City Mountainbike
ActiveCity Mountainbike has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €497k and a net result of €30k. Equity is growing by ~37.3% per year across the filed fiscal years. Its solvency ranks better than 88% of 2288 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-3
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 4.85 against 8.4 in 2024; short-term debt: 20.6% and cash: 1.6% of total assets), and 20.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sector 93
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.4%
Return on assets
4.9%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
6 d early
2023
21 d early
2022
41 d early
2021
30 d early
2020
1 d early
2019
50 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€497k▲ 6.5%
2024 · €467k
2018: €85k
2019: €74k
2020: €79k
2021: €180k
2022: €296k
2023: €425k
2024: €467k
2018 → 2025
Total assets
€626k▲ 18.2%
2024 · €530k
2018: €187k
2019: €214k
2020: €173k
2021: €348k
2022: €484k
2023: €544k
2024: €530k
2018 → 2025
Net result
€30k▼ 26.2%
2024 · €41k
2018: €-20k
2019: €-11k
2020: €4k
2021: €101k
2022: €116k
2023: €129k
2024: €41k
2018 → 2025
Working capital
€497k▲ 6.5%
2024 · €467k
2018: €78k
2019: €69k
2020: €75k
2021: €177k
2022: €294k
2023: €425k
2024: €467k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€180k-€296k▲ 64.3%€425k▲ 43.7%€467k▲ 9.7%€497k▲ 6.5%
Operating result€102k-€118k▲ 15.2%€134k▲ 14.3%€54k▼ 60.0%€44k▼ 17.5%
Net result€101k-€116k▲ 14.3%€129k▲ 11.7%€41k▼ 68.2%€30k▼ 26.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 17% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €626k
Equity
€497k▲ 6.5%
Debt
€129k▲ 105%
The debt ratio rises from 11.9% to 20.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€44k▼
2024 · €54k
Cash flow
€30k▼
2024 · €41k
Solvency
79.4%▼
2024 · 88.1%
Current ratio
4.85▼
2024 · 8.40
Quick ratio
4.85▼
2024 · 8.40
Debt / equity
0.26▲
2024 · 0.14
ROE
6.1%▼
2024 · 8.8%
ROA
4.9%▼
2024 · 7.8%
Interest coverage
22.37▼
2024 · 47.39
Debt
€129k▲
2024 · €63k
Debt ≤ 1 year
€129k▲
2024 · €63k
Income taxes
€12k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€530k€626k▲
Fixed assets21/28€0-
Intangible fixed assets21€0-
Current assets29/58€530k€626k▲
Amounts receivable within one year40/41€472k€555k▲
Trade receivables40€467k€554k▲
Other amounts receivable41€5k€885▼
Cash at bank and in hand54/58€57k€10k▼
Deferred charges and accrued income490/1€665€61k▲
Equity and liabilities
Total equity and liabilities10/49€530k€626k▲
Equity10/15€467k€497k▲
Contributions10/11€440k€440k=
Reserves13€3k€3k=
Non-distributable reserves130/1€270€0▼
Reserves not available under the articles1311€270€0▼
Distributable reserves133€2k€3k▲
Profit (loss) carried forward14€24k€55k▲
Amounts payable17/49€63k€129k▲
Amounts payable within one year42/48€63k€129k▲
Trade debts44€23k€89k▲
Suppliers440/4€23k€89k▲
Taxes, remuneration and social security45€12k€12k▲
Taxes450/3€12k€12k▲
Other amounts payable47/48€29k€28k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€132€0▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€54k
Other operating charges640/8€513€678▲
Non-recurring operating charges66A-€3k
Gross operating margin9900€54k€102k▲
Operating profit (loss)9901€54k€44k▼
Financial income75/76B€293€4▼
Recurring financial income75€293€4▼
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€53k€42k▼
Income taxes67/77€12k€12k▲
Profit (loss) for the period9904€41k€30k▼
Profit (loss) for the period to be appropriated9905€41k€30k▼
Appropriation of the result
Profit (loss) to be appropriated9906€24k€55k▲
Profit (loss) brought forward from the previous period14P€-17k€24k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
09-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Highest result since 2018net €129k ▲11.7%
Operating result €134k, net result €129k, both a record.
20-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Equity above €200kEq €296k ▲64.3%
3 profitable years in a row build equity to €296k.
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Equity above €150kEq €180k ▲129%
2 profitable years in a row build equity to €180k.
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
11-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
20-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
25-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waregem · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stationsstraat 1188790 WaregemGround area
253 m²
Building footprint
139 m²
Volume, LiDAR
1,120 m³
Parcel 34040C0292/02P000, Flanders · tallest building 13.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
CTC BVBA
since 20082.172.100.412
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34040C0292/02P000 | Flanders | 253 m² | 1 · 139 m² | 13.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,876 companies in sector 93199 we hold annual accounts for 606. 331 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-07-2008
Fiscal year end30-09
Activities, NACEBEL
93199Other sports activities
85510Sports and recreation education
93110Operation of sports facilities
93129Activities of other sports clubs
93130Fitness centres
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.