CIMBARSACA
ActiveCIMBARSACA has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €58k and a net result of €-13k. Equity is growing by ~10.8% per year across the filed fiscal years. Its solvency ranks better than 85% of 1261 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-15
Solvency92▼-8
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 1.65 against 2.7 in 2024), and 29.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.1%
Return on assets
-15.9%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
58 d early
2024
22 d early
2023
30 d early
2022
27 d early
2021
23 d early
2020
8 d early
2019
37 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
08-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€58k▼ 18.5%
2024 · €71k
2018: €29k
2019: €38k
2020: €37k
2021: €58k
2022: €59k
2023: €69k
2024: €71k
2018 → 2025
Total assets
€82k▼ 5.1%
2024 · €87k
2018: €98k
2019: €78k
2020: €57k
2021: €79k
2022: €89k
2023: €84k
2024: €87k
2018 → 2025
Net result
€-13k
2024 · €2k
2018: €-3k
2019: €9k
2020: €-1k
2021: €21k
2022: €530
2023: €10k
2024: €2k
2018 → 2025
Working capital
€16k▼ 41.1%
2024 · €27k
2018: €7k
2019: €5k
2020: €-8k
2021: €18k
2022: €27k
2023: €28k
2024: €27k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€58k-€59k▲ 0.9%€69k▲ 17.2%€71k▲ 3.0%€58k▼ 18.5%
Operating result€20k-€536▼ 97.4%€9k▲ 1,566%€159▼ 98.2%€-13k
Net result€21k-€530▼ 97.5%€10k▲ 1,798%€2k▼ 79.5%€-13k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €13k after €159 in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €82k
Fixed assets
€42k▼ 4.5%
Current assets
€41k▼ 5.7%
Equity and liabilities €82k
Equity
€58k▼ 18.5%
Debt
€25k▲ 54.7%
The debt ratio rises from 18.4% to 29.9%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-3k▼
2024 · €8k
Cash flow
€-4k▼
2024 · €10k
Solvency
70.1%▼
2024 · 81.6%
Current ratio
1.65▼
2024 · 2.70
Quick ratio
1.65▼
2024 · 2.70
Debt / equity
0.43▲
2024 · 0.22
ROE
-22.7%▼
2024 · 2.9%
ROA
-15.9%▼
2024 · 2.4%
Interest coverage
-3.28▼
2024 · 11.80
Debt
€25k▲
2024 · €16k
Debt ≤ 1 year
€25k▲
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€87k€82k▼
Fixed assets21/28€44k€42k▼
Tangible fixed assets22/27€44k€42k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€3k€4k▲
Other tangible fixed assets26€39k€37k▼
Current assets29/58€43k€41k▼
Amounts receivable within one year40/41€3k€739▼
Trade receivables40€730€251▼
Other amounts receivable41€2k€487▼
Cash at bank and in hand54/58€35k€38k▲
Deferred charges and accrued income490/1€5k€2k▼
Equity and liabilities
Total equity and liabilities10/49€87k€82k▼
Equity10/15€71k€58k▼
Contributions10/11€100k€100k=
Profit (loss) carried forward14€-29k€-42k▼
Amounts payable17/49€16k€25k▲
Amounts payable within one year42/48€16k€25k▲
Trade debts44€5k€5k▼
Suppliers440/4€5k€5k▼
Taxes, remuneration and social security45€196€83▼
Taxes450/3€196€83▼
Other amounts payable47/48€11k€20k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€10k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€10k€-1k▼
Operating profit (loss)9901€159€-13k▼
Financial income75/76B€3k€525▼
Recurring financial income75€3k€525▼
Financial charges65/66B€720€943▲
Recurring financial charges65€720€943▲
Profit (loss) for the period before taxes9903€2k€-13k▼
Profit (loss) for the period9904€2k€-13k▼
Profit (loss) for the period to be appropriated9905€2k€-13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-29k€-42k▼
Profit (loss) brought forward from the previous period14P€-31k€-29k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-13k ▼736%
Net result drops to €-13k, the lowest in the series.
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €21k
Net result €21k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 1.87
Current ratio from 0.61 to 1.87.
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gavere · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dorpstraat 399890 GavereGround area
1,845 m²
Building footprint
309 m²
Volume, LiDAR
1,894 m³
Parcel 44060A0431/00M000, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CIMBARSACA
since 20062.155.468.375
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44060A0431/00M000 | Flanders | 1,844 m² | 1 · 309 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MAISON EMILE
BE 0632.933.512
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DENIMAX
BE 0463.143.722
Charleroi · Eq €58k
MONAZA
BE 0800.497.448
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Le Fenil
BE 0821.087.974
Houyet · Eq €58k
Le Relais d'Orti
BE 0781.941.942
Sainte-Ode · Eq €57k
Of 2,383 companies in sector 55100 we hold annual accounts for 1,503. 930 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-07-2006
Fiscal year end31-12
Activities, NACEBEL
55100Hotels and similar accommodation
55102
55301
55900Accommodation
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 08-09-2026. Scores and ratios are computed by Checked and are not a credit decision.