CKCB
ActiveSummary
CKCB has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €182,399 and a net result of €21,108. Equity is growing by ~42.2% per year across the filed fiscal years. Its solvency ranks better than 38% of 19923 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability75▼-24
Solvency80▲+6
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13,000 at 30 days acceptable
Liquidity ample (current ratio 1.77 against 2.17 in 2023; short-term debt: 31.4% and cash: 7.2% of total assets), and 45.3% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-08-2025, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
27 d late
2023
60 d late
2022
67 d late
2021
141 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 74 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Equity
€182,399▲ 13.1%
2023 · €161,291
Total assets
€333,149▲ 1.2%
2023 · €329,336
Net result
€21,108▼ 73.2%
2023 · €78,823
Working capital
€80,801▼ 11.5%
2023 · €91,275
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2021202220232024
Operating result€39,529-€70,225▲ 77.7%€109,101▲ 55.4%€30,702▼ 71.9%
Net result€27,279below the sector's middle half-€52,189within the sector's middle half▲ 91.3%€78,823within the sector's middle half▲ 51.0%€21,108within the sector's middle half▼ 73.2%
Equity€30,279below the sector's middle half-€82,468within the sector's middle half▲ 172%€161,291within the sector's middle half▲ 95.6%€182,399within the sector's middle half▲ 13.1%
Total assets€30,304below the sector's middle half-€217,340within the sector's middle half▲ 617%€329,336within the sector's middle half▲ 51.5%€333,149within the sector's middle half▲ 1.2%
Debt€25-€134,872▲ 540,903%€168,045▲ 24.6%€150,750▼ 10.3%
Working capital€28,409below the sector's middle half-€39,915within the sector's middle half▲ 40.5%€91,275within the sector's middle half▲ 129%€80,801within the sector's middle half▼ 11.5%
Solvency99.9%above the sector's middle half-37.9%within the sector's middle half▼ 62.0pp49.0%within the sector's middle half▲ 11.0pp54.7%within the sector's middle half▲ 5.8pp
Current ratio1.71within the sector's middle half2.17within the sector's middle half▲ 0.461.77within the sector's middle half▼ 0.40
Return on assets (ROA)90.0%above the sector's middle half-24.0%within the sector's middle half▼ 66.0pp23.9%within the sector's middle half▼ 0.1pp6.3%below the sector's middle half▼ 17.6pp
above
within
below
the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 72% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €333,149
Fixed assets
€147,857 ▼ 7.6%
Current assets
€185,292 ▲ 9.4%
Equity and liabilities €333,149
Equity
€182,399 ▲ 13.1%
Debt
€150,750 ▼ 10.3%
Debt's share of the balance-sheet total falls from 51.0% to 45.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€55,582▼
2023 · €129,410
Cash flow
€45,988▼
2023 · €99,132
Debt to equity
0.83▼
2023 · 1.04
ROE
11.6%▼
2023 · 48.9%
Interest coverage
5.79▼
2023 · 19.53
Debt ≤ 1 year
€104,491▲
2023 · €78,041
Debt > 1 year
€46,259▼
2023 · €70,004
Staff costs
€26,116
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,970 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,970 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €26,116 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €96 | €4,534 | €20,309 | €24,880 | ▲ 22.5% |
| Other operating charges640/8 | - | €347 | €445 | €159 | ▼ 64.3% |
| Gross operating margin9900 | €39,626 | €75,106 | €129,855 | €81,857 | ▼ 37.0% |
| Operating profit (loss)9901 | €39,529 | €70,225 | €109,101 | €30,702 | ▼ 71.9% |
| Financial charges65/66B | €112 | €2,339 | €6,627 | €9,594 | ▲ 44.8% |
| Recurring financial charges65 | €112 | €2,339 | €6,627 | €9,594 | ▲ 44.8% |
| Profit (loss) for the period before taxes9903 | €39,417 | €67,886 | €102,474 | €21,108 | ▼ 79.4% |
| Income taxes67/77 | €12,138 | €15,697 | €23,651 | - | - |
| Profit (loss) for the period9904 | €27,279 | €52,189 | €78,823 | €21,108 | ▼ 73.2% |
| Profit (loss) for the period to be appropriated9905 | €27,279 | €52,189 | €78,823 | €21,108 | ▼ 73.2% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €30,304 | €217,340 | €329,336 | €333,149 | ▲ 1.2% |
| Fixed assets21/28 | €1,870 | €120,896 | €160,020 | €147,857 | ▼ 7.6% |
| Tangible fixed assets22/27 | €1,820 | €113,346 | €152,470 | €140,307 | ▼ 8.0% |
| Land and buildings22 | - | €80,793 | €89,867 | €80,385 | ▼ 10.6% |
| Plant, machinery and equipment23 | - | €29,563 | €42,864 | €42,376 | ▼ 1.1% |
| Furniture and vehicles24 | €1,820 | €1,906 | €3,941 | €3,649 | ▼ 7.4% |
| Other tangible fixed assets26 | - | €1,084 | €15,798 | €13,897 | ▼ 12.0% |
| Financial fixed assets28 | €50 | €7,550 | €7,550 | €7,550 | = |
| Current assets29/58 | €28,434 | €96,444 | €169,316 | €185,292 | ▲ 9.4% |
| Amounts receivable within one year40/41 | €2,332 | €32,957 | €32,380 | €56,981 | ▲ 76.0% |
| Trade receivables40 | - | €2,863 | €7,085 | - | - |
| Other amounts receivable41 | €2,332 | €30,094 | €25,295 | €56,981 | ▲ 125% |
| Cash at bank and in hand54/58 | €26,102 | €62,377 | €18,747 | €24,014 | ▲ 28.1% |
| Deferred charges and accrued income490/1 | - | €1,110 | €118,189 | €104,297 | ▼ 11.8% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €30,304 | €217,340 | €329,336 | €333,149 | ▲ 1.2% |
| Equity10/15 | €30,279 | €82,468 | €161,291 | €182,399 | ▲ 13.1% |
| Contributions10/11 | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Reserves13 | €27,279 | €27,279 | €27,279 | €27,279 | = |
| Distributable reserves133 | €27,279 | €27,279 | €27,279 | €27,279 | = |
| Profit (loss) carried forward14 | - | €52,189 | €131,012 | €152,120 | ▲ 16.1% |
| Amounts payable17/49 | €25 | €134,872 | €168,045 | €150,750 | ▼ 10.3% |
| Amounts payable after more than one year17 | - | €78,343 | €70,004 | €46,259 | ▼ 33.9% |
| Financial debts170/4 | - | €78,343 | €70,004 | €46,259 | ▼ 33.9% |
| Amounts payable within one year42/48 | €25 | €56,529 | €78,041 | €104,491 | ▲ 33.9% |
| Current portion of amounts payable after more than one year42 | - | €7,201 | €22,740 | €33,745 | ▲ 48.4% |
| Trade debts44 | - | €33,058 | €5,131 | €21,443 | ▲ 318% |
| Suppliers440/4 | - | €33,058 | €5,131 | €21,443 | ▲ 318% |
| Taxes, remuneration and social security45 | - | €15,698 | €41,211 | €41,347 | ▲ 0.3% |
| Taxes450/3 | - | €15,698 | €41,211 | €41,347 | ▲ 0.3% |
| Other amounts payable47/48 | €25 | €572 | €8,959 | €7,956 | ▼ 11.2% |
| Accrued charges and deferred income492/3 | - | - | €20,000 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €27,279 | €52,189 | €78,823 | €21,108 | ▼ 73.2% |
| + Depreciation and write-downs630 | €96 | €4,534 | €20,309 | €24,880 | ▲ 22.5% |
| Operating cash flow (approximation) | €27,375 | €56,723 | €99,132 | €45,988 | ▼ 53.6% |
| Investment in fixed assets (approximation) | - | -€123,560 | -€59,433 | -€12,717 | ▲ 78.6% |
| Change in cash | - | €36,275 | -€43,630 | €5,267 | ▲ 112% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Weakest financial yearnet €21,108 ▼73.2%
Net result drops to €21,108, the lowest in the series.
29-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 60 days late
2023
31-12
Financial
Highest result since 2021net €78,823 ▲51%
Operating result €109,101, net result €78,823, both a record.
31-12
Financial
Equity above €150,000Eq €161,291 ▲95.6%
3 profitable years in a row build equity to €161,291.
06-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 67 days late
2022
19-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 141 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2021
Ground area
1,066 m²
Parcel 25014A0850/00K000, Wallonia. Linked by address, not a title deed.
1 establishment unit
CKCB
since 20212.313.176.519
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25014A0850/00K000 | Wallonia | 1,066 m² | - | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
8755009QER785VRP5613
Similar companies · same sector, comparable size
Doctor OMAR NAJIM
BE 0719.390.996
Sint-Niklaas · Eq €182,389
LP CARDIOLOGY
BE 0763.706.536
Nivelles · Eq €182,368
Cabinet Médical BENMOUNA
BE 0809.238.237
Liège · Eq €182,273
Dr. Rosina Dewaide
BE 0803.475.546
Antwerpen · Eq €182,142
DOCTEUR EGGERS
BE 0882.268.250
Wezembeek-Oppem · Eq €182,140
Of 16,631 companies in sector 86220 we hold annual accounts for 7,985. 6,851 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-02-2021
Fiscal year end31-12
Activities, NACEBEL 2025
86220Specialist medical practice
96220Beauty care and other beauty treatments
E-invoicing
Reachable via Peppol
Peppol ID
0208:0763351396
Also
9925:BE0763351396
Registered
05-10-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.