CKCert
ActiveSummary
CKCert has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €556,490 and a net result of €4,894. Equity is growing by ~3.9% per year across the filed fiscal years. Its solvency ranks better than 33% of 1939 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability69▲+3
Solvency54▼-2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35,000 at 30 days acceptable
Liquidity tight (current ratio 1.39 against 1.48 in 2023; short-term debt: 39.3% and cash: 15.3% of total assets), and 70.7% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-06-2026, 37 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
37 d early
2024
13 d early
2023
26 d early
2022
12 d early
2021
11 d early
2020
10 d late
2019
8 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 14 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 18 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, abbreviated schema
Equity
€556,490▲ 0.4%
2023 · €554,042
Total assets
€1.9m▲ 7.7%
2023 · €1.8m
Net result
€4,894
2023 · -€34,537
Working capital
€290,520▼ 14.2%
2023 · €338,589
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€76,708▼ 70.0%€121,267▲ 58.1%€62,667▼ 48.3%-€11€45,024
Net result€36,865within the sector's middle half▼ 77.9%€48,518within the sector's middle half▲ 31.6%€13,855within the sector's middle half▼ 71.4%-€34,537below the sector's middle half€4,894within the sector's middle half
Equity€545,298within the sector's middle half▲ 5.3%€581,652within the sector's middle half▲ 6.7%€588,580within the sector's middle half▲ 1.2%€554,042within the sector's middle half▼ 5.9%€556,490within the sector's middle half▲ 0.4%
Total assets€1.2mwithin the sector's middle half▲ 6.3%€1.3mwithin the sector's middle half▲ 8.9%€1.6mwithin the sector's middle half▲ 22.3%€1.8mabove the sector's middle half▲ 12.8%€1.9mabove the sector's middle half▲ 7.7%
Debt€630,880▲ 7.2%€699,256▲ 10.8%€962,765▲ 37.7%€1.2m▲ 25.9%€1.3m▲ 11.0%
Working capital€620,433above the sector's middle half▼ 2.6%€611,221above the sector's middle half▼ 1.5%€519,012above the sector's middle half▼ 15.1%€338,589within the sector's middle half▼ 34.8%€290,520within the sector's middle half▼ 14.2%
Solvency46.4%within the sector's middle half▼ 0.4pp45.4%within the sector's middle half▼ 1.0pp37.6%within the sector's middle half▼ 7.8pp31.4%within the sector's middle half▼ 6.2pp29.3%within the sector's middle half▼ 2.1pp
Current ratio2.23within the sector's middle half▼ 0.252.10within the sector's middle half▼ 0.131.67within the sector's middle half▼ 0.431.48within the sector's middle half▼ 0.191.39within the sector's middle half▼ 0.09
Return on assets (ROA)3.1%within the sector's middle half▼ 12.0pp3.8%within the sector's middle half▲ 0.7pp0.9%within the sector's middle half▼ 2.9pp-2.0%below the sector's middle half▼ 2.8pp0.3%within the sector's middle half▲ 2.2pp
Staff (FTE)18.9above the sector's middle half▼ 4.5%19above the sector's middle half▲ 0.5%21.9above the sector's middle half▲ 15.3%21.3above the sector's middle half▼ 2.7%21.7above the sector's middle half▲ 1.9%
above
within
below
the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €45,024 after a loss of €11 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.9m
Fixed assets
€863,369 ▲ 19.3%
Current assets
€1.0m ▼ 0.4%
Equity and liabilities €1.9m
Equity
€556,490 ▲ 0.4%
Debt
€1.3m ▲ 11.0%
Debt's share of the balance-sheet total rises from 68.6% to 70.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€292,749▲
2023 · €139,958
Cash flow
€252,620▲
2023 · €105,431
Debt to equity
2.42▲
2023 · 2.19
ROE
0.9%▲
2023 · -6.2%
Interest coverage
10.37▲
2023 · 6.18
Debt ≤ 1 year
€747,866▲
2023 · €703,822
Debt > 1 year
€462,024▲
2023 · €359,673
Income taxes
€11,902▼
2023 · €12,041
Staff costs
€2.0m▲
2023 · €1.8m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,105 companies that looked in July 2024 the way this one looks now, 1.0% went bankrupt within 24 months and 98% are still going.
- Small
- 10 to 20 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
1.0%
went bankrupt
0.9%
stopped otherwise
98%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,105 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €1.5m | €1.7m | €1.8m | €2.0m | ▲ 10.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €20,234 | €23,109 | €63,109 | €139,968 | €247,725 | ▲ 77.0% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €682 | -€2,542 | €0 | - | - |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | €14,686 | -€14,686 | €0 | ▲ 100% |
| Other operating charges640/8 | - | €18,995 | €2,835 | €11,641 | €19,507 | ▲ 67.6% |
| Non-recurring operating charges66A | - | - | - | - | €35,000 | - |
| Gross operating margin9900 | €1.5m | €1.6m | €1.9m | €1.9m | €2.3m | ▲ 20.3% |
| Operating profit (loss)9901 | €76,708 | €121,267 | €62,667 | -€11 | €45,024 | ▲ 420,100% |
| Financial income75/76B | - | €2,071 | €596 | €153 | €3 | ▼ 97.9% |
| Recurring financial income75 | €6,271 | €2,071 | €596 | €153 | €3 | ▼ 97.9% |
| Financial charges65/66B | - | €13,422 | €15,750 | €22,638 | €28,231 | ▲ 24.7% |
| Recurring financial charges65 | €11,986 | €13,422 | €15,750 | €22,638 | €28,231 | ▲ 24.7% |
| Profit (loss) for the period before taxes9903 | €70,994 | €109,916 | €47,513 | -€22,496 | €16,796 | ▲ 175% |
| Income taxes67/77 | €34,129 | €61,399 | €33,659 | €12,041 | €11,902 | ▼ 1.2% |
| Profit (loss) for the period9904 | €36,865 | €48,518 | €13,855 | -€34,537 | €4,894 | ▲ 114% |
| Profit (loss) for the period to be appropriated9905 | €36,865 | €48,518 | €13,855 | -€34,537 | €4,894 | ▲ 114% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.2m | €1.3m | €1.6m | €1.8m | €1.9m | ▲ 7.7% |
| Fixed assets21/28 | €51,647 | €112,089 | €268,796 | €723,613 | €863,369 | ▲ 19.3% |
| Intangible fixed assets21 | €26,171 | €86,689 | €200,613 | €184,209 | €180,131 | ▼ 2.2% |
| Tangible fixed assets22/27 | €19,256 | €19,179 | €61,963 | €533,184 | €677,018 | ▲ 27.0% |
| Plant, machinery and equipment23 | - | €5,929 | €6,092 | €3,728 | €1,650 | ▼ 55.7% |
| Furniture and vehicles24 | - | €13,251 | €51,920 | €33,981 | €12,914 | ▼ 62.0% |
| Leasing and similar rights25 | - | - | - | €460,114 | €618,240 | ▲ 34.4% |
| Other tangible fixed assets26 | - | - | €3,950 | €35,361 | €44,214 | ▲ 25.0% |
| Financial fixed assets28 | €6,220 | €6,220 | €6,220 | €6,220 | €6,220 | = |
| Current assets29/58 | €1.1m | €1.2m | €1.3m | €1.0m | €1.0m | ▼ 0.4% |
| Amounts receivable within one year40/41 | €458,360 | €507,552 | €939,026 | €613,819 | €669,043 | ▲ 9.0% |
| Trade receivables40 | - | €497,733 | €902,801 | €585,838 | €619,387 | ▲ 5.7% |
| Other amounts receivable41 | - | €9,818 | €36,225 | €27,981 | €49,656 | ▲ 77.5% |
| Cash at bank and in hand54/58 | €663,114 | €647,112 | €285,109 | €336,870 | €290,914 | ▼ 13.6% |
| Deferred charges and accrued income490/1 | - | €14,156 | €73,099 | €91,723 | €78,429 | ▼ 14.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.2m | €1.3m | €1.6m | €1.8m | €1.9m | ▲ 7.7% |
| Equity10/15 | €545,298 | €581,652 | €588,580 | €554,042 | €556,490 | ▲ 0.4% |
| Contributions10/11 | - | €100,000 | €100,000 | €100,000 | €100,000 | = |
| Reserves13 | €445,298 | €481,652 | €488,580 | €488,580 | €456,490 | ▼ 6.6% |
| Non-distributable reserves130/1 | - | €10,000 | €10,000 | €10,000 | €10,000 | = |
| Reserves not available under the articles1311 | - | €10,000 | €10,000 | €10,000 | €10,000 | = |
| Distributable reserves133 | - | €471,652 | €478,580 | €478,580 | €446,490 | ▼ 6.7% |
| Profit (loss) carried forward14 | - | €0 | €0 | -€34,537 | €0 | ▲ 100% |
| Provisions and deferred taxes16 | - | - | €14,686 | €0 | - | - |
| Provisions for liabilities and charges160/5 | - | - | €14,686 | €0 | - | - |
| Other liabilities and charges164/5 | - | - | €14,686 | €0 | - | - |
| Amounts payable17/49 | €630,880 | €699,256 | €962,765 | €1.2m | €1.3m | ▲ 11.0% |
| Amounts payable after more than one year17 | - | - | - | €359,673 | €462,024 | ▲ 28.5% |
| Financial debts170/4 | - | - | - | €359,673 | €462,024 | ▲ 28.5% |
| Amounts payable within one year42/48 | €504,097 | €557,599 | €778,222 | €703,822 | €747,866 | ▲ 6.3% |
| Current portion of amounts payable after more than one year42 | - | - | - | €98,472 | €157,756 | ▲ 60.2% |
| Financial debts43 | - | €100 | €100 | €100 | €100 | = |
| Credit institutions430/8 | - | €100 | €100 | €100 | €100 | = |
| Trade debts44 | €186,629 | €208,148 | €367,713 | €238,776 | €217,940 | ▼ 8.7% |
| Suppliers440/4 | - | €208,148 | €367,713 | €238,776 | €217,940 | ▼ 8.7% |
| Advances received on contracts in progress46 | - | €0 | - | - | - | - |
| Taxes, remuneration and social security45 | - | €337,233 | €400,427 | €366,475 | €369,624 | ▲ 0.9% |
| Taxes450/3 | - | €103,478 | €103,940 | €62,455 | €67,682 | ▲ 8.4% |
| Remuneration and social security454/9 | - | €233,755 | €296,487 | €304,020 | €301,942 | ▼ 0.7% |
| Other amounts payable47/48 | - | €12,118 | €9,981 | €0 | €2,447 | ▲ 12,235,800% |
| Accrued charges and deferred income492/3 | - | €141,657 | €184,543 | €148,488 | €135,375 | ▼ 8.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €36,865 | €48,518 | €13,855 | -€34,537 | €4,894 | ▲ 114% |
| + Depreciation and write-downs630 | €20,234 | €23,109 | €63,109 | €139,968 | €247,725 | ▲ 77.0% |
| Operating cash flow (approximation) | €57,099 | €71,627 | €76,964 | €105,431 | €252,620 | ▲ 140% |
| Investment in fixed assets (approximation) | - | -€83,551 | -€219,816 | -€594,786 | -€387,480 | ▲ 34.9% |
| Change in cash | - | -€16,002 | -€362,003 | €51,760 | -€45,955 | ▼ 189% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
State Gazette act
Reappointments: Philippe Appeltans, Dirk Audenaert and 3 othersPermanent representative: Sophie Hoozée · Resignation: NV Callens - Vandelanotte (statutory auditor)9 facts ▸
State Gazette act
Reappointments: Philippe Appeltans, Dirk Audenaert and 3 others
Permanent representative: Sophie Hoozée · Resignation: NV Callens - Vandelanotte (statutory auditor)9 facts ▸
- General meeting, 19-06-2026
- Director reappointment, Philippe Appeltans (director)
- Director reappointment, Dirk Audenaert (director)
- Director reappointment, Stefaan De Smet (director)
- Director reappointment, Bruno Gobin (director)
- Director reappointment, Universiteit Gent (director)
- Permanent representative, Sophie Hoozée (representative)
- Auditor resignation, NV Callens - Vandelanotte (statutory auditor)
- Other statement, uitoefening van haar commissarismandaat tot op heden, kwijting commissarismandaat
24-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €4,894
Net result €4,894 after one loss-making year.
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet -€34,537
Net result drops to -€34,537, the lowest in the series; recovery starts the following year.
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
10-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 10 days late
2020
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Highest result since 2018net €167,003 ▲91%
Operating result €256,042, net result €167,003, both a record.
31-12
Financial
Equity above €500,000Eq €517,649 ▲47.6%
2 profitable years in a row build equity to €517,649.
Show earlier events
10-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 19 acts read
About the unread acts
Of the 19 Belgian State Gazette acts we know for this company, 1 has been read. The other 18 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
under verification
This board is reconstructed from a single act (26342744). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
Board 5
Bruno Gobin
CurrentDirector
Dirk Audenaert
CurrentDirector
Philippe Appeltans
CurrentDirector
Stefaan De Smet
CurrentDirector
Universiteit Gent
CurrentDirector · Andere rechtsvorm · perm. rep.: Sophie Hoozée
Permanent representatives 1
Sophie Hoozée
CurrentPermanent representative · for Universiteit Gent
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
18 of this company's 19 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2010
Ground area
5,504 m²
Building footprint
1,277 m²
Volume, LiDAR
10,120 m³
2 parcels, Flanders · tallest building 11.9 m, ±3 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
CKCert
since 20102.190.231.393
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44082B0167/00K000 | Flanders | 3,175 m² | 1 · 615 m² | 11.9 m · 3 fl. |
| 44082B0344/00M000 | Flanders | 2,328 m² | 1 · 662 m² | 9.5 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
5 people since 2026, 5 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Bruno Gobin |
|
| Dirk Audenaert |
|
| Philippe Appeltans |
|
| Stefaan De Smet |
|
| Universiteit Gent |
|
Structure & network
Owners and holdings
1 ownerChain of control
- Primoris Holding
- CKCert
Highest known parent: Primoris Holding. The sources do not say who stands above it.
Owners 1
- Primoris Holdingparent64%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
3 connected companiesThis company
Company
Director
Shareholding
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Linked via shared directors
Catalisti
Shared corporate director
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INNOVATION FUND
Shared corporate director
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ORSI Academy
Shared corporate director
→
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 4,984 EUR awarded · 4,984 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,658 EUR | 2,658 EUR |
| 2024 | 1 | 1,329 EUR | 1,329 EUR |
| 2022 | 1 | 997 EUR | 997 EUR |
Schemes
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Identification & contact
Identification
Legal formCooperative company
Founded23-06-2010
Fiscal year end31-12
Activities, NACEBEL 2025
71209Other technical testing and analysis
43130Specialised construction activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0827394657
Registered
21-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.