CJ LAW
ActiveThe computed 12-month bankruptcy probability of CJ LAW is 2.3% (moderate). The 2025 annual accounts show equity of €125k and a net result of €47k. Equity is growing by ~55.7% per year across the filed fiscal years. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 63.34 against 12.49 in 2024; short-term debt: 1.6% and cash: 98.1% of total assets), and 1.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.2%
Return on assets
37%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 04-03-2026, 57 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
57 d early
2024
58 d early
2023
20 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€125k▲ 60.6%
2024 · €78k
2023: €38k
2024: €78k
2023 → 2025
Total assets
€127k▲ 50.5%
2024 · €85k
2023: €46k
2024: €85k
2023 → 2025
Net result
€47k▲ 16.7%
2024 · €40k
2023: €36k
2024: €40k
2023 → 2025
Working capital
€125k▲ 61.0%
2024 · €78k
2023: €38k
2024: €78k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€38k-€78k▲ 103%€125k▲ 60.6%
Operating result€46k-€56k▲ 22.8%€61k▲ 10.0%
Net result€36k-€40k▲ 11.7%€47k▲ 16.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 10% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €127k
Equity
€125k▲ 60.6%
Debt
€2k▼ 65.3%
The debt ratio falls from 8.0% to 1.8%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
98.2%▲
2024 · 92.0%
Current ratio
63.34▲
2024 · 12.49
Quick ratio
63.34▲
2024 · 12.49
Debt / equity
0.02▼
2024 · 0.09
ROE
37.7%▼
2024 · 51.9%
ROA
37.0%▼
2024 · 47.7%
Debt
€2k▼
2024 · €7k
Debt ≤ 1 year
€2k▼
2024 · €7k
Income taxes
€16k▲
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€85k€127k▲
Current assets29/58€85k€127k▲
Amounts receivable within one year40/41€220€1k▲
Trade receivables40€220€0▼
Other amounts receivable41€0€1k▲
Cash at bank and in hand54/58€84k€125k▲
Deferred charges and accrued income490/1€767€1k▲
Equity and liabilities
Total equity and liabilities10/49€85k€127k▲
Equity10/15€78k€125k▲
Contributions10/11€3k€3k=
Reserves13€75k€122k▲
Distributable reserves133€75k€122k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€7k€2k▼
Amounts payable within one year42/48€7k€2k▼
Trade debts44€891€0▼
Suppliers440/4€891€0▼
Taxes, remuneration and social security45€4k€530▼
Taxes450/3€4k€530▼
Other amounts payable47/48€1k€1k▲
Accrued charges and deferred income492/3-€341
Income statement
Code20242025
Other operating charges640/8€141€443▲
Gross operating margin9900€56k€62k▲
Operating profit (loss)9901€56k€61k▲
Financial income75/76B€0€1k▲
Recurring financial income75€0€1k▲
Financial charges65/66B€71€71▼
Recurring financial charges65€71€71▼
Profit (loss) for the period before taxes9903€56k€63k▲
Income taxes67/77€15k€16k▲
Profit (loss) for the period9904€40k€47k▲
Profit (loss) for the period to be appropriated9905€40k€47k▲
Appropriation of the result
Profit (loss) to be appropriated9906€40k€47k▲
Transfer to equity691/2€40k€47k▲
To other reserves6921€40k€47k▲
Profit to be distributed694/7€859€0▼
Return on contributions (dividend)694€859€0▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2023net €47k ▲16.7%
Operating result €61k, net result €47k, both a record.
30-09
Financial
Liquidity times 5current ratio 63.34
Current ratio from 12.49 to 63.34; short-term debt falls from €7k to €2k.
30-09
Financial
Equity above €100kEq €125k ▲60.6%
3 profitable years in a row build equity to €125k.
03-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Liquidity doublescurrent ratio 12.49
Current ratio from 6.24 to 12.49; short-term debt falls from €7k to €7k.
10-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oranjerielaan 319030 GentGround area
675 m²
Building footprint
211 m²
Volume, LiDAR
1,146 m³
Parcel 44038A0692/00K000, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Oranjerielaan 31, 9030 Gent
since 20222.339.009.203
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44038A0692/00K000 | Flanders | 675 m² | 1 · 211 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-12-2022
Fiscal year end30-09
Activities, NACEBEL
69101Activities of lawyers
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.