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CINQ FRERES CONSTRUCT

Active Private limited companyfounded 2019active for 7 yearsRue de Jambes 319, 5100 NamurKBO/BCE: BE 0721.684.849

Overview

Lifetime

7 annual accounts with figures on one time axis
peak €71,251 (2021)
€26,222▲ 0.6%
lowest -€35,270 (2020)
€12,229▼ 14.7%
peak €72,411 (2025)
€72,411▲ 20.3%
€72,594▼ 38.5%
Board3 names since 2019
2 directors and 1 other
Documentsfilings and deeds
10-08-202610 days late
2025abbreviated format
1 director appointed, 2 resignations 16-09Equity from €60,182 to €72,411Debts from €118,080 to €72,594Cash from €85 to €174

Key points

from the 2025 annual accounts

Turnover

≈ €120,000 estimated

The accounts state no turnover.

Filings

7 annual accounts 7 late
AprilJune31 JulyOctober202020222024

The 2019 accounts came latest: 105 days after the end of the period.

Board

1 joined

New director. Latest change 14-08-2026 · 2 in office.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 26,972 companies had the same profile as CINQ FRERES CONSTRUCT has now. Each dot stands for 68 companies, two years later.

94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 26,972 companies, not a prediction for CINQ FRERES CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Manager, since 28-02-2019
Director
  • 46 sharesdeed of 23-03-2023
Board & ownership

Recent changes

Change of role: , from manager to director “2. - l'entreprise de construction et de pose de toitures (couvreur – ardoisier), y compris zinguerie et…” (deed in French) · Legal-form conversion: from private limited company (pre-2019) to private limited company · General meeting of 12-08-2026 · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:0721684849
1 director appointed, 2 resignations Resignations: and · Appointment: · General meeting of 30-06-2025 · Gazette deed
Transfer of 46 shares from to Appointment: (director) · General meeting of 20-02-2023 · Gazette deed
All 18 events

Comparable companies

same main activity, similar in size and age
Company
CINQ FRERES CONSTRUCT Namur €145,005 €26,222 49.9% -
SOLID SOIL Zoutleeuw €160,821 €28,596 16.0% -
SIRIN CLEAN Steenokkerzeel €141,608 €31,813 60.8% -
DESKU Namur €129,827 €26,116 83.2% -
PYM Gembloux €109,404 €36,313 32.5% -
ADA & FACADE Namur €173,794 €40,392 58.6% -
Star Cleaning Bruges €114,689 €24,475 55.4% -

These companies have the same main activity as CINQ FRERES CONSTRUCT: other building cleaning and industrial cleaning (NACE 81220). They are comparable in size and age: total assets between €109,000 and €174,000, founded between 2019 and 2021.

Official details

Source: KBO
Status
Active since 28-02-2019Normal situation
Activity
Other building cleaning and industrial cleaningNACE 81220and 2 others
Establishment unit
2.287.703.4285000 Namur, since 28-02-2019
Financial year end
31 December
Peppol
Reachable since 21-01-2026
Company details

Annual accounts 2025

€26,222▲ 0.6%
€12,229▼ 14.7%
€72,411▲ 20.3%
€145,005▼ 18.7%
Filing
Filed on 10-08-2026
Financials

Insights on CINQ FRERES CONSTRUCT

CINQ FRERES CONSTRUCT files the abbreviated format. That format states no turnover. The gross margin rose from €12,815 in 2019 to €26,222 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

abbreviated format, filed on 10-08-2026, 10 days late
€26,222
▲ 0.6%
€17,466
▼ 9.9%
€12,229
▼ 14.7%
€62,138
▲ 38.8%
49.9%
▲ 16.2 percentage points
1.86
▲ 0.48

Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €120,000. Estimated: probably between €72,000 and €180,000.

Balance sheet

balance sheet total €145,005 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

49.9%

Higher than 59% of 1,570 companies in 2025.

1.86

Higher than 60% of 1,541 companies in 2025.

8.4%

Higher than 62% of 1,555 companies in 2025.

CINQ FRERES CONSTRUCT Middle half of the sector 80% of the sector Abbreviated accounts in building services and landscaping (NACE 81)

Net result: middle half · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend2025202420232022202120202019
Balance sheet: assets
20/58 145,005178,262119,750195,37997,02237,59186,997
21/28 10,27315,42811,5344,50912,74722,91820,621
21 67417-----
22/27 8,80613,61210,1344,50912,74722,91820,621
23 2,5383,9696,1693,2844,2816,2135,313
24 6,2689,6433,9651,2258,46616,70515,308
28 1,4001,4001,400----
29/58 134,732162,834108,216190,87084,27414,67466,377
3 108,18475,000-----
30/36 12,655------
37 95,52975,000-----
40/41 23,97086,231106,873186,43477,2289,00565,392
40 17,94075,38423,664123,53156,8923,04249,913
41 6,03010,84783,20962,90320,3365,96315,479
54/58 1748551,5992,8491,48252
490/1 2,4041,5181,3372,8374,1974,187933
Balance sheet: equity and liabilities
10/49 145,005178,262119,750195,37997,02237,59186,997
10/15 72,41160,18245,83719,14828,217-15,06120,209
10/11 18,60018,60018,60018,60018,60018,60018,600
100 ------18,600
11 -----18,600-
1109/19 -----18,600-
14 53,81141,58227,2375489,617-33,6611,609
17/49 72,594118,08073,913176,23168,80452,65366,789
42/48 72,594118,08073,913176,23168,80452,65366,789
44 41,34286,77752,890159,26554,17540,47022,394
440/4 41,34286,77752,890137,03452,89039,18522,394
441 ---22,2311,2851,285-
46 ------36,300
45 10,01826,65821,02316,96514,6296,5298,095
450/3 10,01823,65821,02316,96514,6296,5297,995
454/9 -3,000----100
47/48 21,2344,645---5,654-
Income statement
76A ------10
9900 26,22226,06246,28918,86971,251-11,49612,815
62 -----819-
630 6,3515,7535,7103,3447,67810,8419,471
640/8 1,5838043388,9651,8461,343721
66A 8231264,47711,58912,2165,054525
9901 17,46619,37935,764-5,02849,511-29,5522,098
75/76B 345--389--
75 345--389--
65/66B 4956199614,0411,6594,866324
65 4956199614,0411,6594,866324
9903 16,97318,80434,803-9,06948,241-34,4181,774
67/77 4,7444,4608,114-4,962852165
9904 12,22914,34526,689-9,06943,279-35,2701,609
9905 12,22914,34526,689-9,06943,279-35,2701,609
Appropriation of the result
9906 53,81141,58227,2375489,617-33,6611,609
14P 41,58227,2375489,617-33,661--
Document PDFPDFPDFPDFPDFPDFPDF

The notes to these accounts have 10 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 10-08-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 10 days after the deadline. Filed on 10 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00390820.

Financial year Type Filed Reference Document
31-12-2025 abbreviated format 10-08-2026 2026-00390820 PDF
31-12-2024 micro format 15-09-2025 2025-00492042 PDF
31-12-2023 micro format 24-09-2024 2024-00472400 PDF
31-12-2022 micro format 29-08-2023 2023-00428669 PDF
31-12-2021 micro format 11-08-2022 2022-20295986 PDF
31-12-2020 micro format 07-10-2021 2021-71400435 PDF
31-12-2019 micro format 13-11-2020 2020-71000125 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend2025202420232022202120202019
23,81625,13241,474-1,68557,189-18,71211,569
18,58020,09832,399-5,72650,957-24,42911,080
1,1959,64812,73511,0149,55925,60430,092
8980-1,593-1,2501,3671,431-
62,13844,75334,30314,63915,470-37,979-412
49.9%33.8%38.3%9.8%29.1%-40.1%23.2%
1.861.381.461.081.220.280.99
0.370.741.461.081.220.280.99
1.001.961.619.202.44-3.30
16.9%23.8%58.2%-47.4%153.4%-8.0%
8.4%8.0%22.3%-4.6%44.6%-93.8%1.8%
48.0940.5943.15-0.4234.47--

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets€1,195€8,949€11,335€11,014€9,559
Intangible fixed assets-€699---
Financial fixed assets--€1,400--
€6,351€5,753€5,710€3,344€7,678

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on CINQ FRERES CONSTRUCT

The operating result for 2025 is 10% lower than in 2024 and the lowest since 2022. It is the second fall in a row.

Debt's share of the balance-sheet total falls from 66.2% to 50.1%. Equity is higher and debt is lower.

Board & ownership

Board

2 directors, no change since August 2026
Manager (not named in the articles)
since 28-02-2019
earlier director, until 16-09-2025
listed in the 2023 annual accounts, filed on 24-09-2024
Director
appointed by deed of 14-08-2026
earlier manager, until 14-08-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each manager alone
deed of 04-03-2019

Office holders in the KBO →

Mandates through the years

3 names, the dashed line is today

Manager (not named in the articles)

Director

Director
BoardEarlier
Mandates as a list
    • Manager (not named in the articles), from 28-02-2019 to 16-09-2025
    • Manager (not named in the articles), appointed by deed of 04-03-2019, still in office
    • Director, appointed by deed of 16-09-2025, still in office
    • Director, appointed by deed of 23-03-2023, until 16-09-2025

See the board, name and registered office on a given date →

Control

Shares transferred to
This company
CINQ FRERES CONSTRUCT
Equity €72,411
Profit €12,229 in 2025

Capital

Contribution
€18,600
Shares
186
Contribution per share
€100
Equity per share
€389 in 2025
Source
deed of 14-08-2026

Articles of association

Board ruleThese rules set how the board is made up, meets and takes decisions.
“Gérant, assemblée générale statuant à la simple majorité des voix décide l'octroi et fixe le montant, soit fixe, soit proportionnel”
deed of 04-03-2019 (in French)
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Second Thursday of June at 19:00
deed of 04-03-2019 (in French)
Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one.
No statutory auditor
deed of 14-08-2026 (in French)

Shareholders

Share transfer deed of 23-03-2023 ↗
  • to 46 shares
At incorporation deed of 04-03-2019 ↗
  • 180 shares (96.8%)
  • 6 shares (3.2%)

Capital transactions

Capital over time
  1. 14-08-2026 Converted to unavailable equity · €18,600
  2. 04-03-2019 Incorporation · €18,600 · 186 shares

Network & group

No group

CINQ FRERES CONSTRUCT has no parent and no holdings in its annual accounts. CINQ FRERES CONSTRUCT shares no director with another company.

Timeline

Timeline

18 events since 2019

Deadline for the 2026 accounts: 31-07-2027

2026
Change of role: , from manager to director“2. - l'entreprise de construction et de pose de toitures (couvreur – ardoisier), y compris zinguerie et…” (deed in French) · Legal-form conversion: from private limited company (pre-2019) to private limited company · General meeting of 12-08-202612 points ▸
  • General meeting, 12-08-2026
  • Amendment of the articles, article 3
  • Legal-form conversion, from private limited company (pre-2019) to private limited company
  • Capital, €18,600, 186 shares
  • Amendment of the articles, article 5
  • Amendment of the articles, article 6
  • Amendment of the articles, article 7
  • Amendment of the articles, article 8
  • Amendment of the articles, article 9
  • Amendment of the articles, article 10
  • Director resignation, (manager)
  • Director appointment,
  • The deed holds 2 more points.

Open the deed in the Belgian Official Gazette

Annual accounts 2025 filed NBBabbreviated format · 10 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:0721684849
2025
1 director appointed, 2 resignationsResignations: and · Appointment: · General meeting of 30-06-20254 points ▸
  • General meeting, 30-06-2025
  • Director resignation,
  • Director resignation,
  • Director appointment,

Open the deed in the Belgian Official Gazette

Annual accounts 2024 filed PDFmicro format · 46 days late
2024
Annual accounts 2023 filed PDFmicro format · 55 days late
2023
Back to profit net €26,689 The net result is €26,689, after one loss-making year.
Annual accounts 2022 filed PDFmicro format · 29 days late
Transfer of 46 shares from to Appointment: (director) · General meeting of 20-02-20233 points ▸
  • Share transfer, , 46 shares
  • General meeting, 20-02-2023
  • Director appointment,

Open the deed in the Belgian Official Gazette

2022
Annual accounts 2021 filed PDFmicro format · 11 days late
2021
Back to profit net €43,279 The net result is €43,279, after one loss-making year.
Liquidity more than quadruples current ratio 1.22 The current ratio rises from 0.28 to 1.22.
Annual accounts 2020 filed PDFmicro format · 68 days late
2020
Weakest financial year net -€35,270 The net result drops to -€35,270, the lowest from 2019 to 2025. It recovers the following year.
Annual accounts 2019 filed PDFmicro format · 105 days late
Registered office moved from Namur to DaveNew registered office: rue de Jambes 319 à 5100 DAVE · Previous registered office: rue de Gravière 7/11 à 5000 NAMUR · General meeting of 15-11-20192 points ▸
  • General meeting, 15-11-2019
  • Registered-office move, rue de Jambes 319 à 5100 DAVE

Open the deed in the Belgian Official Gazette

2019
IncorporationFounding capital of €18,600, 186 shares, €6,200 paid up · Founders: and · Appointment: (manager) · published on 04-03-20194 points ▸
  • Founder,
  • Founder,
  • Founding capital, €18,600, 186 shares
  • Director appointment, (manager (not named in the articles))
  • The deed holds 2 more points.

Open the deed in the Belgian Official Gazette

First establishment Rue de Gravière 7, Namur

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

CINQ FRERES CONSTRUCT was incorporated on 28 February 2019 by two natural persons, with a starting capital of €18,600.12 The registered office was moved to Dave in 2020.3 The board currently has 2 members.4 Total assets rose from €86,997 in 2019 to €145,005 in 2025.5

  1. 1KBO register
  2. 2Belgian Official Gazette, 04-03-2019
  3. 3Belgian Official Gazette, 06-01-2020
  4. 4Belgian Official Gazette, 14-08-2026
  5. 5National Bank, annual accounts 2019 and 2025

Company details

Identity

Enterprise number
0721.684.849
VAT number
BE 0721.684.849
Peppol ID
0208:0721684849
Other Peppol ID
9925:BE0721684849
Legal form
Private limited company
Status
Active, normal situation
Founded
28-02-2019
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Second Thursday of June at 19:00
deed of 04-03-2019 (in French)
Peppol
Reachable since 21-01-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
CINQ FRERES CONSTRUCT in French
Entity type
Legal entity
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Rue de Jambes 319, 5100 Namur”
deed of 14-08-2026 (in French)

Activities

NACEBEL 2025
VAT activities
Social security (RSZ) activities
43910 Bricklaying and masonry work main activity
Codes under NACEBEL 2008
43992 Specialised construction activities main activity
43994 Specialised construction activities
43995 Specialised construction activities
PurposeThe purpose describes the activities the company may carry out under its articles.
“2. - l'entreprise de construction et de pose de toitures (couvreur – ardoisier), y compris zinguerie et construction de charpentes; -…”
5 activities
  1. 2. - l'entreprise de construction et de pose de toitures (couvreur – ardoisier), y compris zinguerie et construction de charpentes.
  2. - l’entreprise de couvertures métalliques et non métalliques de construction (tuiles, chanvre, ardoise, etc), menuiserie et charpente, de transformation de charpentes métalliques, de recouvrement de bâtiments industriels en tous matériaux ainsi que leur entretien et de leur renouvellement se rapportant aux toitures, bardages chenaux, corniches et descentes d'eau, les travaux de zinguerie, pose de velux, isolation ;
  3. - l’entreprise de nettoyage et de démoussage de toitures et corniches, la peinture et la rénovation de celles-ci ;
  4. - Toutes activités (notamment acquisition, livraison, importation et exportation, fabrication, vente en gros ou au détail tant aux professionnels qu’aux particuliers, placement, pose en sous-traitance) liées à l'entreprise de menuiserie-charpenterie générale (intérieure et extérieure), notamment l’aménagement de grenier, la production de pièces en fer forgé, le placement de ferronnerie, de châssis, portes et volets (électrique ou non), escaliers, la menuiserie en bois, métallique et plastique (PVC, aluminium, etc), placement de serrurerie et de quincaillerie du bâtiment, placement de plinthes et portes en matières plastiques et métalliques, la fabrication et le placement de vérandas en tous matériaux, de portes et d’escaliers en toutes matières, garde-corps.
  5. - l’entreprise de transformation de charpentes métalliques; l'entreprise de montage et de démontage de toutes espèces d'industries; l’entreprise de tuyauterie industrielle comprenant la fabrication, la transformation; sans que cette énumération soit limitative; l’entreprise de recouvrement de bâtiments industriels en tous matériaux ainsi que leur entretien et de leur renouvellement se rapportant aux toitures, bardages chenaux, corniches et descentes d'eau.
deed of 14-08-2026 (in French)

Registered office and establishments

1 establishment
Establishment Since Unit number
Rue de Jambes 319 registered office 5100 Namur
Rue de Gravière 7 5000 Namur 28-02-2019 2.287.703.428
1 former office
  • rue de Gravière 7/11, 5000 Namur until 15-11-2019 · deed of 06-01-2020

Buildings and parcels at the addresses

Ground area
387 m²
Buildings
138 m²
Volume, LiDAR
1,616 m³
Tallest building
19.2 m
Buildings to scale, each on its own parcel
83 m², 19.2 m 55 m², 8.0 m 83 m², 19.2 m 55 m², 8.0 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
92032A0013/00R002268 m² 1 · 55 m² 8.0 m · 2
92094C0259/00X000119 m² 1 · 83 m² 19.2 m · 5

Invoicing and payment

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0721.684.849