CK TECHNOLOGY
ActiveSummary
CK TECHNOLOGY has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.17M and a net result of €399k. Equity is growing by ~19% per year across the filed fiscal years. Its solvency ranks better than 67% of 7777 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▲+3
Solvency84▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €170k at 30 days acceptable
Liquidity ample (current ratio 2.56 against 1.98 in 2024; short-term debt: 37.5% and cash: 40.7% of total assets), and 41.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.6%
Return on assets
10.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
6 d late
2024
12 d late
2023
1 d early
2022
28 d late
2021
8 d late
2020
31 d late
2019
38 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€399k▲ 21.6%
2024 · €328k
2018: €59k
2019: €84k
2020: €405k
2021: €367k
2022: €500k
2023: €576k
2024: €328k
2018 → 2025
Working capital
€2.17M▲ 20.9%
2024 · €1.79M
2018: €1.26M
2019: €892k
2020: €1.26M
2021: €1.01M
2022: €1.28M
2023: €1.68M
2024: €1.79M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.23M-€1.52M▲ 23.5%€1.86M▲ 22.0%€2.08M▲ 11.8%€2.17M▲ 4.3%
Operating result€479k-€686k▲ 43.2%€804k▲ 17.2%€441k▼ 45.1%€653k▲ 48.1%
Net result€367k-€500k▲ 36.4%€576k▲ 15.2%€328k▼ 42.9%€399k▲ 21.6%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 48% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.69M
Fixed assets
€142k ▼ 67.7%
Current assets
€3.55M ▼ 1.9%
Equity and liabilities €3.69M
Equity
€2.17M ▲ 4.3%
Provisions
€141k ▼ 9.9%
Debt
€1.39M ▼ 24.1%
Debt's share of the balance-sheet total falls from 45.1% to 37.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€686k▲
2024 · €469k
Cash flow
€432k▲
2024 · €356k
Current ratio
2.56▲
2024 · 1.98
Quick ratio
2.45▲
2024 · 1.47
Debt to equity
0.64▼
2024 · 0.88
ROE
18.4%▲
2024 · 15.8%
ROA
10.8%▲
2024 · 8.1%
Interest coverage
15.10▲
2024 · 7.61
Debt ≤ 1 year
€1.39M▼
2024 · €1.83M
Income taxes
€237k▲
2024 · €77k
Staff costs
€272k▼
2024 · €289k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 68 lines
Balance sheet
Code20242025
Assets
Total assets20/58€4.06M€3.69M▼
Fixed assets21/28€442k€142k▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€141k€142k▲
Land and buildings22€121k€103k▼
Plant, machinery and equipment23€4k€1k▼
Furniture and vehicles24€16k€38k▲
Other tangible fixed assets26€0-
Financial fixed assets28€300k€0▼
Current assets29/58€3.62M€3.55M▼
Stocks and contracts in progress3€924k€152k▼
Stocks30/36€152k€152k▲
Contracts in progress37€772k€0▼
Amounts receivable within one year40/41€1.19M€1.17M▼
Trade receivables40€1.13M€1.15M▲
Other amounts receivable41€63k€18k▼
Current investments50/53€422k€704k▲
Cash at bank and in hand54/58€1.07M€1.50M▲
Deferred charges and accrued income490/1€11k€22k▲
Equity and liabilities
Total equity and liabilities10/49€4.06M€3.69M▼
Equity10/15€2.08M€2.17M▲
Contributions10/11€19k€19k=
Reserves13€2.03M€1.79M▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€581k€341k▼
Distributable reserves133€1.45M€1.45M=
Profit (loss) carried forward14€11k€343k▲
Investment grants15€13k€11k▼
Provisions and deferred taxes16€156k€141k▼
Provisions for liabilities and charges160/5€156k€141k▼
Other liabilities and charges164/5€156k€141k▼
Amounts payable17/49€1.83M€1.39M▼
Amounts payable within one year42/48€1.83M€1.39M▼
Trade debts44€451k€531k▲
Suppliers440/4€451k€531k▲
Advances received on contracts in progress46€895k€47k▼
Taxes, remuneration and social security45€283k€291k▲
Taxes450/3€225k€245k▲
Remuneration and social security454/9€58k€46k▼
Other amounts payable47/48€199k€517k▲
Accrued charges and deferred income492/3€2k€2k▲
Income statement
Code20242025
Non-recurring operating income76A-€380k
Remuneration, social security and pensions62€289k€272k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€33k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€-134k€-15k▲
Other operating charges640/8€6k€6k▲
Gross operating margin9900€629k€949k▲
Operating profit (loss)9901€441k€653k▲
Financial income75/76B€27k€29k▲
Recurring financial income75€27k€26k▼
Non-recurring financial income76B-€3k
Financial charges65/66B€62k€45k▼
Recurring financial charges65€62k€45k▼
Profit (loss) for the period before taxes9903€406k€637k▲
Income taxes67/77€77k€237k▲
Profit (loss) for the period9904€328k€399k▲
Transfer from tax-exempt reserves789-€358k
Transfer to tax-exempt reserves689€61k€118k▲
Profit (loss) for the period to be appropriated9905€267k€639k▲
Appropriation of the result
Profit (loss) to be appropriated9906€269k€651k▲
Profit (loss) brought forward from the previous period14P€2k€11k▲
Transfer to equity691/2€150k-
To other reserves6921€150k-
Profit to be distributed694/7€108k€308k▲
Return on contributions (dividend)694€100k€300k▲
Employees696€8k€8k=
Social balance
Average headcount (FTE)90874.74.7=
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 6 days late
2025
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 12 days late
2024
31-12
Financial
Equity above €2MEq €2.08M ▲11.8%
7 profitable years in a row build equity to €2.08M.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2018net €576k ▲15.2%
Operating result €804k, net result €576k, both a record.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 28 days late
2022
08-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 8 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
31-12
Financial
Equity above €1MEq €1.07M ▲41.1%
3 profitable years in a row build equity to €1.07M.
07-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 38 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 29 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 28 days late
2017
07-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Visé · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Maestricht(VIS) 694600 ViséGround area
1,087 m²
Building footprint
456 m²
Volume, LiDAR
3,064 m³
Parcel 62108B0225/00K002, Wallonia · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue de Maestricht(VIS) 69, 4600 Visé
since 19962.077.943.797
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62108B0225/00K002 | Wallonia | 1,087 m² | 1 · 456 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
6 categoriesCK TECHNOLOGY SRL24322
Legal Entity Identifier
5493002EMTO7Y22W5675
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Of 22,821 companies in sector 43211 we hold annual accounts for 10,326. 2,718 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-07-1996
Fiscal year end31-12
Activities, NACEBEL 2025
43211General electrical installation work
46649Wholesale of other machinery and equipment
25110Manufacture of metal structures and parts of structures
25120Manufacture of fabricated metal products, except machinery and equipment
25999Manufacture of fabricated metal products, except machinery and equipment
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.