CHRISTOS
ActiveThe computed 12-month bankruptcy probability of CHRISTOS is 2.2% (moderate). The 2024 annual accounts show negative equity (€-18k) and a net result of €5k. Equity is shrinking by ~34.6% per year across the filed fiscal years. Its solvency ranks better than 10% of 18939 sector peers (fiscal year 2024). The company has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
51
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+100
Solvency0=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.52 against 0.27 in 2023; short-term debt: 188.6% and cash: 53.3% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-97.8%
Return on assets
27.9%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 18939 sector peers (2024).
NBB · sector comparisonPosition among 18939 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-06-2025, 44 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
44 d early
2023
33 d early
2022
3 d late
2021
3 d late
2020
89 d late
2019
454 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-18k▲ 22.2%
2023 · €-23k
2018: €495
2019: €11k
2020: €-6k
2021: €-13k
2022: €-15k
2023: €-23k
2018 → 2024
Total assets
€18k▲ 100%
2023 · €9k
2018: €5k
2019: €18k
2020: €233
2021: €2k
2022: €5k
2023: €9k
2018 → 2024
Net result
€5k
2023 · €-8k
2018: €-973
2019: €11k
2020: €-17k
2021: €-7k
2022: €-1k
2023: €-8k
2018 → 2024
Working capital
€-17k▲ 28.9%
2023 · €-23k
2018: €-1k
2019: €11k
2020: €-6k
2021: €-13k
2022: €-15k
2023: €-23k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-6k-€-13k▼ 124%€-15k▼ 11.0%€-23k▼ 57.2%€-18k▲ 22.2%
Operating result€-17k-€-7k▲ 58.9%€40€8k▲ 20,107%€7k▼ 10.0%
Net result€-17k-€-7k▲ 57.9%€-1k▲ 80.1%€-8k▼ 475%€5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 10% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €18k
Fixed assets
€500=
Current assets
€18k▲ 106%
Key figures and ratios
Solvency
-97.8%▲
2023 · -251.5%
Current ratio
0.52▲
2023 · 0.27
Quick ratio
0.42▲
2023 · 0.23
Debt / equity
-2.02▼
2023 · -1.40
ROA
27.9%▲
2023 · -91.5%
Debt
€36k▲
2023 · €32k
Debt ≤ 1 year
€34k▲
2023 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€9k€18k▲
Fixed assets21/28€500€500=
Financial fixed assets28€500€500=
Current assets29/58€9k€18k▲
Stocks and contracts in progress3€1k€3k▲
Stocks30/36€1k€3k▲
Amounts receivable within one year40/41€3k€5k▲
Trade receivables40€3k€5k▲
Other amounts receivable41€22€15▼
Cash at bank and in hand54/58€5k€10k▲
Equity and liabilities
Total equity and liabilities10/49€9k€18k▲
Equity10/15€-23k€-18k▲
Contributions10/11€6k€6k=
Outside capital11€6k-
Other1109/19€6k-
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-31k€-26k▲
Amounts payable17/49€32k€36k▲
Amounts payable within one year42/48€32k€34k▲
Trade debts44€11k€8k▼
Suppliers440/4€11k€6k▼
Bills of exchange payable441-€2k
Taxes, remuneration and social security45€796-
Taxes450/3€796-
Other amounts payable47/48€20k€27k▲
Accrued charges and deferred income492/3-€2k
Income statement
Code20232024
Other operating charges640/8€1k€146▼
Gross operating margin9900€9k€7k▼
Operating profit (loss)9901€8k€7k▼
Financial income75/76B-€371
Recurring financial income75-€371
Non-recurring financial income76B-€371
Financial charges65/66B€772€3k▲
Recurring financial charges65€772€3k▲
Profit (loss) for the period before taxes9903€7k€5k▼
Income taxes67/77€16k-
Profit (loss) for the period9904€-8k€5k▲
Profit (loss) for the period to be appropriated9905€-8k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-31k€-26k▲
Profit (loss) brought forward from the previous period14P€-23k€-31k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €5k
Net result €5k after 4 loss-making years.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2022
03-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 3 days late
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 89 days late
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 454 days late
2020
31-12
Financial
Weakest financial yearnet €-17k ▼258%
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
2019
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 2.56
Current ratio from 0.75 to 2.56.
08-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 8 days late
2018
10-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 10 days late
2017
03-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 3 days late
2016
25-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Beersel · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stationsstraat 191651 BeerselGround area
151 m²
Building footprint
151 m²
Volume, LiDAR
1,514 m³
Parcel 23046C0371/00W003, Flanders · tallest building 12.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
CHRISTOS.
since 20032.134.006.136
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23046C0371/00W003 | Flanders | 151 m² | 1 · 151 m² | 12.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBeersel2.134.006.136
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Of 14,025 companies in sector 56301 we hold annual accounts for 4,894. 3,620 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-06-2003
Fiscal year end31-12
Activities, NACEBEL
55401
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.