Equity
€92,392 ▲ 167%
Equity rose in 2025 from €34,666 to €92,392.
CJVR
Lifetime
6 annual accounts with figures on one time axispeak €108,935 (2025)
€108,935▲ 59.5%
peak €57,727 (2025)
€57,727▲ 94.6%
peak €92,392 (2025)
€92,392▲ 167%
€173,131▲ 4.6%
Board2 names since 2020
2 directorsROELANTS Julie and 1 other
Documentsfilings and deeds
10-06-202651 days before the deadline
2025micro format
Gross margin from €68,286 to €108,935Result from €29,666 to €57,727Equity from €34,666 to €92,392Cash from €6,630 to €16,093
Key points
from the 2025 annual accountsChecked score
88
Excellent
Financially stronger than 65% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.5%
01-2025: 0.5%● unchanged vs 12-2024
02-2025: 0.5%● unchanged vs 01-2025
03-2025: 0.5%● unchanged vs 02-2025
04-2025: 0.5%● unchanged vs 03-2025
05-2025: 0.6%▲ +0.1 percentage points vs 04-2025highest value
06-2025: 0.4%▼ -0.2 percentage points vs 05-2025
07-2025: 0.4%● unchanged vs 06-2025
08-2025: 0.4%● unchanged vs 07-2025
09-2025: 0.4%● unchanged vs 08-2025
10-2025: 0.4%● unchanged vs 09-2025
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.4%● unchanged vs 12-2025
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.3%▼ -0.1 percentage points vs 06-2026lowest value
08-2026: 0.3%● unchanged vs 07-2026lowest value
09-2026: 0.3%● unchanged vs 08-2026lowest value
10-2026: 0.3%● unchanged vs 09-2026lowest value
11-2026: 0.3%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2020
lowers risk
Sector: Real estate activities (NACE 68)
Size: total assets €265,523
Figures for financial year 2025 (filed on 11-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 53% of them on solvency, 22% on liquidity, 89% on profitability and 94% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as CJVR has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of CJVR itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for CJVR. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.19 (0.82 in 2024), below the usual 1.5. Short-term debt is 55.2% and cash 6.1% of total assets. 65.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
51 days early
2024
70 days early
2023
58 days early
2022
90 days early
2021
52 days early
2020
61 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 64 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- VERCRUYSSE Christophe 50 sharesdeed of 09-01-2020
- ROELANTS Julie 50 sharesdeed of 09-01-2020
Recent changes
Registered office moved from Bierbeek to Holsbeek
New registered office: Vinkendreef 28, 3220 Holsbeek · Previous registered office: Groot Park 13 bus 3, 3360 Bierbeek · General meeting of 23-09-2020 · Gazette deed
Incorporation
Founding capital of €5,000, 100 shares · Founders: VERCRUYSSE Christophe and ROELANTS Julie · Appointments: VERCRUYSSE Christophe (director) and ROELANTS Julie (director) · published on 09-01-2020 · Gazette deed
First establishment
Vinkendreef 28, Holsbeek
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CJVR Holsbeek | €265,523 | €108,935 | 34.8% | - |
| MMK INVEST Overijse | €267,171 | €111,776 | 8.5% | - |
| Victor Henry Meise | €240,654 | €142,031 | 28.4% | - |
| Il Posto Ghent | €254,432 | €106,694 | 16.7% | - |
| KANTOOR TIJL JANSEGERS AALST Aalst | €253,083 | €103,152 | 60.8% | - |
| IMMO 21 Amay | €268,734 | €94,939 | 9.8% | - |
| INGELS GROUP Sint-Gillis (bij-Brussel) | €289,459 | €108,041 | 30.3% | - |
These companies have the same main activity as CJVR: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €241,000 and €289,000, founded between 2019 and 2020.
Official details
Source: KBO- Status
- Active since 07-01-2020Normal situation
- Activity
- Real estate agency activitiesNACE 68310and 2 others
- Establishment unit
- 2.297.515.6703220 Holsbeek, since 07-01-2020
- Financial year end
- 31 December
- Peppol
- Reachable
Annual accounts 2025
- €265,523▲ 32.6%
- Filing
- Filed on 10-06-2026, 51 days before the end of the filing period
Insights on CJVR
CJVR files the micro format. That format states no turnover. The gross margin rose from €18,132 in 2020 to €108,935 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CJVR
- What is the company number of CJVR?
- The company number of CJVR is 0740.834.134. The VAT number is the same number with BE in front: BE 0740.834.134.
- Where is CJVR based?
- The registered office is at Vinkendreef 28, 3220 Holsbeek.Company details
- What does CJVR do?
- According to the KBO register, the main activity is real estate agency activities (NACE 68310).
- What is the legal form of CJVR?
- CJVR is a private limited company (BV).
- When was CJVR founded?
- CJVR was founded on 07-01-2020.
- Is CJVR still active?
- Yes, CJVR is an active enterprise in the KBO register.
- What is the turnover of CJVR?
- The turnover in financial year 2025 is ≈ €190,000. This figure is estimated from the gross margin of €108,935 and 32 comparable companies (NACE 68310). It probably lies between €150,000 and €290,000.Financials
- Is CJVR profitable?
- In financial year 2025, CJVR made a profit of €57,727.
- Where can I find the annual accounts of CJVR?
- CJVR filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CJVR due?
- CJVR must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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