CITYBUILD
ActiveCITYBUILD has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €119k and a net result of €4k. Equity is growing by ~9.6% per year across the filed fiscal years. Its solvency ranks better than 43% of 19345 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
64
/ 100
Healthy▲ +32 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability17▲+17
Solvency41▼-5
Growth52=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity tight (current ratio 1.34 against 2.11 in 2023), and 76.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
23.2%
Return on assets
0.8%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
66 d late
2022
70 d late
2021
45 d early
2020
31 d late
2019
89 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€119k▲ 3.5%
2023 · €115k
2018: €39k
2019: €74k
2020: €85k
2021: €112k
2022: €120k
2023: €115k
2018 → 2024
Total assets
€513k▼ 13.7%
2023 · €595k
2018: €149k
2019: €422k
2020: €1.11M
2021: €960k
2022: €978k
2023: €595k
2018 → 2024
Net result
€4k
2023 · €-5k
2018: €10k
2019: €36k
2020: €11k
2021: €27k
2022: €8k
2023: €-5k
2018 → 2024
Working capital
€114k▼ 61.0%
2023 · €293k
2018: €58k
2019: €72k
2020: €994k
2021: €755k
2022: €663k
2023: €293k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€85k-€112k▲ 31.7%€120k▲ 7.3%€115k▼ 4.1%€119k▲ 3.5%
Operating result€48k-€65k▲ 36.2%€31k▼ 52.1%€17k▼ 45.3%€19k▲ 11.3%
Net result€11k-€27k▲ 150%€8k▼ 69.7%€-5k€4k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 11% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €513k
Fixed assets
€65k▲ 73.7%
Current assets
€448k▼ 19.6%
Equity and liabilities €513k
Equity
€119k▲ 3.5%
Debt
€394k▼ 17.8%
The debt ratio falls from 80.6% to 76.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€30k▲
2023 · €25k
Cash flow
€15k▲
2023 · €3k
Solvency
23.2%▲
2023 · 19.4%
Current ratio
1.34▼
2023 · 2.11
Quick ratio
1.21▼
2023 · 1.36
Debt / equity
3.30▼
2023 · 4.16
ROE
3.4%▲
2023 · -4.3%
ROA
0.8%▲
2023 · -0.8%
Interest coverage
2.39▲
2023 · 0.97
Debt
€394k▼
2023 · €479k
Debt ≤ 1 year
€334k▲
2023 · €264k
Debt > 1 year
€61k▼
2023 · €215k
Income taxes
€4k▲
2023 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€595k€513k▼
Fixed assets21/28€38k€65k▲
Intangible fixed assets21€15k€12k▼
Tangible fixed assets22/27€23k€54k▲
Plant, machinery and equipment23€2k€2k▲
Furniture and vehicles24€558€37k▲
Leasing and similar rights25€20k€14k▼
Financial fixed assets28€150€150=
Current assets29/58€557k€448k▼
Stocks and contracts in progress3€199k€46k▼
Stocks30/36€199k€46k▼
Amounts receivable within one year40/41€312k€363k▲
Trade receivables40€238k€290k▲
Other amounts receivable41€74k€73k▼
Cash at bank and in hand54/58€37k€35k▼
Deferred charges and accrued income490/1€8k€5k▼
Equity and liabilities
Total equity and liabilities10/49€595k€513k▼
Equity10/15€115k€119k▲
Contributions10/11€35k€35k=
Reserves13€82k€84k▲
Distributable reserves133€82k€84k▲
Profit (loss) carried forward14€-1k-
Amounts payable17/49€479k€394k▼
Amounts payable after more than one year17€215k€61k▼
Financial debts170/4€215k€61k▼
Amounts payable within one year42/48€264k€334k▲
Current portion of amounts payable after more than one year42€6k€6k▲
Financial debts43-€27k
Credit institutions430/8-€27k
Trade debts44€237k€293k▲
Suppliers440/4€237k€293k▲
Taxes, remuneration and social security45€21k€7k▼
Taxes450/3€21k€7k▼
Accrued charges and deferred income492/3€930-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€11k▲
Other operating charges640/8€4k€4k▲
Non-recurring operating charges66A€17k-
Gross operating margin9900€45k€34k▼
Operating profit (loss)9901€17k€19k▲
Financial income75/76B€5k€1k▼
Recurring financial income75€5k€1k▼
Financial charges65/66B€25k€12k▼
Recurring financial charges65€25k€12k▼
Profit (loss) for the period before taxes9903€-4k€8k▲
Income taxes67/77€1k€4k▲
Profit (loss) for the period9904€-5k€4k▲
Profit (loss) for the period to be appropriated9905€-5k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€3k▲
Profit (loss) brought forward from the previous period14P-€-1k
Transfer from equity791/2€4k-
Transfer to equity691/2-€3k
To other reserves6921-€3k
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
05-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 66 days late
2023
31-12
Financial
Weakest financial yearnet €-5k ▼161%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 70 days late
2022
16-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €100kEq €112k ▲31.7%
4 profitable years in a row build equity to €112k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Liquidity times 8current ratio 9.60
Current ratio from 1.21 to 9.60; short-term debt falls from €348k to €116k.
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 89 days late
2019
31-12
Financial
Highest result since 2018net €36k ▲267%
Operating result €70k, net result €36k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
2016
17-10
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 78 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Maasfortbaan 682500 LierGround area
308 m²
Building footprint
111 m²
Volume, LiDAR
1,064 m³
Parcel 12392C0036/00T011, Flanders · tallest building 11.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
CITYBUILD
since 20062.158.300.379
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12392C0036/00T011 | Flanders | 308 m² | 1 · 111 m² | 11.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MASDAC
BE 0786.441.455
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BPF BUILD
BE 0670.801.322
Schilde · Eq €119k
i-Conclusion
BE 0826.333.595
Tournai · Eq €119k
IMMO FL
BE 0849.721.384
Awans · Eq €119k
HET GULDEN CRUYS
BE 0879.092.489
Schoten · Eq €120k
Of 7,287 companies in sector 68110 we hold annual accounts for 5,352. 3,749 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-11-2006
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
70120
68121Development of residential building projects
43350Other building finishing work
70111
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.