CL ARCHITECTE
ActiveFor the legal form of CL ARCHITECTE, Checked does not compute a bankruptcy probability. The 2025 annual accounts show equity of €70k and a net result of €30k. Equity is growing by ~28.8% per year across the filed fiscal years. Its solvency ranks better than 65% of 9417 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
97
/ 100
Excellent▲ +6 vs 2024
The score weighs solvency, liquidity, profitability and financial development. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+17
Solvency93▼-4
Growth78▲+26
Track record100
Credit verdict
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.85 against 2.75 in 2024; short-term debt: 31.7% and cash: 36% of total assets), and 31.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
27 d early
2023
23 d late
2022
27 d late
2021
114 d late
2020
10 d late
2019
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€70k▲ 54.8%
2024 · €45k
2018: €14k
2019: €23k
2020: €14k
2021: €17k
2022: €25k
2023: €39k
2024: €45k
2018 → 2025
Total assets
€102k▲ 62.5%
2024 · €63k
2018: €57k
2019: €55k
2020: €50k
2021: €63k
2022: €79k
2023: €114k
2024: €63k
2018 → 2025
Net result
€30k▲ 323%
2024 · €7k
2018: €13k
2019: €8k
2020: €-8k
2021: €3k
2022: €8k
2023: €15k
2024: €7k
2018 → 2025
Working capital
€60k▲ 92.6%
2024 · €31k
2018: €14k
2019: €22k
2020: €13k
2021: €16k
2022: €22k
2023: €34k
2024: €31k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€17k-€25k▲ 42.4%€39k▲ 58.1%€45k▲ 15.8%€70k▲ 54.8%
Operating result€4k-€10k▲ 133%€20k▲ 104%€9k▼ 52.8%€37k▲ 289%
Net result€3k-€8k▲ 156%€15k▲ 85.9%€7k▼ 53.9%€30k▲ 323%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 289% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €102k
Fixed assets
€10k▼ 28.7%
Current assets
€92k▲ 88.8%
Equity and liabilities €102k
Equity
€70k▲ 54.8%
Debt
€32k▲ 82.3%
The debt ratio rises from 28.2% to 31.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€43k▲
2024 · €13k
Cash flow
€36k▲
2024 · €10k
Solvency
68.3%▼
2024 · 71.8%
Current ratio
2.85▲
2024 · 2.75
Quick ratio
2.85▲
2024 · 2.75
Debt / equity
0.46▲
2024 · 0.39
ROE
42.3%▲
2024 · 15.5%
ROA
28.9%▲
2024 · 11.1%
Interest coverage
170.33▲
2024 · 28.12
Debt
€32k▲
2024 · €18k
Debt ≤ 1 year
€32k▲
2024 · €18k
Income taxes
€7k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€63k€102k▲
Fixed assets21/28€14k€10k▼
Intangible fixed assets21€1k€539▼
Tangible fixed assets22/27€13k€8k▼
Plant, machinery and equipment23-€319
Furniture and vehicles24€13k€7k▼
Financial fixed assets28€330€2k▲
Current assets29/58€49k€92k▲
Amounts receivable within one year40/41€22k€49k▲
Trade receivables40€13k€47k▲
Other amounts receivable41€8k€2k▼
Cash at bank and in hand54/58€20k€37k▲
Deferred charges and accrued income490/1€7k€7k▼
Equity and liabilities
Total equity and liabilities10/49€63k€102k▲
Equity10/15€45k€70k▲
Contributions10/11€13k€13k=
Profit (loss) carried forward14€32k€57k▲
Amounts payable17/49€18k€32k▲
Amounts payable within one year42/48€18k€32k▲
Trade debts44€2k€6k▲
Suppliers440/4€2k€6k▲
Advances received on contracts in progress46€2k-
Taxes, remuneration and social security45€250€6k▲
Taxes450/3€250€6k▲
Other amounts payable47/48€14k€20k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€6k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-5k-
Other operating charges640/8€1k€698▼
Gross operating margin9900€9k€43k▲
Operating profit (loss)9901€9k€37k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€456€251▼
Recurring financial charges65€456€251▼
Profit (loss) for the period before taxes9903€9k€36k▲
Income taxes67/77€2k€7k▲
Profit (loss) for the period9904€7k€30k▲
Profit (loss) for the period to be appropriated9905€7k€30k▲
Appropriation of the result
Profit (loss) to be appropriated9906€33k€62k▲
Profit (loss) brought forward from the previous period14P€26k€32k▲
Profit to be distributed694/7€833€5k▲
Return on contributions (dividend)694€833€833=
Directors or managers695-€4k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €30k ▲323%
Operating result €37k, net result €30k, both a record.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
27-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 27 days late
2022
22-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 114 days late
2021
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
10-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 10 days late
2020
31-12
Financial
Weakest financial yearnet €-8k ▼201%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
15-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
18-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Trooz · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Sur les Bruyères 6664870 TroozGround area
7,915 m²
Building footprint
27 m²
Volume, LiDAR
135 m³
2 parcels, Wallonia · tallest building 7.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
SPRL CL ARCHITECTE, société civile
since 20162.250.591.525
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62041C0286/00G006 | Wallonia | 7,847 m² | - | - |
| 62100D1313/00K000 | Wallonia | 68 m² | 1 · 27 m² | 7.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AR-architecten
BE 0697.997.944
Roeselare · Eq €70k
2MANYAR
BE 0536.370.804
Sint-Jans-Molenbeek · Eq €70k
WOW Architectuur en interieur
BE 0731.794.229
Gent · Eq €70k
Sergison Bates Architects
BE 0725.890.095
Brussel · Eq €70k
Architectenbureau ARKADE
BE 0897.917.914
Dendermonde · Eq €70k
Of 18,252 companies in sector 71111 we hold annual accounts for 6,319. 5,463 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formBesloten Vennootschap van publiek recht
Founded24-02-2016
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0476/35.58.74