CHRYSAUR
ActiveSummary
CHRYSAUR has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6.30M and a net result of €63k. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 94% of 9234 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability40▼-1
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €480k at 30 days acceptable
Liquidity ample (current ratio 25.15 against 51.77 in 2024; short-term debt: 3% and cash: 11% of total assets), and 4.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.5%
Return on assets
1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
4 d late
2024
29 d late
2023
61 d late
2022
60 d late
2021
31 d late
2020
2 d late
2019
91 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€6.30M▼ 1.0%
2024 · €6.37M
2018: €6.92M
2019: €7.10M▲ +2.7% vs 2018
2020: €7.13M▲ +0.3% vs 2019highest in 8 years
2021: €6.71M▼ -5.9% vs 2020
2022: €6.53M▼ -2.7% vs 2021
2023: €6.27M▼ -3.9% vs 2022lowest in 8 years
2024: €6.37M▲ +1.5% vs 2023
2025: €6.30M▼ -1.0% vs 2024
2018 → 2025
Total assets
€6.60M▲ 0.6%
2024 · €6.56M
2018: €7.32M
2019: €7.52M▲ +2.8% vs 2018highest in 8 years
2020: €7.49M▼ -0.4% vs 2019
2021: €6.98M▼ -6.8% vs 2020
2022: €6.76M▼ -3.3% vs 2021
2023: €7.02M▲ +3.9% vs 2022
2024: €6.56M▼ -6.6% vs 2023lowest in 8 years
2025: €6.60M▲ +0.6% vs 2024
2018 → 2025
Net result
€63k▼ 31.7%
2024 · €92k
2018: €-53k
2019: €186k▲ +451% vs 2018
2020: €3k▼ -98.3% vs 2019
2021: €-18k▼ -670% vs 2020
2022: €-184k▼ -933% vs 2021lowest in 8 years
2023: €254k▲ +238% vs 2022highest in 8 years
2024: €92k▼ -63.8% vs 2023
2025: €63k▼ -31.7% vs 2024
2018 → 2025
Working capital
€4.83M▼ 1.3%
2024 · €4.90M
2018: €5.93Mhighest in 8 years
2019: €5.84M▼ -1.6% vs 2018
2020: €5.53M▼ -5.3% vs 2019
2021: €5.13M▼ -7.3% vs 2020
2022: €4.95M▼ -3.5% vs 2021
2023: €4.81M▼ -2.8% vs 2022lowest in 8 years
2024: €4.90M▲ +1.9% vs 2023
2025: €4.83M▼ -1.3% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€6.71M-€6.53M▼ 2.7%€6.27M▼ 3.9%€6.37M▲ 1.5%€6.30M▼ 1.0%
2021: €6.71Mhighest in 5 years
2022: €6.53M▼ -2.7% vs 2021
2023: €6.27M▼ -3.9% vs 2022lowest in 5 years
2024: €6.37M▲ +1.5% vs 2023
2025: €6.30M▼ -1.0% vs 2024
Operating result€-40k-€-60k▼ 49.1%€136k€-38k€-17k▲ 55.5%
2021: €-40k
2022: €-60k▼ -49.1% vs 2021lowest in 5 years
2023: €136k▲ +325% vs 2022highest in 5 years
2024: €-38k▼ -128% vs 2023
2025: €-17k▲ +55.5% vs 2024
Net result€-18k-€-184k▼ 933%€254k€92k▼ 63.8%€63k▼ 31.7%
2021: €-18k
2022: €-184k▼ -933% vs 2021lowest in 5 years
2023: €254k▲ +238% vs 2022highest in 5 years
2024: €92k▼ -63.8% vs 2023
2025: €63k▼ -31.7% vs 2024
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €17k in 2025 against €38k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.60M
Fixed assets
€1.56M ▼ 0.1%
Current assets
€5.03M ▲ 0.8%
Equity and liabilities €6.60M
Equity
€6.30M ▼ 1.0%
Provisions
€89k ▼ 4.2%
Debt
€207k ▲ 100%
Debt's share of the balance-sheet total rises from 1.6% to 3.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€18k▲
2024 · €1k
Cash flow
€98k▼
2024 · €131k
Current ratio
25.15▼
2024 · 51.77
Debt to equity
0.03▲
2024 · 0.02
ROE
1.0%▼
2024 · 1.4%
ROA
1.0%▼
2024 · 1.4%
Interest coverage
-1.19▼
2024 · -0.24
Debt ≤ 1 year
€200k▲
2024 · €97k
Debt > 1 year
€2k=
2024 · €2k
Income taxes
€26k▲
2024 · €18k
Staff costs
€32k▼
2024 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 57 lines
Balance sheet
Code20242025
Assets
Total assets20/58€6.56M€6.60M▲
Fixed assets21/28€1.57M€1.56M▼
Tangible fixed assets22/27€1.56M€1.56M▼
Land and buildings22€1.55M€1.55M▲
Plant, machinery and equipment23€9k€6k▼
Furniture and vehicles24€7k€6k▼
Financial fixed assets28€498€498=
Current assets29/58€5.00M€5.03M▲
Amounts receivable within one year40/41€54k€28k▼
Other amounts receivable41€54k€28k▼
Current investments50/53€2.74M€4.27M▲
Cash at bank and in hand54/58€2.20M€725k▼
Deferred charges and accrued income490/1€10k€10k▲
Equity and liabilities
Total equity and liabilities10/49€6.56M€6.60M▲
Equity10/15€6.37M€6.30M▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€6.30M€6.24M▼
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€278k€267k▼
Distributable reserves133€6.02M€5.97M▼
Provisions and deferred taxes16€93k€89k▼
Deferred taxes168€93k€89k▼
Amounts payable17/49€103k€207k▲
Amounts payable after more than one year17€2k€2k=
Other amounts payable178/9€2k€2k=
Amounts payable within one year42/48€97k€200k▲
Trade debts44€9k€21k▲
Suppliers440/4€9k€21k▲
Taxes, remuneration and social security45€5k€11k▲
Taxes450/3-€6k
Remuneration and social security454/9€5k€6k▲
Other amounts payable47/48€82k€168k▲
Accrued charges and deferred income492/3€4k€4k=
Income statement
Code20242025
Remuneration, social security and pensions62€33k€32k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€39k€35k▼
Other operating charges640/8€56k€58k▲
Gross operating margin9900€91k€108k▲
Operating profit (loss)9901€-38k€-17k▲
Financial income75/76B€139k€87k▼
Recurring financial income75€139k€87k▼
Financial charges65/66B€-5k€-15k▼
Recurring financial charges65€-5k€-15k▼
Profit (loss) for the period before taxes9903€107k€85k▼
Transfer from deferred taxes780€4k€4k▲
Income taxes67/77€18k€26k▲
Profit (loss) for the period9904€92k€63k▼
Transfer from tax-exempt reserves789€11k€12k▲
Profit (loss) for the period to be appropriated9905€103k€75k▼
Appropriation of the result
Profit (loss) to be appropriated9906€103k€75k▼
Transfer from equity791/2-€50k
Transfer to equity691/2€103k-
To other reserves6921€103k-
Profit to be distributed694/7-€125k
Return on contributions (dividend)694-€125k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €4k | €202k | - | - | - |
| Remuneration, social security and pensions62 | €32k | €25k | €14k | €33k | €32k | ▼ 1.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €44k | €48k | €42k | €39k | €35k | ▼ 10.7% |
| Other operating charges640/8 | €46k | €47k | €54k | €56k | €58k | ▲ 2.6% |
| Gross operating margin9900 | €82k | €59k | €246k | €91k | €108k | ▲ 19.5% |
| Operating profit (loss)9901 | €-40k | €-60k | €136k | €-38k | €-17k | ▲ 55.5% |
| Financial income75/76B | €26k | €31k | €90k | €139k | €87k | ▼ 37.7% |
| Recurring financial income75 | €26k | €31k | €90k | €139k | €87k | ▼ 37.7% |
| Financial charges65/66B | €5k | €147k | €-66k | €-5k | €-15k | ▼ 193% |
| Recurring financial charges65 | €5k | €147k | €-66k | €-5k | €-15k | ▼ 193% |
| Profit (loss) for the period before taxes9903 | €-20k | €-176k | €291k | €107k | €85k | ▼ 20.2% |
| Transfer from deferred taxes780 | €2k | €2k | €4k | €4k | €4k | ▲ 8.2% |
| Transfer to deferred taxes680 | - | - | €51k | - | - | - |
| Income taxes67/77 | - | €11k | €-10k | €18k | €26k | ▲ 43.6% |
| Profit (loss) for the period9904 | €-18k | €-184k | €254k | €92k | €63k | ▼ 31.7% |
| Transfer from tax-exempt reserves789 | €7k | €7k | €11k | €11k | €12k | ▲ 8.2% |
| Transfer to tax-exempt reserves689 | - | - | €152k | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €-11k | €-177k | €114k | €103k | €75k | ▼ 27.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €6.98M | €6.76M | €7.02M | €6.56M | €6.60M | ▲ 0.6% |
| Fixed assets21/28 | €1.64M | €1.64M | €1.57M | €1.57M | €1.56M | ▼ 0.1% |
| Tangible fixed assets22/27 | €1.64M | €1.63M | €1.57M | €1.56M | €1.56M | ▼ 0.1% |
| Land and buildings22 | €1.64M | €1.63M | €1.56M | €1.55M | €1.55M | ▲ 0.2% |
| Plant, machinery and equipment23 | - | - | €1k | €9k | €6k | ▼ 26.9% |
| Furniture and vehicles24 | - | €7k | €7k | €7k | €6k | ▼ 13.3% |
| Financial fixed assets28 | €498 | €797 | €498 | €498 | €498 | = |
| Current assets29/58 | €5.34M | €5.12M | €5.45M | €5.00M | €5.03M | ▲ 0.8% |
| Amounts receivable within one year40/41 | €11k | €17k | €297k | €54k | €28k | ▼ 49.0% |
| Other amounts receivable41 | €11k | €17k | €297k | €54k | €28k | ▼ 49.0% |
| Current investments50/53 | €2.25M | €2.36M | €4.92M | €2.74M | €4.27M | ▲ 56.2% |
| Cash at bank and in hand54/58 | €3.08M | €2.74M | €231k | €2.20M | €725k | ▼ 67.0% |
| Deferred charges and accrued income490/1 | €7k | €8k | €9k | €10k | €10k | ▲ 5.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €6.98M | €6.76M | €7.02M | €6.56M | €6.60M | ▲ 0.6% |
| Equity10/15 | €6.71M | €6.53M | €6.27M | €6.37M | €6.30M | ▼ 1.0% |
| Contributions10/11 | €62k | €62k | €62k | €62k | €62k | = |
| Capital10 | €62k | €62k | €62k | €62k | €62k | = |
| Issued capital100 | €62k | €62k | €62k | €62k | €62k | = |
| Reserves13 | €6.65M | €6.46M | €6.21M | €6.30M | €6.24M | ▼ 1.0% |
| Non-distributable reserves130/1 | €6k | €6k | €6k | €6k | €6k | = |
| Legal reserve130 | €6k | €6k | €6k | €6k | €6k | = |
| Tax-exempt reserves132 | €156k | €149k | €289k | €278k | €267k | ▼ 4.2% |
| Distributable reserves133 | €6.49M | €6.31M | €5.92M | €6.02M | €5.97M | ▼ 0.8% |
| Provisions and deferred taxes16 | €52k | €50k | €96k | €93k | €89k | ▼ 4.2% |
| Deferred taxes168 | €52k | €50k | €96k | €93k | €89k | ▼ 4.2% |
| Amounts payable17/49 | €222k | €180k | €652k | €103k | €207k | ▲ 100% |
| Amounts payable after more than one year17 | €2k | €2k | €2k | €2k | €2k | = |
| Other amounts payable178/9 | €2k | €2k | €2k | €2k | €2k | = |
| Amounts payable within one year42/48 | €215k | €172k | €646k | €97k | €200k | ▲ 107% |
| Trade debts44 | €10k | €12k | €18k | €9k | €21k | ▲ 123% |
| Suppliers440/4 | €10k | €12k | €18k | €9k | €21k | ▲ 123% |
| Taxes, remuneration and social security45 | €7k | €1k | - | €5k | €11k | ▲ 119% |
| Taxes450/3 | €1k | - | - | - | €6k | - |
| Remuneration and social security454/9 | €6k | €1k | - | €5k | €6k | ▲ 5.4% |
| Other amounts payable47/48 | €198k | €159k | €628k | €82k | €168k | ▲ 105% |
| Accrued charges and deferred income492/3 | €4k | €5k | €4k | €4k | €4k | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-18k | €-184k | €254k | €92k | €63k | ▼ 31.7% |
| + Depreciation and write-downs630 | €44k | €48k | €42k | €39k | €35k | ▼ 10.7% |
| Operating cash flow (approximation) | €26k | €-137k | €297k | €131k | €98k | ▼ 25.4% |
| Investment in fixed assets (approximation) | - | €-42k | €24k | €-35k | €-34k | ▲ 3.2% |
| Change in cash | - | €-339k | €-2.51M | €1.97M | €-1.47M | ▼ 175% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 4 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Liquidity times 6current ratio 51.77
Current ratio from 8.44 to 51.77; short-term debt falls from €646k to €97k.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-12
Financial
Back to profitnet €254k
Net result €254k after 2 loss-making years.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-12
Financial
Weakest financial yearnet €-184k
Net result drops to €-184k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
02-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 2 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial
Back to profitnet €186k
Net result €186k after one loss-making year.
09-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 70 days late
2018
21-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 52 days late
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ramillies · 1 establishment unit since 1991
Ground area
295 m²
Building footprint
424 m²
Volume, LiDAR
2,471 m³
Parcel 25067A0320/00V000, Wallonia · tallest building 12.5 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Rue de l'Amérique 3, 1367 Ramillies
since 19912.053.005.394
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25067A0320/00V000 | Wallonia | 295 m² | 1 · 424 m² | 12.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
894500SQUHZPMZPJM739
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Of 11,756 companies in sector 68310 we hold annual accounts for 6,904. 1,423 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded02-05-1991
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
Scores and ratios are computed by Checked and are not a credit decision.