Financials
- Fiscal year
- 2025
- Total assets
- €213,051
- Profit
- €49,381
- Solvency
- 14.5%
Total assets▼ 26.8%
Net result
20182025
CINQUE TERRE
ActiveSummary
CINQUE TERRE has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €30,813 and a net result of €49,381. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 36% of 14676 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Overview
Activity
Full-service restaurants
NACE 56111Full-service restaurants NACE 56101Limited-service restaurants NACE 56102
1 site
Size
€213,051total assets 2025
- Staff
- 12.3 FTE
- Equity
- €30,813
- Profit
- €49,381
Turnover not published (abridged schema)
Structure
Accounts 39 d early0 of 3 deeds read
Why 66- Sector Food and beverage service activities (NACE 56)- Equity €30,813 (14.5% of total assets)- Size: total assets €213,051+ Liquidity: current ratio 0.64, cash €67,682Show the evidence
Checked score
Score 2025
66
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 44% of its sector peers (NACE 56, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency
39-7
equity 14.5% of total assets
Liquidity
46-14
short-term debt 80.6% · cash 31.8%
Profitability
98-2
return on assets 23.2%
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 15 months
08-2025: 1.9%highest value
09-2025: 1.0%▼ -46.9% vs 08-2025
10-2025: 1.0%● 0.0% vs 09-2025
11-2025: 1.0%▼ -0.1% vs 10-2025
12-2025: 0.8%▼ -18.0% vs 11-2025
01-2026: 0.8%▼ -1.7% vs 12-2025
02-2026: 0.8%● 0.0% vs 01-2026
03-2026: 0.8%▼ -4.4% vs 02-2026lowest value
04-2026: 0.9%▲ +12.8% vs 03-2026
05-2026: 0.9%▲ +0.3% vs 04-2026
06-2026: 0.9%▼ -3.4% vs 05-2026
07-2026: 1.1%▲ +26.2% vs 06-2026
08-2026: 1.1%● 0.0% vs 07-2026
09-2026: 1.1%● 0.0% vs 08-2026
10-2026: 1.1%● 0.0% vs 09-2026
- Sector Food and beverage service activities (NACE 56) raises the probability
- Liquidity: current ratio 0.64, cash €67,682 lowers the probability
- Equity €30,813 (14.5% of total assets) raises the probability
- Size: total assets €213,051 raises the probability for this profile
Credit up to €2,000 at 30 days acceptable
Liquidity short (current ratio 0.64 against 0.86 in 2024; short-term debt: 80.6% and cash: 31.8% of total assets), and 85.5% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 37%, liquidity 41%, profitability 85%, growth against the median 15%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
39 d early
2024
on the day
2023
22 d late
2022
29 d late
2021
31 d late
2020
27 d late
2019
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 14 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 23 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
Key points
By topic
Timeline
- Events
- 10
- Since
- 2019
- Next accounts
- by 31-07-2027
- 22-06-2026Annual accounts filed
- 31-07-2025Annual accounts filed
- 22-08-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Full-service restaurantsNACE 56111
- Founded
- 18-10-2017
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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