CIJ
ActiveCIJ has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €172k and a net result of €50k. Equity is growing by ~60.8% per year across the filed fiscal years. Its solvency ranks better than 44% of 11615 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability87▲+3
Solvency74▲+12
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity tight (current ratio 1.42 against 0.78 in 2023; short-term debt: 14.1% and cash: 16.9% of total assets), and 51.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-06-2025, 35 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
35 d early
2023
41 d early
2022
40 d early
2021
41 d early
2020
40 d early
2019
38 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€172k▲ 41.5%
2023 · €121k
2018: €10k
2019: €12k
2020: €34k
2021: €59k
2022: €80k
2023: €121k
2018 → 2024
Total assets
€352k▲ 6.6%
2023 · €330k
2018: €19k
2019: €33k
2020: €62k
2021: €226k
2022: €300k
2023: €330k
2018 → 2024
Net result
€50k▲ 22.2%
2023 · €41k
2018: €3k
2019: €2k
2020: €22k
2021: €13k
2022: €21k
2023: €41k
2018 → 2024
Working capital
€21k
2023 · €-11k
2018: €4k
2019: €5k
2020: €26k
2021: €-17k
2022: €-26k
2023: €-11k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€34k-€59k▲ 72.5%€80k▲ 35.0%€121k▲ 51.5%€172k▲ 41.5%
Operating result€31k-€26k▼ 16.0%€32k▲ 23.5%€65k▲ 102%€77k▲ 18.3%
Net result€22k-€13k▼ 41.2%€21k▲ 59.2%€41k▲ 98.6%€50k▲ 22.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 18% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €352k
Fixed assets
€282k▼ 3.4%
Current assets
€71k▲ 82.2%
Equity and liabilities €352k
Equity
€172k▲ 41.5%
Debt
€180k▼ 13.7%
The debt ratio falls from 63.2% to 51.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€99k▲
2023 · €82k
Cash flow
€72k▲
2023 · €59k
Solvency
48.8%▲
2023 · 36.8%
Current ratio
1.42▲
2023 · 0.78
Quick ratio
1.42▲
2023 · 0.78
Debt / equity
1.05▼
2023 · 1.72
ROE
29.3%▼
2023 · 34.0%
ROA
14.3%▲
2023 · 12.5%
Interest coverage
14.49▲
2023 · 12.31
Debt
€180k▼
2023 · €209k
Debt ≤ 1 year
€50k▲
2023 · €49k
Debt > 1 year
€130k▼
2023 · €159k
Income taxes
€20k▲
2023 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€330k€352k▲
Fixed assets21/28€292k€282k▼
Tangible fixed assets22/27€292k€282k▼
Land and buildings22€240k€237k▼
Plant, machinery and equipment23€46k€39k▼
Furniture and vehicles24€5k€6k▲
Current assets29/58€39k€71k▲
Amounts receivable within one year40/41€9k€10k▲
Trade receivables40€9k€10k▲
Other amounts receivable41-€0
Cash at bank and in hand54/58€28k€60k▲
Deferred charges and accrued income490/1€1k€663▼
Equity and liabilities
Total equity and liabilities10/49€330k€352k▲
Equity10/15€121k€172k▲
Contributions10/11€20k€20k=
Outside capital11€20k-
Other1109/19€20k-
Reserves13€101k€151k▲
Distributable reserves133€101k€151k▲
Profit (loss) carried forward14€23€472▲
Amounts payable17/49€209k€180k▼
Amounts payable after more than one year17€159k€130k▼
Financial debts170/4€159k€130k▼
Amounts payable within one year42/48€49k€50k▲
Current portion of amounts payable after more than one year42€33k€34k▲
Trade debts44€4k€387▼
Suppliers440/4€4k€387▼
Taxes, remuneration and social security45€7k€8k▲
Taxes450/3€7k€8k▲
Other amounts payable47/48€5k€7k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€22k▲
Other operating charges640/8€8k€2k▼
Gross operating margin9900€91k€101k▲
Operating profit (loss)9901€65k€77k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€7k€7k▲
Recurring financial charges65€7k€7k▲
Profit (loss) for the period before taxes9903€58k€70k▲
Income taxes67/77€17k€20k▲
Profit (loss) for the period9904€41k€50k▲
Profit (loss) for the period to be appropriated9905€41k€50k▲
Appropriation of the result
Profit (loss) to be appropriated9906€42k€50k▲
Profit (loss) brought forward from the previous period14P€731€23▼
Transfer to equity691/2€42k€50k▲
To the legal reserve6920-€0
To other reserves6921€42k€50k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €50k ▲22.2%
Operating result €77k, net result €50k, both a record.
31-12
Financial
Equity above €150kEq €172k ▲41.5%
7 profitable years in a row build equity to €172k.
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €121k ▲51.5%
6 profitable years in a row build equity to €121k.
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €2k ▼29.6%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2022
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
23-11-2022
Resigned as Manager
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Laboratoire 376000 CharleroiGround area
746 m²
Building footprint
205 m²
Volume, LiDAR
1,956 m³
2 parcels, Wallonia · tallest building 14.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
CIJ
since 20182.281.971.817
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52011B0239/00Y116 | Wallonia | 382 m² | 1 · 88 m² | 14.4 m · 4 fl. |
| 56023B0332/02E000 | Wallonia | 364 m² | 1 · 116 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,760 companies in sector 71122 we hold annual accounts for 769. 655 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-08-2017
Fiscal year end31-12
Activities, NACEBEL
71122Land surveying
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.