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CJ-WORKS

Active
Private limited company (pre-2019)founded 2010active for 16 yearsPartizanenstraat 80, 2950 Kapellen, BelgiumKBO/BCE: BE 0828.125.226
Summary

CJ-WORKS has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show negative equity (-€52,763) and a net result of €1,425. Equity has been shrinking by about 16% per year since 2019. Its solvency ranks better than 5% of 865 sector peers (NACE 43, financial year 2026). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Official details

Source: KBO
Status
Active since 28-07-2010 Normal situation
Activity
Painting of buildings NACE 43341and 7 others
Establishment unit
2.190.524.967 2950 Kapellen, since 28-07-2010
Financial year end
30 June
Peppol
Reachable since 23-04-2026

Board and ownership

Board
  • JAQUES CATHERINEDirector · since 28-10-2010

Financial position

54 Fair Checked score 2026
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts to 30-06-2026
Gross margin
€5,244
Turnover
≈ €52,000
estimated
Profit
€1,425
Equity
-€52,763
▲ 2.6%
Total assets
€16,957
▲ 10.8%
  • Negative equity on 30-06-2026
Filed on 27-08-2026, 157 days before the deadline
Score breakdownraises riskCapped at 59: negative equityNegative equity -€52,763Sector: Specialised construction activities (NACE 43)lowers riskSize: total assets €16,957Founded in 2010Show the evidence

Checked score

Score 2026
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 33% of micro companies in specialised construction (NACE 43)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2025
Weak
Solvency 0=
equity -311.2% of total assets
Liquidity 40+39
short-term debt 411.2% · cash 32.4%
Profitability 79+79
return on assets 8.4%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 0.8% 01-2025: 0.8%● unchanged vs 12-2024 02-2025: 0.8%● unchanged vs 01-2025 03-2025: 0.8%● unchanged vs 02-2025 04-2025: 0.8%● unchanged vs 03-2025 05-2025: 0.8%● unchanged vs 04-2025 06-2025: 0.8%● unchanged vs 05-2025 07-2025: 0.8%● unchanged vs 06-2025 08-2025: 0.8%● unchanged vs 07-2025 09-2025: 0.8%● unchanged vs 08-2025 10-2025: 0.8%● unchanged vs 09-2025 11-2025: 0.7%▼ -0.1 percentage points vs 10-2025 12-2025: 1.3%▲ +0.6 percentage points vs 11-2025highest value 01-2026: 1.3%● unchanged vs 12-2025 02-2026: 1.3%● unchanged vs 01-2026 03-2026: 1.3%● unchanged vs 02-2026 04-2026: 1.3%● unchanged vs 03-2026 05-2026: 1.3%● unchanged vs 04-2026 06-2026: 1.3%● unchanged vs 05-2026 07-2026: 1.3%● unchanged vs 06-2026 08-2026: 1.3%● unchanged vs 07-2026 09-2026: 0.4%▼ -0.9 percentage points vs 08-2026lowest value 10-2026: 0.4%● unchanged vs 09-2026lowest value 11-2026: 0.4%● unchanged vs 10-2026lowest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.24 (0.22 in 2025), below 1. Short-term debt is 411.2% and cash 32.4% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 3% of them on solvency, 30% on liquidity, 58% on profitability and 42% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €16,957
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Negative equity -€52,763
NBB · annual accounts
lowers risk · Founded in 2010
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 865 sector peers (2026).
NBB · sector comparison
Position among 865 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2026 was due by 31-01-2027 and was filed on 27-08-2026, 157 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
157 days early
2025
86 days early
2024
143 days early
2023
114 days early
2022
162 days early
2021
123 days early
2020
47 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 119 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 30-06-2027 and is due by 31-01-2028. Nothing is late today. The company usually files around 10 September (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today30-06-2027 year end31-01-2028 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2026 -€52,763 View
  • Caution: Lower solvency than 95% of companies in specialised constructionsector median 49.7% · 865 companies -311.2% View
  • Positive: Filed on time since financial year 2019accounts within the deadline every year 8 years View

Recent changes

  1. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as CJ-WORKS: painting of buildings (NACE 43341). They are comparable in size and age: total assets between €13,400 and €24,700, founded between 2005 and 2014.

CompanyTotal assetsGross margin
CJ-WORKS Kapellen€16,957€5,244
VAN LOOY FILIP Zoersel€21,125€5,668
BERTELS WORKS Zoersel€13,437€4,121
Schilderwerken Baelen Ieper€17,363€3,743
GLENN NEVE Harelbeke€21,791€4,929
CHANGEMENT DE DECOR Kraainem€24,732€5,082
D&CO R.M. PEINTURES Braine-le-Château€20,897€8,258
Full comparison

Key facts about CJ-WORKS

What is the company number of CJ-WORKS?
The company number of CJ-WORKS is 0828.125.226. The VAT number is the same number with BE in front: BE 0828.125.226.
Where is CJ-WORKS based?
The registered office is at Partizanenstraat 80, 2950 Kapellen.Company details
What does CJ-WORKS do?
According to the KBO register, the main activity is painting of buildings (NACE 43341).
What is the legal form of CJ-WORKS?
The legal form of CJ-WORKS is Private limited company (pre-2019) (BVBA).
When was CJ-WORKS founded?
CJ-WORKS was founded on 28-07-2010.
Is CJ-WORKS still active?
Yes, CJ-WORKS is an active enterprise in the KBO register.
What is the turnover of CJ-WORKS?
The turnover in financial year 2026 is ≈ €52,000. This figure is estimated from the gross margin of €5,244 and 163 comparable companies (NACE 433). It probably lies between €31,000 and €110,000. It is a rough estimate. In financial year 2020 turnover was €2,404.Financials
Is CJ-WORKS profitable?
In financial year 2026, CJ-WORKS made a profit of €1,425.
Where can I find the annual accounts of CJ-WORKS?
CJ-WORKS filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of CJ-WORKS due?
CJ-WORKS must file the annual accounts for financial year 2027 by 31-01-2028.Timeline

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