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CIPPENS

Active Private limited companyfounded 2021active for 5 yearsCallaertstraat 22, 9100 Sint-NiklaasKBO/BCE: BE 0775.330.403

Lifetime

4 annual accounts with figures on one time axis
peak €142,095 (2025)
€142,095▲ 49.4%
peak €62,059 (2025)
€62,059▲ 144%
peak €68,983 (2025)
€68,983▲ 21.2%
€153,191▼ 4.5%
Board1 name since 2021
1 director
Documentsfilings and deeds
02-07-202629 days before the deadline
2025micro format
Gross margin from €95,139 to €142,095Result from €25,405 to €62,059Dividend €50,000Equity from €56,924 to €68,983Cash from €72,154 to €112,554

Key points

from the 2025 annual accounts

Equity

€68,983 ▲ 21.2%
56,9242024+62,059Profit-50,000Dividend68,9832025

CIPPENS paid out €50,000 in dividends. That is 81% of the 2025 profit.

Turnover

≈ €710,000 estimated

The micro format states no turnover.

Position in the sector

€62,059

Higher net result than 91% of companies in retail trade. Sector median €4,763 · 25,208 companies.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 26,973 companies had the same profile as CIPPENS has now. Each dot stands for 68 companies, two years later.

94.8%
were still trading
3.5%
stopped another way
1.6%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 26,973 companies, not a prediction for CIPPENS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director
  • 99 sharesdeed of 07-10-2021
  • 1 sharedeed of 07-10-2021
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0775330403
Registered office moved from Nieuwkerken-Waas to Sint-Niklaas New registered office: Callaertstraat 22 bus A, 9100 Sint-Niklaas · Previous registered office: Meesterstraat 95, 9100 Nieuwkerken-Waas · Board meeting of 05-01-2026 · Gazette deed
Incorporation Founding capital of €5,000, 100 shares · Founders: and · Appointment: (director) · published on 07-10-2021 · Gazette deed
First establishment KIPLEKKER 2, Callaertstraat 22, Sint-Niklaas
All 9 events

Comparable companies

same main activity, similar in size and age
Company
CIPPENS Sint-Niklaas €222,173 €142,095 31.0% -
VISHANDEL VDW Kapelle-op-den-Bos €225,860 €127,819 28.5% -
GROENTEN EN FRUIT PASCALE Pajottegem €202,339 €126,528 24.2% -
L&L IMPACT Libramont-Chevigny €244,163 €130,530 40.5% -
De Broodstokerij Ghent €269,682 €124,064 7.1% -
De Verscentrale Kluisbergen €240,067 €161,713 11.2% -
ÖZLEMM Genk €246,352 €114,242 33.1% -

These companies have the same main activity as CIPPENS: retail sale of fruit and vegetables (NACE 47210). They are comparable in size and age: total assets between €202,000 and €270,000, founded between 2020 and 2023.

Official details

Source: KBO
Status
Active since 05-10-2021Normal situation
Activity
Retail sale of fruit and vegetablesNACE 47210and 3 others
Establishment unit
2.322.980.2499100 Sint-Niklaas, since 05-10-2021
Financial year end
31 December
Peppol
Reachable since 21-10-2026
Company details

Annual accounts 2025

€222,173▲ 2.2%
Employeeson 31-12-2025
1=
Filing
Filed on 02-07-2026, 29 days before the end of the filing period
Financials

Insights on CIPPENS

CIPPENS files the micro format. That format states no turnover. The gross margin rose from €62,790 in 2022 to €142,095 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about CIPPENS

What is the company number of CIPPENS?
The company number of CIPPENS is 0775.330.403. The VAT number is the same number with BE in front: BE 0775.330.403.
Where is CIPPENS based?
The registered office is at Callaertstraat 22, 9100 Sint-Niklaas.Company details
What does CIPPENS do?
According to the KBO register, the main activity is retail sale of fruit and vegetables (NACE 47210).
What is the legal form of CIPPENS?
CIPPENS is a private limited company (BV).
When was CIPPENS founded?
CIPPENS was founded on 05-10-2021.
Is CIPPENS still active?
Yes, CIPPENS is an active enterprise in the KBO register.
How many employees does CIPPENS have?
CIPPENS had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of CIPPENS?
The turnover in financial year 2025 is ≈ €710,000. This figure is estimated from the gross margin of €142,095 and 44 comparable companies (NACE 472). It probably lies between €460,000 and €1.2m.
Is CIPPENS profitable?
In financial year 2025, CIPPENS made a profit of €62,059.
Where can I find the annual accounts of CIPPENS?
CIPPENS filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CIPPENS due?
CIPPENS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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