CJAIC
ActiveCJAIC has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €444k and a net result of €49k. Equity is growing by ~23.4% per year across the filed fiscal years. Its solvency ranks better than 39% of 15368 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
86
/ 100
Excellent▼ -7 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability55▼-29
Solvency93▼-7
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 3.5 against 4.53 in 2023), but 51.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-10-2025, 92 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
92 d late
2023
153 d late
2022
150 d late
2021
31 d late
2020
31 d late
2019
54 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€444k▲ 12.3%
2023 · €395k
2019: €106k
2020: €169k
2021: €258k
2022: €329k
2023: €395k
2019 → 2024
Total assets
€923k▲ 72.6%
2023 · €535k
2019: €160k
2020: €245k
2021: €308k
2022: €460k
2023: €535k
2019 → 2024
Net result
€49k▼ 26.5%
2023 · €66k
2019: €87k
2020: €63k
2021: €89k
2022: €70k
2023: €66k
2019 → 2024
Working capital
€428k▲ 19.1%
2023 · €359k
2019: €106k
2020: €165k
2021: €255k
2022: €350k
2023: €359k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€169k-€258k▲ 52.9%€329k▲ 27.3%€395k▲ 20.1%€444k▲ 12.3%
Operating result€85k-€124k▲ 45.1%€101k▼ 18.7%€96k▼ 4.8%€73k▼ 23.5%
Net result€63k-€89k▲ 41.9%€70k▼ 21.1%€66k▼ 6.0%€49k▼ 26.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2024 is 24% below 2023 and is the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €923k
Fixed assets
€324k▲ 339%
Current assets
€599k▲ 29.9%
Equity and liabilities €923k
Equity
€444k▲ 12.3%
Debt
€479k▲ 243%
The debt ratio rises from 26.1% to 51.9%: debt grows faster than equity.
Key figures and ratios
EBITDA
€92k▼
2023 · €111k
Cash flow
€67k▼
2023 · €82k
Solvency
48.1%▼
2023 · 73.9%
Current ratio
3.50▼
2023 · 4.53
Quick ratio
3.50▼
2023 · 4.53
Debt / equity
1.08▲
2023 · 0.35
ROE
11.0%▼
2023 · 16.8%
ROA
5.3%▼
2023 · 12.4%
Interest coverage
11.60▼
2023 · 57.95
Debt
€479k▲
2023 · €139k
Debt ≤ 1 year
€171k▲
2023 · €102k
Debt > 1 year
€257k
Income taxes
€23k▼
2023 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€535k€923k▲
Fixed assets21/28€74k€324k▲
Tangible fixed assets22/27€74k€56k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€72k€55k▼
Financial fixed assets28-€268k
Current assets29/58€461k€599k▲
Amounts receivable within one year40/41€918€89k▲
Trade receivables40€918€80k▲
Other amounts receivable41-€10k
Current investments50/53€400k€396k▼
Cash at bank and in hand54/58€57k€110k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€535k€923k▲
Equity10/15€395k€444k▲
Contributions10/11€19k€19k=
Reserves13€376k€425k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€375k€423k▲
Amounts payable17/49€139k€479k▲
Amounts payable after more than one year17-€257k
Financial debts170/4-€257k
Amounts payable within one year42/48€102k€171k▲
Current portion of amounts payable after more than one year42-€4k
Trade debts44€1k€98k▲
Suppliers440/4€1k€98k▲
Taxes, remuneration and social security45€74k€34k▼
Taxes450/3€74k€34k▼
Other amounts payable47/48€26k€34k▲
Accrued charges and deferred income492/3€38k€51k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€18k▲
Other operating charges640/8€400€932▲
Gross operating margin9900€112k€93k▼
Operating profit (loss)9901€96k€73k▼
Financial income75/76B€269€6k▲
Recurring financial income75€269€6k▲
Financial charges65/66B€2k€8k▲
Recurring financial charges65€2k€8k▲
Profit (loss) for the period before taxes9903€94k€71k▼
Income taxes67/77€28k€23k▼
Profit (loss) for the period9904€66k€49k▼
Profit (loss) for the period to be appropriated9905€66k€49k▼
Appropriation of the result
Profit (loss) to be appropriated9906€66k€49k▼
Transfer to equity691/2€66k€49k▼
To other reserves6921€66k€49k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 92 days late
2024
31-12
Financial
Weakest financial yearnet €49k ▼26.5%
Net result drops to €49k, the lowest in the series.
31-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 153 days late
2023
28-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 150 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-12
Financial
Highest result since 2019net €89k ▲41.9%
Net result €89k, the highest in the series.
31-12
Financial
Equity above €200kEq €258k ▲52.9%
3 profitable years in a row build equity to €258k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Equity above €150kEq €169k ▲59.3%
2 profitable years in a row build equity to €169k.
23-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 54 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Volmolenlaan 323000 LeuvenGround area
307 m²
Building footprint
93 m²
Volume, LiDAR
965 m³
Parcel 24504D1215/00P004, Flanders · tallest building 12.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
CJAIC
since 20182.279.518.806
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24504D1215/00P004 | Flanders | 307 m² | 1 · 93 m² | 12.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
699400W2DS7ZDW2K3711
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OM LAW
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REGIUS ADVOCATEN
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Of 22,019 companies in sector 69101 we hold annual accounts for 9,028. 6,120 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded27-06-2018
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.