE 0474.580.616
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IMMOBILIERE LE CHENE
BE 0434.819.326
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RACINE
BE 0425.228.697
Gent · Eq €874,424
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 29,291 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded20-02-2018
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
70100Activities of head offices
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.