Financials
- Financial year
- 2025
- Total assets
- €118,905
- Profit
- €1,624
- Solvency
- 7.7%
Total assets▲ 13.1%
Net result
20182025
CITE MODELE - MODELWIJK
ActiveSummary
CITE MODELE - MODELWIJK has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9,138 and a net result of €1,624. Equity is growing by about 24% per year across the filed financial years. Its solvency ranks better than 9% of 658 sector peers (NACE 88, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Activity
Other social work without accommodation
NACE 88999
1 site
Size
€118,905total assets 2025
- Staff
- 9.6 FTE
- Equity
- €9,138
- Surplus
- €1,624
Structure
- Board
- 5 members
- Ahmed EL KTIBIChair
- Christophe POURTOISManaging director
Auditor: SÁNO AUDIT SRLAccounts 51 days early1 of 14 deeds read
Why 92raises riskEquity €9,138 (7.7% of total assets)lowers riskLegal form: non-profit associationLiquidity: current ratio 0.79, cash €53,740Sector: Social work activities without accommodation (NACE 88)Show the evidence
Checked score
Score 2025
92
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 40% of its sector peers (NACE 88, micro)
Financial strength · tick = 2024
Average
Solvency
33+1
equity 7.7% of total assets
Liquidity
50+42
short-term debt 91.1% · cash 45.2%
Profitability
70=
return on assets 1.4%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: < 0.1%
12-2024: < 0.1%● unchanged vs 11-2024
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025highest value
08-2025: < 0.1%● unchanged vs 07-2025highest value
09-2025: < 0.1%● unchanged vs 08-2025highest value
10-2025: < 0.1%● unchanged vs 09-2025highest value
11-2025: < 0.1%● unchanged vs 10-2025highest value
12-2025: < 0.1%● unchanged vs 11-2025highest value
01-2026: < 0.1%● unchanged vs 12-2025highest value
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026lowest value
08-2026: < 0.1%● unchanged vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €500 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.79, compared with 0.64 in 2024, below 1; short-term debt: 91.1% and cash: 45.2% of total assets), and 92.3% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 88, micro): better than 17% on solvency, 29% on liquidity, 45% on profitability and 67% on growth.
The bankruptcy probability was computed on 17-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 658 sector peers (2025).
NBB · sector comparisonPosition among 658 sector peers
Solvency
better than 9%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 days early
2024
44 days early
2023
57 days early
2022
47 days early
2021
53 days early
2020
39 days early
2019
51 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 49 days before the deadline; the sector median (NACE 88) for financial year 2024 is 24 days before the deadline, and 25% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 10 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
18-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · full…
- Appointments: SANO AUDIT SRL, Ahmed EL…Resignations: Lisbet TEMMERMAN, Mohamed OURIAGHU…
- Annual accounts filedfinancial year 2024 · full…
Key points
By topic
Board & ownership
- Board
- 5 members
- Auditor
- SÁNO AUDIT SRL
- Ahmed EL KTIBIChair
- Aly BENABBASDirector
- Elhadj Moussa DIALLODirector
- Stéphane GURBUZDirector
- José HoorensDirector
Timeline
- Events
- 21
- Since
- 2009
- Next accounts
- by 31-07-2027
- 04-06-2024Annual accounts filed
- 31-12-2023Back to profit
- 14-06-2023Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Non-profit association
- Activity
- Other social work without accommodationNACE 88999
- Founded
- 12-02-1998
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
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