Financials
- Fiscal year
- 2025
- Total assets
- €4,374
- Loss
- -€227
- Solvency
- -88.4%
Total assets▼ 2.8%
Net result
20212025
CIFTELER
ActiveSummary
The computed 12-month bankruptcy probability of CIFTELER is 3.4% (moderate). The 2025 annual accounts show negative equity (-€3,867) and a net result of -€227. Equity is shrinking by ~38.2% per year across the filed fiscal years. The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
What they do
Activity not known
How big
€4,374total assets 2025
- Equity
- -€3,867
- Loss
- -€227
Turnover not published (abridged schema)
Who decides
Accounts 51 d early0 of 2 deeds read
Why 48- No main activity registered- No establishment unit in the KBO+ Size: total assets €4,374+ Liquidity: current ratio 0.53, cash €4,353Show the evidence
Checked score
Score 2025
48
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 22% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
0=
equity -88.4% of total assets
Liquidity
50=
short-term debt 188.4% · cash 99.5%
Profitability
25+25
return on assets -5.2%
Bankruptcy probability, 12 months
3.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 4.3%
12-2024: 4.2%▼ -2.3% vs 11-2024
01-2025: 4.2%▼ -0.9% vs 12-2024
02-2025: 4.2%● 0.0% vs 01-2025
03-2025: 4.3%▲ +2.0% vs 02-2025
04-2025: 4.5%▲ +4.5% vs 03-2025
05-2025: 4.5%▲ +0.6% vs 04-2025
06-2025: 4.6%▲ +1.6% vs 05-2025
07-2025: 4.8%▲ +3.8% vs 06-2025
08-2025: 6.2%▲ +29.9% vs 07-2025
09-2025: 6.7%▲ +8.8% vs 08-2025
10-2025: 9.4%▲ +40.5% vs 09-2025
11-2025: 9.6%▲ +1.7% vs 10-2025
12-2025: 11.8%▲ +22.8% vs 11-2025
01-2026: 15.2%▲ +28.8% vs 12-2025highest value
02-2026: 15.2%● 0.0% vs 01-2026highest value
03-2026: 14.7%▼ -3.2% vs 02-2026
04-2026: 14.2%▼ -3.6% vs 03-2026
05-2026: 10.0%▼ -29.5% vs 04-2026
06-2026: 10.0%▲ +0.1% vs 05-2026
07-2026: 3.4%▼ -65.5% vs 06-2026lowest value
08-2026: 3.4%● 0.0% vs 07-2026lowest value
09-2026: 3.4%● 0.0% vs 08-2026lowest value
10-2026: 3.4%● 0.0% vs 09-2026lowest value
- Size: total assets €4,374 lowers the probability for this profile
- No main activity registered raises the probability
- Liquidity: current ratio 0.53, cash €4,353 lowers the probability
- No establishment unit in the KBO raises the probability
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 5%, liquidity 35%, profitability 19%, growth against the median 29%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year -€3,867
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
51 d early
2024
264 d late
2023
31 d late
2022
32 d late
2021
101 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 5 accounts on average 75 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 September (4 of the last 5 filed years within 83 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
Key points
By topic
Timeline
- Events
- 6
- Since
- 2022
- Next accounts
- by 31-07-2027
- 10-06-2026Annual accounts filed
- 21-04-2026Annual accounts filed
- 31-08-2024Annual accounts filed
Company details
- Legal form
- Private limited company
- Founded
- 08-03-2021
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
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