CK Auto's
ActiveThe computed 12-month bankruptcy probability of CK Auto's is 2.3% (moderate). The 2025 annual accounts show equity of €77k and a net result of €29k. Its solvency ranks better than 43% of 11323 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▼-10
Solvency58▲+10
Growth52
Track record94
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.47 against 1.28 in 2024; short-term debt: 67.2% and cash: 19.5% of total assets), and 67.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.8%
Return on assets
12.2%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 09-12-2025, 53 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
53 d early
2024
494 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€77k▲ 59.3%
2024 · €48k
2024: €48k
2024 → 2025
Total assets
€234k▲ 10.1%
2024 · €213k
2024: €213k
2024 → 2025
Net result
€29k▼ 33.8%
2024 · €43k
2024: €43k
2024 → 2025
Working capital
€74k▲ 61.5%
2024 · €46k
2024: €46k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€48k-€77k▲ 59.3%
Operating result€59k-€40k▼ 32.3%
Net result€43k-€29k▼ 33.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 32% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €234k
Fixed assets
€3k▲ 16.7%
Current assets
€231k▲ 10.0%
Equity and liabilities €234k
Equity
€77k▲ 59.3%
Debt
€157k▼ 4.3%
The debt ratio falls from 77.4% to 67.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€41k▼
2024 · €60k
Cash flow
€30k▼
2024 · €44k
Solvency
32.8%▲
2024 · 22.6%
Current ratio
1.47▲
2024 · 1.28
Quick ratio
1.36▲
2024 · 1.28
Debt / equity
2.05▼
2024 · 3.42
ROE
37.2%▼
2024 · 89.6%
ROA
12.2%▼
2024 · 20.3%
Interest coverage
63.77▼
2024 · 152.26
Debt
€157k▼
2024 · €165k
Debt ≤ 1 year
€157k▼
2024 · €165k
Income taxes
€11k▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€213k€234k▲
Fixed assets21/28€2k€3k▲
Tangible fixed assets22/27€2k€3k▲
Plant, machinery and equipment23€2k€3k▲
Current assets29/58€210k€231k▲
Stocks and contracts in progress3-€18k
Stocks30/36-€18k
Amounts receivable within one year40/41€145k€168k▲
Trade receivables40€145k€168k▲
Other amounts receivable41-€297
Cash at bank and in hand54/58€65k€46k▼
Equity and liabilities
Total equity and liabilities10/49€213k€234k▲
Equity10/15€48k€77k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€43k€72k▲
Amounts payable17/49€165k€157k▼
Amounts payable within one year42/48€165k€157k▼
Trade debts44€23k€10k▼
Suppliers440/4€23k€10k▼
Taxes, remuneration and social security45€25k€21k▼
Taxes450/3€21k€15k▼
Remuneration and social security454/9€4k€6k▲
Other amounts payable47/48€116k€126k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€536€1k▲
Other operating charges640/8€574€806▲
Gross operating margin9900€61k€42k▼
Operating profit (loss)9901€59k€40k▼
Financial income75/76B€1-
Recurring financial income75€1-
Financial charges65/66B€394€648▲
Recurring financial charges65€394€648▲
Profit (loss) for the period before taxes9903€59k€40k▼
Income taxes67/77€16k€11k▼
Profit (loss) for the period9904€43k€29k▼
Profit (loss) for the period to be appropriated9905€43k€29k▼
Appropriation of the result
Profit (loss) to be appropriated9906€43k€72k▲
Profit (loss) brought forward from the previous period14P-€43k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 494 days late
2025
09-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 2 establishment units since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brusselsesteenweg 7069050 GentGround area
3,305 m²
Building footprint
659 m²
Volume, LiDAR
2,662 m³
2 parcels, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
CK Auto's
since 20232.347.160.171
stock
since 20252.371.639.211
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44028B0174/00R000 | Flanders | 2,426 m² | 1 · 225 m² | - |
| 44363B0498/00X004 | Flanders | 878 m² | 1 · 433 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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SECUUR
BE 0754.929.818
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FB INVEST CONSULTING
BE 0699.808.478
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OUTGORDIA
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IJsbreker
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Of 4,422 companies in sector 46180 we hold annual accounts for 1,886. 1,401 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-07-2023
Fiscal year end30-06
Activities, NACEBEL
45112
46180Agents specialised in the wholesale of other particular products
46711Wholesale of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
45194
46713Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:cagri.kucuk1905@gmail.com
Phone:0489549017