Equity
€1.6m ▲ 0.2%
CISPA E. en G. paid out €300,000 in dividends. That is 99% of the 2025 profit.
CISPA E. en G.
Lifetime
20 annual accounts with figures on one time axis, 42 filings since 1984peak €1.1m (2020)
€1.0m▲ 3.4%
peak €407,817 (2020)
€303,564▲ 5.6%
peak €2.9m (2013)
€1.6m▲ 0.2%
€638,444▲ 50.3%
peak 7 FTE (2020)
3.8 FTE▼ 2.6%
Board3 names since 2021
2 directors and 1 other
Owners
99.93%
Documentsfilings and deeds
04-08-20264 days late
2025abbreviated format
Dividend €300,000Debts from €424,673 to €638,444Cash from €74,598 to €112,264
Key points
from the 2025 annual accountsTurnover
≈ €1.7m estimated
The abbreviated format states no turnover.
Debts
€638,444 ▲ 50.3%
Debts rose by €213,770 in 2025.
Staff
3.8 FTE from 7 in 2020
Between 2020 and 2025, 46% of the full-time equivalents disappeared.
Filings
42 annual accounts since 1984
Five of the last ten came late. The 2023 accounts came latest: 27 days after the end of the period.
Position in the sector
€303,564
Higher net result than 92% of companies in personal services. Sector median €13,265 · 1,115 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 31,386 companies had the same profile as CISPA E. en G. has now. Each dot stands for 79 companies, two years later.
93.4%
were still trading
6.0%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,386 companies, not a prediction for CISPA E. en G.. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Board and ownership
Director
Director
- 99.93%equity €3.2m (2025) · 2025 annual accounts of
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0426374683
3 directors appointed
; and · Legal-form conversion: from private limited company (pre-2019) to private limited company · Gazette deed
Permanent representative:
General meeting of 01-06-2021 · Gazette deed
New establishment in Ghent
Brugsesteenweg 583
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CISPA E. en G. Ghent | €2.2m | €1.0m | 71.5% | 3.8 |
| DE MEYER UITVAART Brasschaat | €2.4m | €0.7m | 43.3% | 4.1 |
| DRIES-HULSMANS Balen | €1.9m | €0.8m | 40.5% | 4.1 |
| POMPES FUNEBRES J. LEFEVRE ET FILS Uccle | €2.0m | €0.6m | 77.5% | 4.8 |
| DE RYCK Heist-op-den-Berg | €1.8m | €0.9m | 35.0% | 4.4 |
| UITVAARTZORG LEO Ypres | €2.2m | €1.0m | 41.0% | 3.3 |
| DEMUYS Poperinge | €3.3m | €1.0m | 41.9% | 4.9 |
These companies have the same main activity as CISPA E. en G.: funeral services (NACE 96301). They are comparable in size and age: total assets between €1.8m and €3.3m, founded between 1980 and 1999.
Official details
Source: KBO- Status
- Active since 18-10-1984Normal situation
- Activity
- Funeral servicesNACE 96301
- Joint committee
- 320Funeral directors · annual accounts 2025
- Establishment units
- 2.025.584.3859031 Ghent, since 18-10-1984
- 2.025.584.5839030 Ghent, since 07-06-1999
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Annual accounts 2025
- €2.2m▲ 10.7%
- Employeeson 31-12-2025
- 4▲ 33.3%
- Filing
- Filed on 04-08-2026
Insights on CISPA E. en G.
CISPA E. en G. files the abbreviated format. That format states no turnover. The gross margin rose from €671,868 in 2006 to €1.0m in 2025.
holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CISPA E. en G.
- What is the company number of CISPA E. en G.?
- The company number of CISPA E. en G. is 0426.374.683. The VAT number is the same number with BE in front: BE 0426.374.683.
- Where is CISPA E. en G. based?
- The registered office is at Brugsesteenweg 583, 9030 Ghent.Company details
- What does CISPA E. en G. do?
- According to the KBO register, the main activity is funeral services (NACE 96301).
- What is the legal form of CISPA E. en G.?
- CISPA E. en G. is a private limited company (BV).
- When was CISPA E. en G. founded?
- CISPA E. en G. was founded on 18-10-1984.
- Is CISPA E. en G. still active?
- Yes, CISPA E. en G. is an active enterprise in the KBO register.
- How many employees does CISPA E. en G. have?
- CISPA E. en G. had an average of 3.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does CISPA E. en G. fall under?
- In its 2025 annual accounts, CISPA E. en G. states joint committee 320 (Funeral directors).
- What is the turnover of CISPA E. en G.?
- The turnover in financial year 2025 is ≈ €1.7m. This figure is estimated from the gross margin of €1.0m and 1,564 comparable companies of the same size. It probably lies between €1.2m and €2.9m. It is a rough estimate.
- Is CISPA E. en G. profitable?
- In financial year 2025, CISPA E. en G. made a profit of €303,564.
- Where can I find the annual accounts of CISPA E. en G.?
- CISPA E. en G. filed 42 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CISPA E. en G. due?
- CISPA E. en G. must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.