Financials
- Fiscal year
- 2025
- Total assets
- €15.7m
- Profit
- €279,102
- Solvency
- 82.0%
Total assets▲ 3.8%
Net result
20182025
Summary
Citadel Finance is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €12.8m and a net result of €279,102. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 78% of 6,631 sector peers (NACE 64, fiscal year 2025). The company has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Financial service activities, except insurance and pension funding
NACE 64910
Size
€15.7mtotal assets 2025
- Equity
- €12.8m
- Profit
- €279,102
Turnover not published (abridged schema)
Financial health
Financial institution: outside the modelProbability: sector outside the model
Structure
- Parent
- Stadsontwikkeling Gent (sogent) · 100%
- Board
- 6 members
Auditor: FIGURAD BEDRIJFSREVISORENAccounts 59 days early
SignalsLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
1 signal.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
59 days early
2024
31 days early
2023
51 days early
2022
32 days early
2021
46 days late
2020
43 days early
2019
15 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 26 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
- Resignation: Karel de Bondt (director)Appointments: Eveline Hanssens (director) and…
- Purpose · Statutes amendment · MiscellaneousPurpose change
- Annual accounts filedfiscal year 2025 · abbreviated…
Key points
- Positive: Among the best 5% on equitysector median €586,396 · 6,632 companies €12.8m View
- Board changedlatest change 29-05-2026 · 6 in office 2 joined · 2 left View
- Positive: 8 profitable years in a rowprofit 2025: €279,102 8 years View
- Controlled by Stadsontwikkeling Gent (sogent)known shareholders 100% 100% View
- Positive: Result rose in 2025from €198,832 to €279,102 ▲ 40.4% View
- Flemish supportawarded 2025 €504,020 View
- Positive: Always filed on timeaccounts within the deadline every year 4 years View
By topic
Board & ownership
- Board
- 6 members
- Parent
- Stadsontwikkeling Gent (sogent) · 100%
- Known shareholders
- 100%
- Auditor
- FIGURAD BEDRIJFSREVISOREN
Go to Board & ownership
Network & group
- Connected companies
- 51
- Mergers and contributions
- 1
Timeline
- Events
- 52
- Since
- 2004
- Next accounts
- by 31-07-2027
- 06-02-2026Resignation: llse Verschoore (member of the management…
- 27-01-2026Capital & shares · Statutes amendment ·…
- 22-12-2025Appointment: Mattias Van Vooren (member of the…
Company details
- Legal form
- Public limited company
- Activity
- Financial service activities, except insurance and pension fundingNACE 64910
- Founded
- 04-05-1992
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 7
- Purpose
- - het deelnemen in vennootschappen, verenigingen, ondernemingen en samenwerkingsverbanden…
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