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CK Trading & Services

Active
Private limited companyfounded 2024active for 2 yearsDiestersteenweg 69, 3850 Nieuwerkerken (Limb.), BelgiumKBO/BCE: BE 1004.770.243
Summary

The computed 12-month bankruptcy probability of CK Trading & Services is 1.7% (moderate). The 2025 annual accounts show equity of €26,722 and a net result of €1,027. Its solvency ranks better than 31% of 22,773 sector peers (NACE 47, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 16-01-2024 Normal situation
Activity
Retail sale of cars and light vans (up to 3.5 tonnes) NACE 47811and 3 others
Establishment unit
2.354.641.742 3850 Nieuwerkerken (Limb.), since 16-01-2024
Financial year end
31 December
Peppol
Reachable

Board and ownership

Board
Shareholders

Financial position

55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.7%
Annual accounts 2025
Gross margin
€6,871
▼ 47.2%
Turnover
≈ €110,000
estimated
Profit
€1,027
▼ 82.0%
Equity
€26,722
▲ 4.0%
Total assets
€217,854
▲ 7.8%
Score breakdownraises riskFounded in 2024Sector: Retail trade (NACE 47)Equity €26,722 (12.3% of total assets)Size: total assets €217,854Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 44% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Average
Solvency 37-1
equity 12.3% of total assets
Liquidity 61-19
short-term debt 9.7% · cash 8.7%
Profitability 39-6
return on assets 0.5%
Bankruptcy probability within 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 02-2025: 1.8% 03-2025: 1.8%● unchanged vs 02-2025 04-2025: 1.9%▲ +0.1 percentage points vs 03-2025 05-2025: 2.2%▲ +0.3 percentage points vs 04-2025 06-2025: 2.3%▲ +0.1 percentage points vs 05-2025 07-2025: 2.6%▲ +0.3 percentage points vs 06-2025highest value 08-2025: 0.9%▼ -1.7 percentage points vs 07-2025lowest value 09-2025: 0.9%● unchanged vs 08-2025lowest value 10-2025: 0.9%● unchanged vs 09-2025 11-2025: 0.9%● unchanged vs 10-2025 12-2025: 0.9%● unchanged vs 11-2025 01-2026: 0.9%● unchanged vs 12-2025 02-2026: 0.9%● unchanged vs 01-2026 03-2026: 0.9%● unchanged vs 02-2026 04-2026: 1.0%▲ +0.1 percentage points vs 03-2026 05-2026: 1.0%● unchanged vs 04-2026 06-2026: 1.0%● unchanged vs 05-2026 07-2026: 1.0%● unchanged vs 06-2026 08-2026: 1.9%▲ +0.9 percentage points vs 07-2026 09-2026: 1.9%● unchanged vs 08-2026 10-2026: 1.7%▼ -0.2 percentage points vs 09-2026 11-2026: 1.7%● unchanged vs 10-2026
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 10.31 (17.64 in 2024), above the usual 1.5. Short-term debt is 9.7% and cash 8.7% of total assets. However, 87.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 29% of them on solvency, 68% on liquidity, 29% on profitability and 50% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
raises riskneutral
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Equity €26,722 (12.3% of total assets)
NBB · annual accounts
raises risk · Size: total assets €217,854
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
25 days early
2024
9 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 17 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Key points

  • Caution: A director leftlatest change 01-04-2026 · 1 in office 1 left View

Recent changes

  1. · Gazette deed Resignation: LKC TRADING & CONSULTING BV (director)
  2. · Gazette deed IncorporationStarting capital €20,000 · Appointments: COPPERS Kevin Roger Ghislain (director) and LKC TRADING & CONSULTING (director) · Permanent representative: CLAES Koen
All 4 events

Comparable companies

These companies have the same main activity as CK Trading & Services: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €146,000 and €229,000, founded between 2023 and 2024.

CompanyTotal assetsGross margin
CK Trading & Services Nieuwerkerken (Limb.)€217,854€6,871
R&J AUTOMOTIVE Hasselt€228,658€5,361
Claerbout Automotive Ellezelles€210,261€7,213
V12M Sint-Pieters-Leeuw€220,181€9,740
Speedycars Zoutleeuw€180,710€4,957
Ropa Invest Hasselt€145,520€6,835
MES.M Halle€221,286€4,373
Full comparison

Key facts about CK Trading & Services

What is the company number of CK Trading & Services?
The company number of CK Trading & Services is 1004.770.243. The VAT number is the same number with BE in front: BE 1004.770.243.
Where is CK Trading & Services based?
The registered office is at Diestersteenweg 69, 3850 Nieuwerkerken (Limb.).Company details
What does CK Trading & Services do?
According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
What is the legal form of CK Trading & Services?
The legal form of CK Trading & Services is Private limited company (BV).
When was CK Trading & Services founded?
CK Trading & Services was founded on 16-01-2024.
Is CK Trading & Services still active?
Yes, CK Trading & Services is an active enterprise in the KBO register.
What is the turnover of CK Trading & Services?
The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €6,871 and 73 comparable companies (NACE 47811). It probably lies between €53,000 and €310,000. It is a rough estimate.Financials
Is CK Trading & Services profitable?
In financial year 2025, CK Trading & Services made a profit of €1,027.
Where can I find the annual accounts of CK Trading & Services?
CK Trading & Services filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CK Trading & Services due?
CK Trading & Services must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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