CHROME LABOR
ActiveCHROME LABOR has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €288k and a net result of €35k. Equity is growing by ~31.2% per year across the filed fiscal years. Its solvency ranks better than 52% of 839 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
86
/ 100
Excellent▼ -8 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability60▼-40
Solvency88▲+4
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 2.25 against 3.11 in 2023), but 56.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 32
Relative position
BE, all sectors
reference
Sector 32
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
30 d late
2022
31 d late
2021
26 d late
2020
31 d late
2019
33 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€288k▲ 13.6%
2023 · €254k
2018: €46k
2019: €46k
2020: €69k
2021: €153k
2022: €201k
2023: €254k
2018 → 2024
Total assets
€666k▲ 5.4%
2023 · €632k
2018: €147k
2019: €131k
2020: €113k
2021: €318k
2022: €370k
2023: €632k
2018 → 2024
Net result
€35k▼ 34.3%
2023 · €53k
2018: €4k
2019: €216
2020: €23k
2021: €84k
2022: €48k
2023: €53k
2018 → 2024
Working capital
€223k▼ 0.4%
2023 · €224k
2018: €14k
2019: €42k
2020: €50k
2021: €108k
2022: €182k
2023: €224k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€69k-€153k▲ 122%€201k▲ 31.2%€254k▲ 26.2%€288k▲ 13.6%
Operating result€32k-€111k▲ 251%€66k▼ 41.0%€90k▲ 36.8%€64k▼ 28.2%
Net result€23k-€84k▲ 274%€48k▼ 43.2%€53k▲ 10.0%€35k▼ 34.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 28% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €666k
Fixed assets
€264k▼ 12.3%
Current assets
€402k▲ 21.6%
Equity and liabilities €666k
Equity
€288k▲ 13.6%
Debt
€378k▼ 0.1%
The debt ratio falls from 59.8% to 56.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€125k▼
2023 · €147k
Cash flow
€95k▼
2023 · €110k
Solvency
43.3%▲
2023 · 40.2%
Current ratio
2.25▼
2023 · 3.11
Quick ratio
2.06▼
2023 · 2.74
Debt / equity
1.31▼
2023 · 1.49
ROE
12.0%▼
2023 · 20.7%
ROA
5.2%▼
2023 · 8.3%
Interest coverage
6.71▼
2023 · 9.89
Debt
€378k▼
2023 · €378k
Debt ≤ 1 year
€178k▲
2023 · €106k
Debt > 1 year
€199k▼
2023 · €272k
Income taxes
€17k▼
2023 · €22k
Staff costs
€225k▲
2023 · €193k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€632k€666k▲
Fixed assets21/28€301k€264k▼
Tangible fixed assets22/27€301k€264k▼
Land and buildings22€62k€38k▼
Plant, machinery and equipment23€14k€16k▲
Furniture and vehicles24€23k€22k▼
Leasing and similar rights25€202k€180k▼
Other tangible fixed assets26-€9k
Financial fixed assets28€85€85=
Current assets29/58€331k€402k▲
Stocks and contracts in progress3€39k€34k▼
Stocks30/36€39k€34k▼
Amounts receivable within one year40/41€280k€338k▲
Trade receivables40€107k€117k▲
Other amounts receivable41€173k€221k▲
Cash at bank and in hand54/58€11k€30k▲
Deferred charges and accrued income490/1-€199
Equity and liabilities
Total equity and liabilities10/49€632k€666k▲
Equity10/15€254k€288k▲
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€15k€15k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€13k€13k=
Profit (loss) carried forward14€220k€255k▲
Amounts payable17/49€378k€378k▼
Amounts payable after more than one year17€272k€199k▼
Financial debts170/4€272k€199k▼
Amounts payable within one year42/48€106k€178k▲
Current portion of amounts payable after more than one year42€47k€63k▲
Financial debts43€19k€50k▲
Credit institutions430/8€19k€50k▲
Trade debts44€22k€51k▲
Suppliers440/4€22k€51k▲
Taxes, remuneration and social security45€18k€14k▼
Taxes450/3€4k-
Remuneration and social security454/9€14k€14k▲
Income statement
Code20232024
Remuneration, social security and pensions62€193k€225k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€58k€60k▲
Other operating charges640/8€1k€19k▲
Gross operating margin9900€342k€369k▲
Operating profit (loss)9901€90k€64k▼
Financial income75/76B€288€6k▲
Recurring financial income75€288€6k▲
Financial charges65/66B€15k€19k▲
Recurring financial charges65€15k€19k▲
Profit (loss) for the period before taxes9903€75k€52k▼
Income taxes67/77€22k€17k▼
Profit (loss) for the period9904€53k€35k▼
Profit (loss) for the period to be appropriated9905€53k€35k▼
Appropriation of the result
Profit (loss) to be appropriated9906€220k€255k▲
Profit (loss) brought forward from the previous period14P€168k€220k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Equity above €200kEq €201k ▲31.2%
5 profitable years in a row build equity to €201k.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
31-12
Financial
Highest result since 2018net €84k ▲274%
Operating result €111k, net result €84k, both a record.
31-12
Financial
Equity above €150kEq €153k ▲122%
4 profitable years in a row build equity to €153k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
02-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 33 days late
2019
31-12
Financial
Weakest financial yearnet €216 ▼94.8%
Net result drops to €216, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 29 days late
2016
22-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Herve 3094030 LiègeGround area
81 m²
Building footprint
93 m²
Volume, LiDAR
448 m³
Parcel 62302C0012/00N010, Wallonia · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue de Herve 309, 4030 Liège
since 19942.066.059.913
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62302C0012/00N010 | Wallonia | 81 m² | 1 · 93 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Institut Moderne d'Orthopédie
BE 0401.543.376
Charleroi · Eq €289k
Bebodent
BE 0536.401.288
Hamme (Vl.) · Eq €287k
LABO KORPICS
BE 0437.676.074
Antwerpen · Eq €285k
Orthopedie BRANTS
BE 0463.574.084
Geel · Eq €284k
SPROTECH
BE 0428.819.182
Sint-Niklaas · Eq €283k
Of 1,245 companies in sector 32500 we hold annual accounts for 692. 527 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-02-1994
Fiscal year end31-12
Activities, NACEBEL
32500Manufacture of medical and dental instruments and supplies
33103
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.