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CJAN

Active
Private limited companyfounded 2024active for 2 yearsHendrik Thumasplein 42, 1932 Zaventem, BelgiumKBO/BCE: BE 1010.342.892
Summary

CJAN has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €70,738 and a net result of €20,738. Its solvency ranks better than 54% of 9,849 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Overview

Activity
Other building finishing work
NACE 43350
1 site
Size
≈ €120,000turnover 2025, estimated
Equity
€70,738
Profit
€20,738
Turnover estimated from the gross margin
Financial health
66 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.1%
Structure
  • KOT & CODirector · permanent representative HENDRICKX Jan Frans Jozef
2025 accounts 1 day early
Why 66raises riskFounded in 2024Size: total assets €149,188lowers riskLiquidity: current ratio 1.90, cash €21,013Equity €70,738 (47.4% of total assets)Show the evidence

Checked score

Score 2025
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 41% of its sector peers (NACE 43, micro)
Financial strength
Strong
Solvency 72
equity 47.4% of total assets
Liquidity 41
short-term debt 52.6% · cash 14.1%
Profitability 72
return on assets 13.9%
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,663 companies, NACE 43, micro)
Last 24 months 07-2025: 1.9% 08-2025: 1.9%● unchanged vs 07-2025 09-2025: 2.0%▲ +0.1 percentage points vs 08-2025 10-2025: 2.4%▲ +0.4 percentage points vs 09-2025 11-2025: 2.4%● unchanged vs 10-2025 12-2025: 2.7%▲ +0.3 percentage points vs 11-2025 01-2026: 3.0%▲ +0.3 percentage points vs 12-2025 02-2026: 3.0%● unchanged vs 01-2026 03-2026: 2.9%▼ -0.1 percentage points vs 02-2026 04-2026: 2.9%● unchanged vs 03-2026 05-2026: 3.2%▲ +0.3 percentage points vs 04-2026 06-2026: 3.3%▲ +0.1 percentage points vs 05-2026 07-2026: 3.3%● unchanged vs 06-2026highest value 08-2026: 3.3%● unchanged vs 07-2026highest value 09-2026: 3.3%● unchanged vs 08-2026highest value 10-2026: 1.1%▼ -2.2 percentage points vs 09-2026lowest value
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity ample (current ratio 1.9, above the usual 1.5; short-term debt: 52.6% and cash: 14.1% of total assets), but 52.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 51% on solvency, 30% on liquidity and 43% on profitability.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 1.90, cash €21,013
NBB · annual accounts
raises risk · Size: total assets €149,188
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Equity €70,738 (47.4% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
1 day early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. IncorporationAppointment: KOT & CO (director)…

Financials · financial year 2025, abbreviated format

Turnover
≈ €120,000
Estimated: probably between €88,000 and €190,000
Total assets
€149,188
Net result
€20,738
Working capital
€70,738

Turnover and EBIT margin not published: the abbreviated format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Equity and liabilities €149,188
Equity €70,738
Debt €78,450
Debt finances 52.6% of the balance-sheet total.
Key figures and ratios
2025 value
Current ratio
1.90
Debt to equity
1.11
ROE
29.3%
ROA
13.9%
Debt ≤ 1 year
€78,450
Income taxes
€5,812

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.9% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.9% still going

For this company itself Checked computes a bankruptcy probability of 1.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 29 lines
Balance sheet Code2025
Assets
Total assets20/58€149,188
Current assets29/58€149,188
Amounts receivable within one year40/41€128,175
Trade receivables40€112,500
Other amounts receivable41€15,675
Cash at bank and in hand54/58€21,013
Equity and liabilities
Total equity and liabilities10/49€149,188
Equity10/15€70,738
Contributions10/11€50,000
Profit (loss) carried forward14€20,738
Amounts payable17/49€78,450
Amounts payable within one year42/48€78,450
Trade debts44€26,946
Suppliers440/4€26,946
Taxes, remuneration and social security45€5,812
Taxes450/3€5,812
Other amounts payable47/48€45,692
Income statement Code2025
Other operating charges640/8€322
Gross operating margin9900€25,079
Operating profit (loss)9901€24,757
Financial income75/76B€2,138
Recurring financial income75€2,138
Financial charges65/66B€345
Recurring financial charges65€345
Profit (loss) for the period before taxes9903€26,550
Income taxes67/77€5,812
Profit (loss) for the period9904€20,738
Profit (loss) for the period to be appropriated9905€20,738
Appropriation of the result
Profit (loss) to be appropriated9906€20,738

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Other operating charges640/8€322
Gross operating margin9900€25,079
Operating profit (loss)9901€24,757
Financial income75/76B€2,138
Recurring financial income75€2,138
Financial charges65/66B€345
Recurring financial charges65€345
Profit (loss) for the period before taxes9903€26,550
Income taxes67/77€5,812
Profit (loss) for the period9904€20,738
Profit (loss) for the period to be appropriated9905€20,738
Line2025
Assets
Total assets20/58€149,188
Current assets29/58€149,188
Amounts receivable within one year40/41€128,175
Trade receivables40€112,500
Other amounts receivable41€15,675
Cash at bank and in hand54/58€21,013
Equity and liabilities
Total equity and liabilities10/49€149,188
Equity10/15€70,738
Contributions10/11€50,000
Profit (loss) carried forward14€20,738
Amounts payable17/49€78,450
Amounts payable within one year42/48€78,450
Trade debts44€26,946
Suppliers440/4€26,946
Taxes, remuneration and social security45€5,812
Taxes450/3€5,812
Other amounts payable47/48€45,692
Line2025
Profit (loss) for the period9904€20,738
Operating cash flow (approximation)€20,738

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
30-09-2025 abbreviated format 29-04-2026 2026-00096384

Similar companies · same sector, comparable size

Of the 7,262 active companies whose main activity is other building finishing work (NACE 43350), figures are known for 2,404. 2,025 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2024

Board 1

KOT & CO
Director · since 17-06-2024 · Private limited company · permanent representative: HENDRICKX Jan Frans Jozef
Current

Permanent representatives 1

HENDRICKX Jan Frans Jozef
Permanent representative · since 17-06-2024 · for KOT & CO
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2024, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
KOT & CO
  • Director, from 17-06-2024 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 17-06-2024 ↗
  • KOT & CO (BE 0726.651.645) 100 shares (100%) · €50,000

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 17-06-2024 Incorporation · €50,000 · 100 shares

Group and network

Connections & network

1 current director
Depth

The board mandates are listed below; here you explore them as a network.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

On 13 June 2024, CJAN was incorporated as a private limited company by KOT & CO, with a starting capital of €50,000.12 KOT & CO has served as director of the company since 2024.2 The company has filed annual accounts once, for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 17-06-2024
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
29-04
NBB filing Annual accounts filed
financial year 2025 · abbreviated format
2024
17-06
Gazette deed Incorporation
Appointment: KOT & CO (director) · Permanent representative: HENDRICKX Jan Frans Jozef · Founder10 facts ▸
  • Incorporation, “CJAN” (deed in Dutch)
  • Founder, KOT & CO
  • Director in office, HENDRICKX Jan Frans Jozef (sole director)
  • Founding capital, €50,000
  • Bank account, “deponering oprichtingskapitaal, artikel 5:9 WVV” (deed in Dutch)
  • Registered office clause, “Hendrik Thumasplein 42”, 1932 (deed in Dutch)
  • Board rule, 1
  • Director appointment, KOT & CO (director)
  • Permanent representative, HENDRICKX Jan Frans Jozef (vaste vertegenwoordiger)
  • Pre-incorporation commitments, “takeover, alle-verbintenissen-verplichtingen-en-activiteiten-in-naam-voor-rekening-vennootschap-in-oprichting” (deed in Dutch)
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded13-06-2024
Financial year end30-09
Activities, NACEBEL 2025
43350Other building finishing work
43990Other specialised construction activities
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:1010342892
Also 9925:BE1010342892
Registered 10-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 1010.342.892

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Zaventem · 1 establishment unit since 2024
registered office establishment The establishment unit on the map
Ground area
391 m²
Building footprint
170 m²
Building volume
1,526 m³
Parcel 23078A0185/02X002, Flanders · tallest building 11.1 m. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
CJAN
Hendrik Thumasplein 42, 1932 ZaventemOther building finishing work
since 2024unit no. 2.361.321.082
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
23078A0185/02X002 Flanders 391 m² 1 · 170 m² 11.1 m · 3
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“Het bouwen, verbouwen en renoveren, restaureren en verfraaien van alle mogelijke gebouwen en constructies en uitvoeren van alle daarmee…” (deed in Dutch)
8 activities (deed in Dutch)
  1. Het bouwen, verbouwen en renoveren, restaureren en verfraaien van alle mogelijke gebouwen en constructies en uitvoeren van alle daarmee verband houdende voltooiingswerken, binnenhuisinrichtingen inbegrepen, hetzij als hoofdaannemer, hetzij als coordinator indien uitgevoerd door onderaannemers
  2. Het promoten, coordineren van verkavelings- en bouwprojecten, het waarderen en expertiseren van onroerend goed
  3. De aan- en verkoop, de exploitatie, de valorisatie, het verkavelen, de urbanisatie, de ruiling en verdeling, het huren en verhuren van alle onroerende, gebouwde en ongebouwde, gemeubelde en niet-gemeubelde goederen
  4. Het bemiddelen als agent of makelaar in de aan- en verkoop, de huur en verhuur van onroerende goederen
  5. Het beheer van onroerende goederen, al dan niet als syndicus, kortom alle immobilienverrichtingen inclusief de activiteiten van bouwpromotor en vastgoedhandel
  6. Het aanleggen, het oordeelkundig uitbouwen en beheren van een onroerend vermogen
  7. Alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten, zoals de aan- en verkoop, de bouw, de verbouwing, de binnenhuisinrichting en decoratie, de huur en verhuur, de ruil, de verkaveling en, in het algemeen, alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het beheer of op het productief maken van onroerende goederen of onroerende zakelijke rechten
  8. Het aanleggen, het oordeelkundig uitbouwen en beheren van een roerend vermogen; alle verrichtingen met betrekking tot roerende goederen en rechten, van welke aard ook, zoals de aan en verkoop, de huur en verhuur, de ruil, het beheer en de valorisatie van alle verhandelbare waardepapieren, aandelen, obligaties en effecten, en, in het algemeen, alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het beheer of op het productief maken van roerende goederen of rechten

The full purpose is in the deed

deed of 17-06-2024

Who represents it, and how

Board ruleHow the board is made up, meets and takes decisions.
“Een of meer bestuurders, natuurlijke personen of rechtspersonen, al dan niet aandeelhouder” (deed in Dutch)
“Algemene kosten, vaste of evenredige vergoeding” (deed in Dutch)

deed of 17-06-2024

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
First Friday of January at 14:00

deed of 17-06-2024

Oversight and winding up

Dissolution ruleWhen and by whom the company can be dissolved.
“Vormen-vereist-voor-statutenwijziging, algemene-vergadering” (deed in Dutch)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
“Indien-geen-andere-vereffenaar-benoemd, bestuurder(s)-in-functie-krachtens-statuten” (deed in Dutch)

deed of 17-06-2024

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Bestuursorgaan, uitkeringen uit winst” (deed in Dutch)
Other provision: “Gedelegeerd bestuurder, dagelijks bestuur” (deed in Dutch)
Other provision: “Aanwending-nettowinst, algemene-vergadering” (deed in Dutch)
6 more provisions in the deed, see the deed of 17-06-2024

deed of 17-06-2024