Financials
- Fiscal year
- 2025
- Total assets
- €792,384
- Loss
- -€105,520
- Solvency
- 17.2%
Citadel Diest
ActiveSummary
The computed 12-month bankruptcy probability of Citadel Diest is 1.6% (moderate). The 2025 annual accounts show equity of €136,480 and a net result of -€105,520. Its solvency ranks better than 36% of 10466 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Buying and selling of own real estate
NACE 68110NACE 68100Renting and operating of own or leased residential real estate, excluding social housing NACE 68201
1 site
Size
€792,384total assets 2025
- Staff
- 2.1 FTE
- Equity
- €136,480
- Loss
- -€105,520
Turnover not published (abridged schema)
Structure
- Parent
- Stadsmakersfonds · 59.41%
- Board
- 2 members
Accounts 30 d early1 of 2 deeds read
Why 55- 1 change of registered office in 24 months- Loss of €105,520 (FY 2025)+ Sector Real estate activities (NACE 68)+ Size: 2.1 FTE, total assets €792,384Show the evidence
Checked score
Score 2025
55
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 42% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Financial strength
Weak
Solvency
42
equity 17.2% of total assets
Liquidity
58
short-term debt 13.9% · cash 8.5%
Profitability
16
return on assets -13.3%
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2025: 0.8%lowest value
09-2025: 0.8%▲ +3.0% vs 08-2025
10-2025: 0.8%● 0.0% vs 09-2025
11-2025: 0.9%▲ +11.3% vs 10-2025
12-2025: 0.9%▲ +0.6% vs 11-2025
01-2026: 1.0%▲ +12.1% vs 12-2025
02-2026: 1.1%▲ +11.2% vs 01-2026
03-2026: 1.1%● 0.0% vs 02-2026
04-2026: 1.1%▼ -1.6% vs 03-2026
05-2026: 1.1%▼ -1.3% vs 04-2026
06-2026: 1.8%▲ +69.0% vs 05-2026
07-2026: 1.9%▲ +3.4% vs 06-2026highest value
08-2026: 1.6%▼ -13.3% vs 07-2026
09-2026: 1.6%● 0.0% vs 08-2026
10-2026: 1.6%● 0.0% vs 09-2026
- 1 change of registered office in 24 months raises the probability
- Sector Real estate activities (NACE 68) lowers the probability
- Loss of €105,520 (FY 2025) raises the probability
- Size: 2.1 FTE, total assets €792,384 lowers the probability for this profile
Credit up to €7,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.28; short-term debt: 13.9% and cash: 8.5% of total assets), and 82.8% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 38%, liquidity 69%, profitability 18%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
30 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · abbreviated…
- Resignations: Laura Bemelmans, Rik Willems and…Appointments: Erwin Bruyninckx (director) and…
Key points
By topic
Board & ownership
- Board
- 2 members
- Parent
- Stadsmakersfonds · 59.41%
Go to Board & ownership
Timeline
- Events
- 2
- Since
- 2026
- 01-07-2026Annual accounts filed
- 05-05-2026Resignations: Laura Bemelmans, Rik Willems and Koen…
Company details
- Sites
- 1
- Legal form
- Cooperative company
- Activity
- Buying and selling of own real estateNACE 68110
- Founded
- 16-07-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 1
See the provisions in the deeds
Go to Articles of associationGo further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark Is the workforce growing, and do people stay?Employer check
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.