CKC
ActiveSummary
CKC has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €166,825 and a net result of €108,460. Equity is growing by ~15.7% per year across the filed fiscal years. Its solvency ranks better than 81% of 31896 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16,000 at 30 days acceptable
Liquidity ample (current ratio 6.33 against 7.66 in 2024; short-term debt: 15.7% and cash: 78.4% of total assets), and 16% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84%
Return on assets
54.6%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-03-2026, 34 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
34 d early
2024
50 d early
2023
34 d early
2022
38 d early
2021
43 d early
2020
43 d early
2019
42 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 41 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€166,825▼ 10.5%
2024 · €186,471
Total assets
€198,518▼ 17.9%
2024 · €241,911
Net result
€108,460▲ 5.3%
2024 · €102,968
Working capital
€166,072▼ 15.4%
2024 · €196,251
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€3,776▼ 94.0%€110,477▲ 2,825%€92,304▼ 16.4%€130,787▲ 41.7%€140,202▲ 7.2%
Net result€573,653above the sector's middle half▲ 1,382%€84,615above the sector's middle half▼ 85.2%€72,448above the sector's middle half▼ 14.4%€102,968above the sector's middle half▲ 42.1%€108,460above the sector's middle half▲ 5.3%
Equity€698,939above the sector's middle half▲ 458%€312,964above the sector's middle half▼ 55.2%€197,734within the sector's middle half▼ 36.8%€186,471within the sector's middle half▼ 5.7%€166,825within the sector's middle half▼ 10.5%
Total assets€810,038above the sector's middle half▲ 210%€389,743within the sector's middle half▼ 51.9%€255,400within the sector's middle half▼ 34.5%€241,911within the sector's middle half▼ 5.3%€198,518within the sector's middle half▼ 17.9%
Debt€111,099▼ 18.6%€76,779▼ 30.9%€57,665▼ 24.9%€55,441▼ 3.9%€31,693▼ 42.8%
Working capital€726,300€338,689▼ 53.4%€227,099▼ 32.9%€196,251▼ 13.6%€166,072▼ 15.4%
Solvency86.3%above the sector's middle half▲ 38.4pp80.3%above the sector's middle half▼ 6.0pp77.4%within the sector's middle half▼ 2.9pp77.1%within the sector's middle half▼ 0.3pp84.0%above the sector's middle half▲ 7.0pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 7% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €198,518
Fixed assets
€1,271 ▼ 92.1%
Current assets
€197,246 ▼ 12.6%
Equity and liabilities €198,518
Equity
€166,825 ▼ 10.5%
Debt
€31,693 ▼ 42.8%
Debt's share of the balance-sheet total falls from 22.9% to 16.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€140,847▲
2024 · €131,489
Cash flow
€109,104▲
2024 · €103,670
Current ratio
6.33▼
2024 · 7.66
Debt to equity
0.19▼
2024 · 0.30
ROE
65.0%▲
2024 · 55.2%
ROA
54.6%▲
2024 · 42.6%
Interest coverage
118.47▼
2024 · 219.46
Debt ≤ 1 year
€31,175▲
2024 · €29,488
Debt > 1 year
€0▼
2024 · €25,000
Income taxes
€32,029▲
2024 · €28,241
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,964 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,964 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €84 | €0 | - | - |
| Remuneration, social security and pensions62 | - | €4 | €3 | €0 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €1 | €702 | €644 | ▼ 8.2% |
| Other operating charges640/8 | - | €588 | €881 | €370 | €796 | ▲ 115% |
| Non-recurring operating charges66A | - | - | - | - | €256 | - |
| Gross operating margin9900 | €4,408 | €111,070 | €93,190 | €131,859 | €141,899 | ▲ 7.6% |
| Operating profit (loss)9901 | €3,776 | €110,477 | €92,304 | €130,787 | €140,202 | ▲ 7.2% |
| Financial income75/76B | - | €2 | €3 | €1,021 | €1,475 | ▲ 44.5% |
| Recurring financial income75 | €573,476 | €2 | €3 | €1,021 | €1,475 | ▲ 44.5% |
| Financial charges65/66B | - | €1,160 | €554 | €599 | €1,189 | ▲ 98.4% |
| Recurring financial charges65 | €2,739 | €1,160 | €554 | €599 | €1,189 | ▲ 98.4% |
| Profit (loss) for the period before taxes9903 | €574,514 | €109,319 | €91,753 | €131,209 | €140,489 | ▲ 7.1% |
| Income taxes67/77 | €861 | €24,704 | €19,305 | €28,241 | €32,029 | ▲ 13.4% |
| Profit (loss) for the period9904 | €573,653 | €84,615 | €72,448 | €102,968 | €108,460 | ▲ 5.3% |
| Profit (loss) for the period to be appropriated9905 | €573,653 | €84,615 | €72,448 | €102,968 | €108,460 | ▲ 5.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €810,038 | €389,743 | €255,400 | €241,911 | €198,518 | ▼ 17.9% |
| Fixed assets21/28 | - | - | €1,045 | €16,172 | €1,271 | ▼ 92.1% |
| Tangible fixed assets22/27 | - | - | €1,045 | €16,172 | €1,271 | ▼ 92.1% |
| Plant, machinery and equipment23 | - | - | €1,045 | €1,916 | €1,271 | ▼ 33.6% |
| Furniture and vehicles24 | - | - | - | €14,256 | €0 | ▼ 100% |
| Current assets29/58 | €810,038 | €389,743 | €254,355 | €225,739 | €197,246 | ▼ 12.6% |
| Amounts receivable within one year40/41 | €252,596 | €135,041 | €38,210 | €41,568 | €38,396 | ▼ 7.6% |
| Trade receivables40 | - | €43,541 | €37,310 | €39,809 | €38,396 | ▼ 3.5% |
| Other amounts receivable41 | - | €91,500 | €899 | €1,759 | €0 | ▼ 100% |
| Current investments50/53 | - | - | €100,000 | €100,000 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €549,517 | €247,402 | €112,959 | €81,242 | €155,628 | ▲ 91.6% |
| Deferred charges and accrued income490/1 | - | €7,300 | €3,186 | €2,929 | €3,222 | ▲ 10.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €810,038 | €389,743 | €255,400 | €241,911 | €198,518 | ▼ 17.9% |
| Equity10/15 | €698,939 | €312,964 | €197,734 | €186,471 | €166,825 | ▼ 10.5% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €680,339 | €294,364 | €179,134 | €167,871 | €148,225 | ▼ 11.7% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €0 | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €0 | - | - |
| Tax-exempt reserves132 | - | €2,889 | €2,889 | €2,889 | €2,889 | = |
| Distributable reserves133 | - | €289,615 | €174,385 | €164,982 | €145,336 | ▼ 11.9% |
| Profit (loss) carried forward14 | - | - | - | €0 | €0 | - |
| Amounts payable17/49 | €111,099 | €76,779 | €57,665 | €55,441 | €31,693 | ▼ 42.8% |
| Amounts payable after more than one year17 | €25,000 | €25,000 | €25,000 | €25,000 | €0 | ▼ 100% |
| Financial debts170/4 | - | €25,000 | €25,000 | €25,000 | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €83,738 | €51,054 | €27,255 | €29,488 | €31,175 | ▲ 5.7% |
| Trade debts44 | €784 | €6,940 | €5,990 | €16,690 | €780 | ▼ 95.3% |
| Suppliers440/4 | - | €6,940 | €5,990 | €16,690 | €780 | ▼ 95.3% |
| Taxes, remuneration and social security45 | - | €38,728 | €16,330 | €11,809 | €29,352 | ▲ 149% |
| Taxes450/3 | - | €36,978 | €14,580 | €10,059 | €27,602 | ▲ 174% |
| Remuneration and social security454/9 | - | €1,750 | €1,750 | €1,750 | €1,750 | = |
| Other amounts payable47/48 | - | €5,386 | €4,935 | €989 | €1,042 | ▲ 5.4% |
| Accrued charges and deferred income492/3 | - | €725 | €5,410 | €952 | €518 | ▼ 45.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €573,653 | €84,615 | €72,448 | €102,968 | €108,460 | ▲ 5.3% |
| + Depreciation and write-downs630 | - | - | €1 | €702 | €644 | ▼ 8.2% |
| Operating cash flow (approximation) | €573,653 | €84,615 | €72,449 | €103,670 | €109,104 | ▲ 5.2% |
| Investment in fixed assets (approximation) | - | - | - | -€15,829 | €14,256 | ▲ 190% |
| Change in cash | - | -€302,114 | -€134,443 | -€31,718 | €74,387 | ▲ 335% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-04
State Gazette act
Board meeting · Representation rule
Other statement · Power of attorney
02-04
State Gazette act
Board meeting · Director in office
Representation rule · Power of attorney
27-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
21-05
State Gazette act
Board meeting · Board composition
Representation rule · Other statement
21-05
State Gazette act
Board meeting · Director in office
Representation rule · Power of attorney
11-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-12
State Gazette act
Board meeting · General meeting
Director reappointment · Permanent representative
27-03
State Gazette act
Publication
27-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-05
State Gazette act
General meeting · Director discharge
Auditor discharge · Auditor appointment
30-05
State Gazette act
General meeting · Director discharge
Auditor discharge · Auditor appointment
Show earlier events
18-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
11-03
State Gazette act
Board meeting · Director appointment
Permanent representative · Power of attorney
2021
30-09
Financial
Highest result since 2018net €573,653 ▲1,382%
Net result €573,653, the highest in the series.
30-09
Financial
Liquidity times 16current ratio 9.67
Current ratio from 0.62 to 9.67.
30-09
Financial
Equity above €500,000Eq €698,939 ▲458%
4 profitable years in a row build equity to €698,939.
18-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Equity above €100,000Eq €125,287 ▲43.4%
3 profitable years in a row build equity to €125,287.
19-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Weakest financial yearnet €25,137 ▼42.4%
Net result drops to €25,137, the lowest in the series; recovery starts the following year.
12-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 2017
Ground area
1,001 m²
Building footprint
141 m²
Volume, LiDAR
681 m³
Parcel 44034C0190/00K000, Flanders · tallest building 6.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CKC
since 20172.260.030.417
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44034C0190/00K000 | Flanders | 1,001 m² | 1 · 141 m² | 6.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,642 companies in sector 70200 we hold annual accounts for 52,589. 40,704 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-01-2017
Fiscal year end30-09
Activities, NACEBEL 2025
70200Business and other management consultancy
Contact
E-mail
kurtc@boydens.beLochristi
Phone
0473882698Lochristi
E-invoicing
Reachable via Peppol
Peppol ID
0208:0668707508
Also
9925:BE0668707508
Registered
19-12-2024
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.