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Cindy Lauwers

Active
Private limited companyfounded 2001active for 25 yearsPtoléméelaan 16, 1180 Ukkel, Belgium14 active companies are registered at this addressKBO/BCE: BE 0473.664.064

From the official registers: KBO 20 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

Cindy Lauwers has been active since 2001 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €559,621 and a net result of €95,491. Equity has been growing by about 15% per year since 2019. Its solvency ranks better than 62% of 4,119 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

KBO
Status
Active since 10-01-2001 Normal situation
Legal form
Private limited company
Registered office
Ptoléméelaan 16, 1180 Ukkel
Activity
Other legal services NACE 69109
Establishment unit
2.295.492.231 1180 Ukkel, since 10-01-2001
Financial year end
31 December
Peppol
Reachable since 24-11-2023

Financial position

93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€130,638
▲ 10.8%
Turnover
≈ €230,000
estimated
Profit
€95,491
▲ 12.3%
Equity
€559,621
▼ 30.8%
Total assets
€977,563
▲ 11.2%
2025 accounts filed 21 days after the deadline
Filed on 21-08-2026at the National Bank
Score breakdownraises risk1 change of registered office in 24 monthsLast filed accounts filed 21 days late; 1 of the last 3 accounts latelowers riskSector: Legal and accounting activities (NACE 69)Liquidity: current ratio 2.33, cash €699,020Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 43% of micro companies in legal and accounting (NACE 69)
Financial strength · tick: 2024
Strong
Solvency 82-18
equity 57.2% of total assets
Liquidity 80-20
short-term debt 42.8% · cash 71.5%
Profitability 81=
return on assets 9.8%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (20,076 companies, NACE 69, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: 0.1%▲ +0.1 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025highest value 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: < 0.1%▼ -0.1 percentage points vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: 0.1%▲ +0.1 percentage points vs 02-2026 04-2026: < 0.1%▼ -0.1 percentage points vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: 0.1%▲ +0.1 percentage points vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: < 0.1%▼ -0.1 percentage points vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €50,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.33 (12.52 in 2024), above the usual 1.5. Short-term debt is 42.8% and cash 71.5% of total assets. 42.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 53% of them on solvency, 69% on liquidity, 36% on profitability and 15% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Sector: Legal and accounting activities (NACE 69)
KBO
lowers risk · Liquidity: current ratio 2.33, cash €699,020
NBB · annual accounts
raises risk · Last filed accounts filed 21 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · 2025 accounts filed 21 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
21 days late
2024
61 days late
2023
27 days early
2022
31 days late
2021
29 days late
2020
27 days early
2019
21 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 16 days after the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (4 of the last 5 filed years within 32 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 7 profitable years in a rowprofit 2025: €95,491 7 years View
  • Caution: Equity fell in 2025from €809,130 to €559,621 ▼ 30.8% View

Documents

Annual accounts at the NBB

All 20 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about Cindy Lauwers

What is the company number of Cindy Lauwers?
The company number of Cindy Lauwers is 0473.664.064. The VAT number is the same number with BE in front: BE 0473.664.064.
Where is Cindy Lauwers based?
The registered office is at Ptoléméelaan 16, 1180 Ukkel.Company details
What does Cindy Lauwers do?
According to the KBO register, the main activity is other legal services (NACE 69109).
What is the legal form of Cindy Lauwers?
The legal form of Cindy Lauwers is Private limited company (BV).
When was Cindy Lauwers founded?
Cindy Lauwers was founded on 10-01-2001.
Is Cindy Lauwers still active?
Yes, Cindy Lauwers is an active enterprise in the KBO register.
What is the turnover of Cindy Lauwers?
The turnover in financial year 2025 is ≈ €230,000. This figure is estimated from the gross margin of €130,638 and 38 comparable companies (NACE 691). It probably lies between €180,000 and €340,000.Financials
Is Cindy Lauwers profitable?
In financial year 2025, Cindy Lauwers made a profit of €95,491.
Where can I find the annual accounts of Cindy Lauwers?
Cindy Lauwers filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of Cindy Lauwers due?
Cindy Lauwers must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Comparable companies

These companies have the same main activity as Cindy Lauwers: other legal services (NACE 69109). They are comparable in size and age: total assets between €733,000 and €1.1m, founded between 2003 and 2005.

CompanyTotal assetsGross margin
Cindy Lauwers Ukkel€1.0m€0.1m
EUK CONSULTING Brussel€0.9m€0.2m
MORTIER PASCAL Gent€0.9m€0.1m
PETERS CONSULTING EN MANAGEMENT Alken€1.0m€0.1m
Joanna Goyder Etterbeek€0.7m€0.1m
MOVUS Opwijk€1.0m€0.1m
ESCON Tienen€1.1m€0.1m
Full comparison

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