CJW SERVICES
ActiveCJW SERVICES has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €382k and a net result of €62k. Equity is growing by ~20.8% per year across the filed fiscal years. Its solvency ranks better than 32% of 37968 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
68
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability76▼-3
Solvency62▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity short (current ratio 0.16 against 0.32 in 2023; short-term debt: 43.7% and cash: 4.7% of total assets), and 63.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-06-2025, 38 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
38 d early
2023
30 d early
2022
25 d early
2021
54 d early
2020
11 d early
2019
20 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€382k▲ 19.4%
2023 · €320k
2018: €63k
2019: €111k
2020: €174k
2021: €251k
2022: €253k
2023: €320k
2018 → 2024
Total assets
€1.04M▲ 27.0%
2023 · €821k
2018: €337k
2019: €575k
2020: €599k
2021: €643k
2022: €685k
2023: €821k
2018 → 2024
Net result
€62k▼ 7.1%
2023 · €67k
2018: €46k
2019: €47k
2020: €63k
2021: €60k
2022: €74k
2023: €67k
2018 → 2024
Working capital
€-384k▼ 123%
2023 · €-172k
2018: €-10k
2019: €-33k
2020: €-6k
2021: €47k
2022: €11k
2023: €-172k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€174k-€251k▲ 44.7%€253k▲ 0.7%€320k▲ 26.3%€382k▲ 19.4%
Operating result€88k-€83k▼ 5.7%€108k▲ 30.0%€93k▼ 13.7%€92k▼ 1.0%
Net result€63k-€60k▼ 5.2%€74k▲ 23.5%€67k▼ 9.8%€62k▼ 7.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 1% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.04M
Fixed assets
€971k▲ 31.2%
Current assets
€72k▼ 11.3%
Equity and liabilities €1.04M
Equity
€382k▲ 19.4%
Debt
€661k▲ 31.9%
The debt ratio rises from 61.0% to 63.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€134k▲
2023 · €124k
Cash flow
€104k▲
2023 · €98k
Solvency
36.6%▼
2023 · 39.0%
Current ratio
0.16▼
2023 · 0.32
Quick ratio
0.16▼
2023 · 0.32
Debt / equity
1.73▲
2023 · 1.57
ROE
16.2%▼
2023 · 20.8%
ROA
5.9%▼
2023 · 8.1%
Interest coverage
17.47▲
2023 · 15.37
Debt
€661k▲
2023 · €501k
Debt ≤ 1 year
€455k▲
2023 · €253k
Debt > 1 year
€202k▼
2023 · €244k
Income taxes
€23k▲
2023 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€821k€1.04M▲
Fixed assets21/28€740k€971k▲
Tangible fixed assets22/27€740k€971k▲
Land and buildings22€693k€927k▲
Plant, machinery and equipment23€3k€3k▼
Furniture and vehicles24-€3k
Other tangible fixed assets26€43k€38k▼
Current assets29/58€81k€72k▼
Amounts receivable within one year40/41€50k€22k▼
Trade receivables40€15k€12k▼
Other amounts receivable41€35k€10k▼
Cash at bank and in hand54/58€30k€49k▲
Deferred charges and accrued income490/1€27€66▲
Equity and liabilities
Total equity and liabilities10/49€821k€1.04M▲
Equity10/15€320k€382k▲
Contributions10/11€24k€24k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€293k€355k▲
Amounts payable17/49€501k€661k▲
Amounts payable after more than one year17€244k€202k▼
Financial debts170/4€244k€202k▼
Amounts payable within one year42/48€253k€455k▲
Current portion of amounts payable after more than one year42€42k€42k▲
Trade debts44€3k€5k▲
Suppliers440/4€3k€5k▲
Taxes, remuneration and social security45€13k€6k▼
Taxes450/3€13k€6k▼
Other amounts payable47/48€196k€403k▲
Accrued charges and deferred income492/3€4k€3k▼
Income statement
Code20232024
Non-recurring operating income76A-€8k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€42k▲
Other operating charges640/8€8k€36k▲
Gross operating margin9900€132k€170k▲
Operating profit (loss)9901€93k€92k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€8k€8k▼
Recurring financial charges65€8k€8k▼
Profit (loss) for the period before taxes9903€85k€84k▼
Income taxes67/77€18k€23k▲
Profit (loss) for the period9904€67k€62k▼
Profit (loss) for the period to be appropriated9905€67k€62k▼
Appropriation of the result
Profit (loss) to be appropriated9906€293k€355k▲
Profit (loss) brought forward from the previous period14P€227k€293k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €74k ▲23.5%
Operating result €108k, net result €74k, both a record.
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 1.78
Current ratio from 0.89 to 1.78.
31-12
Financial
Equity above €200kEq €251k ▲44.7%
4 profitable years in a row build equity to €251k.
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €150kEq €174k ▲57.1%
3 profitable years in a row build equity to €174k.
20-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 20 days late
2019
31-12
Financial
Equity above €100kEq €111k ▲74.6%
2 profitable years in a row build equity to €111k.
07-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
13-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schoten · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Deurnevoetweg 92900 SchotenGround area
3,514 m²
Building footprint
323 m²
Volume, LiDAR
904 m³
Parcel 11443C0723/00A000, Flanders · tallest building 7.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
CJW SERVICES
since 20162.251.321.894
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11443C0723/00A000 | Flanders | 3,514 m² | 1 · 323 m² | 7.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 36,662 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-02-2016
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.