Financials
- Financial year
- 2025
- Total assets
- €363,512
- Profit
- €212,821
- Solvency
- 54.7%
CK GARAGE DESTERCQ
ActiveSummary
CK GARAGE DESTERCQ has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €198,821 and a net result of €212,821. Its solvency ranks better than 66% of 3,167 sector peers (NACE 95, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
Activity
General maintenance and repair of cars and light vans (up to 3.5 tonnes)
NACE 95311
8th largest company by total assets in Saint-Ghislain, Other services sector1 site
Size
€363,512total assets 2025
- Staff
- 0.8 FTE
- Equity
- €198,821
- Profit
- €212,821
Turnover not published (micro format)
Structure
Accounts 128 days early0 of 1 deed read
Why 86raises riskFounded in 2024Sector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)lowers riskLiquidity: current ratio 0.80, cash €81,336Equity €198,821 (54.7% of total assets)Show the evidence
Checked score
Score 2025
86
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 72% of its sector peers (NACE 95, micro)
Financial strength
Strong
Solvency
80
equity 54.7% of total assets
Liquidity
56
short-term debt 45.3% · cash 22.4%
Profitability
100
return on assets 58.5%
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2025: 1.8%
01-2026: 1.8%● unchanged vs 12-2025
02-2026: 1.8%● unchanged vs 01-2026
03-2026: 2.2%▲ +0.4 percentage points vs 02-2026highest value
04-2026: 0.4%▼ -1.8 percentage points vs 03-2026lowest value
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026
08-2026: 0.4%● unchanged vs 07-2026
09-2026: 0.4%● unchanged vs 08-2026
10-2026: 0.4%● unchanged vs 09-2026
Credit of up to €17,000 on 30-day terms, only on tighter conditions
Liquidity insufficient (current ratio 0.8; short-term debt: 45.3% and cash: 22.4% of total assets), and 45.3% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro): better than 65% on solvency, 56% on liquidity and 94% on profitability.
The bankruptcy probability was computed on 11-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-03-2026, 128 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
128 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- General maintenance and repair of cars and light…NACE 95311
- Founded
- 27-11-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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