Financials
- Financial year
- 2025
- Total assets
- €113,703
- Loss
- -€92,453
- Solvency
- -46.1%
CIVIOS
ActiveSummary
CIVIOS has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€52,453) and a net result of -€92,453. Its solvency ranks better than 8% of 8,539 sector peers (NACE 73, financial year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Overview
Activity
Public relations and communication consultancy
NACE 73300Business and other management consultancy NACE 70200
1 site
Size
€113,703total assets 2025
- Staff
- 2.1 FTE
- Equity
- -€52,453
- Loss
- -€92,453
Turnover not published (micro format)
Structure
- Largest shareholder
- Servantes · 40%
- ServantesDaily manager · permanent representative Dieter De Kerpel
- VLAAMSE ICT ORGANISATIEDirector · permanent representative Eddy Henri Paula Van der Stock
2025 accounts 30 days early
Why 53raises riskCapped at 59: negative equityNegative equity -€52,453Loss of €92,453 (financial year 2025)lowers riskLiquidity: current ratio 1.05, cash €69,354Sector: Advertising, market research and public relations activities (NACE 73)Show the evidence
Checked score
Score 2025
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 15% of its sector peers (NACE 73, micro)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength
Weak
Solvency
0
equity -46.1% of total assets
Liquidity
50
short-term debt 93.4% · cash 61.0%
Profitability
0
return on assets -81.3%
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
05-2025: 0.9%lowest value
06-2025: 0.9%● unchanged vs 05-2025lowest value
07-2025: 0.9%● unchanged vs 06-2025
08-2025: 1.0%▲ +0.1 percentage points vs 07-2025
09-2025: 1.1%▲ +0.1 percentage points vs 08-2025
10-2025: 1.2%▲ +0.1 percentage points vs 09-2025
11-2025: 1.2%● unchanged vs 10-2025
12-2025: 1.6%▲ +0.4 percentage points vs 11-2025
01-2026: 1.6%● unchanged vs 12-2025
02-2026: 1.6%● unchanged vs 01-2026
03-2026: 1.8%▲ +0.2 percentage points vs 02-2026
04-2026: 1.8%● unchanged vs 03-2026highest value
05-2026: 1.8%● unchanged vs 04-2026highest value
06-2026: 1.8%● unchanged vs 05-2026highest value
07-2026: 1.8%● unchanged vs 06-2026
08-2026: 1.4%▼ -0.4 percentage points vs 07-2026
09-2026: 1.4%● unchanged vs 08-2026
10-2026: 1.4%● unchanged vs 09-2026
No credit on open account
Liquidity tight (current ratio 1.05, below the usual 1.5; short-term debt: 93.4% and cash: 61% of total assets), and equity is negative.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro): better than 5% on solvency, 36% on liquidity and 6% on profitability.
The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Seven signals.
lowers riskraises riskneutral
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
30 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- Registered office · Purpose · Amendment…Incorporation · Name change ·…
- IncorporationAppointments: Servantes (director) and VLAAMSE…
Key points
By topic
Board & ownership
- Board
- 2 members
- Largest shareholder
- Servantes · 40%
- ServantesDaily manager
- VLAAMSE ICT ORGANISATIEDirector
Timeline
- Events
- 3
- Since
- 2024
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Public relations and communication consultancyNACE 73300
- Founded
- 23-04-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 11
- Purpose
- “Het ter beschikking stellen van personeel op zelfstandige basis (freelance) of op de…” (deed in Dutch)
Key facts about CIVIOS
- What is the company number of CIVIOS?
- 1008.712.502. In Belgium the VAT number is the company number with BE in front: BE 1008.712.502.
- Where is CIVIOS based?
- The registered office is at Gentstraat 9, 9250 Waasmunster.Company details
- What does CIVIOS do?
- According to the KBO register, the main activity is public relations and communication consultancy (NACE 73300).
- What is the legal form of CIVIOS?
- Private limited company (BV).
- When was CIVIOS founded?
- On 23-04-2024.
- Is CIVIOS still active?
- Yes, CIVIOS is an active enterprise in the KBO register.
- How many employees does CIVIOS have?
- On average 2.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of CIVIOS?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
- Is CIVIOS profitable?
- In financial year 2025, CIVIOS made a loss of €92,453.
- Where can I find the annual accounts of CIVIOS?
- CIVIOS filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Companies related to CIVIOS
Shareholders
- Servantes40%
Comparable companies
- A CONCEPT OF CAREWaasmunster
- ATLR25Waasmunster
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- DENKTANKWaasmunster
- DOKTER ERIC TACKWaasmunster
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