Chronos Holding
ActiveChronos Holding is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €11.66M and a net result of €545k. Equity is growing by ~4% per year across the filed fiscal years. Its solvency ranks better than 95% of 7962 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-09-2026, 35 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
35 d late
2024
57 d late
2023
62 d late
2022
78 d late
2022
162 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€11.66M▲ 4.9%
2024 · €11.12M
2022: €10.33M
2023: €10.74M
2024: €11.12M
2022 → 2025
Net result
€545k▲ 42.6%
2024 · €382k
2022: €7.11M
2023: €402k
2024: €382k
2022 → 2025
Total assets
€11.75M▲ 4.8%
2024 · €11.21M
2022: €11.05M
2023: €11.52M
2024: €11.21M
2022 → 2025
Solvency
99.2%▲ 0.1pp
2024 · 99.2%
2022: 93.5%
2023: 93.2%
2024: 99.2%
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€10.33M-€10.74M▲ 3.9%€11.12M▲ 3.6%€11.66M▲ 4.9%
Operating result€-162k-€-6k▲ 96.2%€-36k▼ 491%€-24k▲ 33.3%
Net result€7.11M-€402k▼ 94.3%€382k▼ 5.0%€545k▲ 42.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €24k in 2025 against €36k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €11.75M
Fixed assets
€9.21M▲ 7.2%
Current assets
€2.54M▼ 2.8%
Equity and liabilities €11.75M
Equity
€11.66M▲ 4.9%
Debt
€90k▼ 1.7%
The debt ratio falls from 0.8% to 0.8%: equity grows while debt is paid down.
Key figures and ratios
Solvency
99.2%▲
2024 · 99.2%
ROE
4.7%▲
2024 · 3.4%
ROA
4.6%▲
2024 · 3.4%
Debt
€90k▼
2024 · €91k
Debt ≤ 1 year
€90k▼
2024 · €91k
Income taxes
€126k▲
2024 · €58k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€11.21M€11.75M▲
Fixed assets21/28€8.59M€9.21M▲
Tangible fixed assets22/27€14k€16k▲
Plant, machinery and equipment23€8k€12k▲
Furniture and vehicles24€2k€0▼
Other tangible fixed assets26€4k€4k=
Financial fixed assets28€8.58M€9.19M▲
Current assets29/58€2.62M€2.54M▼
Amounts receivable after more than one year29€645k€1.64M▲
Other amounts receivable291€645k€1.64M▲
Amounts receivable within one year40/41€888k€857k▼
Trade receivables40-€30k
Other amounts receivable41€888k€827k▼
Current investments50/53€552k€0▼
Cash at bank and in hand54/58€529k€47k▼
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€11.21M€11.75M▲
Equity10/15€11.12M€11.66M▲
Contributions10/11€900€900=
Reserves13€11.12M€11.66M▲
Distributable reserves133€11.12M€11.66M▲
Amounts payable17/49€91k€90k▼
Amounts payable within one year42/48€91k€90k▼
Trade debts44€0-
Suppliers440/4€0-
Taxes, remuneration and social security45€91k€90k▼
Taxes450/3€91k€90k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€3k▼
Other operating charges640/8€1k€0▼
Gross operating margin9900€-31k€-21k▲
Operating profit (loss)9901€-36k€-24k▲
Financial income75/76B€506k€723k▲
Recurring financial income75€506k€723k▲
Non-recurring financial income76B€0-
Financial charges65/66B€30k€28k▼
Recurring financial charges65€30k€28k▼
Profit (loss) for the period before taxes9903€440k€670k▲
Income taxes67/77€58k€126k▲
Profit (loss) for the period9904€382k€545k▲
Profit (loss) for the period to be appropriated9905€382k€545k▲
Appropriation of the result
Profit (loss) to be appropriated9906€382k€545k▲
Transfer to equity691/2€382k€545k▲
To other reserves6921€382k€545k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 35 days late
2025
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 57 days late
2024
31-12
Financial
Weakest financial yearnet €382k ▼5%
Net result drops to €382k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 8current ratio 28.61
Current ratio from 3.66 to 28.61; short-term debt falls from €784k to €91k.
01-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 62 days late
2023
17-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 78 days late
15-02
NBB filing
Annual accounts filed
fiscal year 2022 · unclassified schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meir 802000 AntwerpenGround area
8,698 m²
Building footprint
8,737 m²
Parcel 11803C0320/00E000, Flanders. Linked by address, not a title deed.
1 establishment unit
Chronos Holding
since 20222.344.531.471
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11803C0320/00E000 | Flanders | 8,698 m² | 1 · 8,737 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Legal Entity Identifier
98450057CBEC4877CC37
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Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 5,594 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-08-2008
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.