CHRISTOS
ActiveCHRISTOS has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-39k) and a net result of €-11k. Equity is shrinking by ~48.8% per year across the filed fiscal years. Its solvency ranks better than 14% of 4610 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
28
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability10▼-1
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.1 against 0.1 in 2024; short-term debt: 127.2% and cash: 4.8% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-90.4%
Return on assets
-26.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-39k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 d early
2024
13 d early
2023
18 d early
2022
5 d early
2021
on the day
2020
3 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-39k▼ 40.6%
2024 · €-28k
2018: €19k
2019: €18k
2020: €20k
2021: €-5k
2022: €-9k
2023: €-18k
2024: €-28k
2018 → 2025
Total assets
€43k▼ 19.2%
2024 · €54k
2018: €73k
2019: €58k
2020: €55k
2021: €32k
2022: €64k
2023: €47k
2024: €54k
2018 → 2025
Net result
€-11k▼ 19.9%
2024 · €-9k
2018: €13k
2019: €-946
2020: €3k
2021: €-12k
2022: €-5k
2023: €-9k
2024: €-9k
2018 → 2025
Working capital
€-50k▼ 17.1%
2024 · €-42k
2018: €-19k
2019: €-16k
2020: €-20k
2021: €-29k
2022: €-36k
2023: €-37k
2024: €-42k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-5k-€-9k▼ 108%€-18k▼ 95.3%€-28k▼ 51.1%€-39k▼ 40.6%
Operating result€-11k-€-3k▲ 71.1%€-7k▼ 107%€-5k▲ 29.5%€-6k▼ 37.3%
Net result€-12k-€-5k▲ 57.4%€-9k▼ 83.5%€-9k▼ 4.8%€-11k▼ 19.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €6k in 2025 against €5k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €43k
Fixed assets
€38k▼ 22.4%
Current assets
€5k▲ 13.4%
Key figures and ratios
EBITDA
€5k▼
2024 · €6k
Cash flow
€-341▼
2024 · €694
Solvency
-90.4%▼
2024 · -51.9%
Current ratio
0.10▼
2024 · 0.10
Quick ratio
0.07▲
2024 · 0.05
Debt / equity
-2.11▲
2024 · -2.93
ROA
-26.1%▼
2024 · -17.6%
Interest coverage
1.18▼
2024 · 1.31
Debt
€83k▲
2024 · €82k
Debt ≤ 1 year
€55k▲
2024 · €47k
Debt > 1 year
€27k▼
2024 · €34k
Income taxes
€693▲
2024 · €640
Staff costs
€27k▲
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€54k€43k▼
Fixed assets21/28€49k€38k▼
Tangible fixed assets22/27€49k€38k▼
Furniture and vehicles24€463€267▼
Leasing and similar rights25€45k€35k▼
Other tangible fixed assets26€3k€3k▼
Financial fixed assets28€18€18=
Current assets29/58€5k€5k▲
Stocks and contracts in progress3€3k€2k▼
Stocks30/36€3k€2k▼
Amounts receivable within one year40/41€58-
Trade receivables40€58-
Cash at bank and in hand54/58€2k€2k▲
Deferred charges and accrued income490/1€315€2k▲
Equity and liabilities
Total equity and liabilities10/49€54k€43k▼
Equity10/15€-28k€-39k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-46k€-58k▼
Amounts payable17/49€82k€83k▲
Amounts payable after more than one year17€34k€27k▼
Financial debts170/4€34k€27k▼
Amounts payable within one year42/48€47k€55k▲
Current portion of amounts payable after more than one year42€6k€7k▲
Financial debts43€668€4k▲
Credit institutions430/8€668€4k▲
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€6k€8k▲
Taxes450/3€2k€3k▲
Remuneration and social security454/9€4k€5k▲
Other amounts payable47/48€31k€32k▲
Income statement
Code20242025
Remuneration, social security and pensions62€18k€27k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€11k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€25k€33k▲
Operating profit (loss)9901€-5k€-6k▼
Financial income75/76B€27-
Recurring financial income75€27-
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▼
Non-recurring financial charges66B-€352
Profit (loss) for the period before taxes9903€-9k€-11k▼
Income taxes67/77€640€693▲
Profit (loss) for the period9904€-9k€-11k▼
Profit (loss) for the period to be appropriated9905€-9k€-11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-46k€-58k▼
Profit (loss) brought forward from the previous period14P€-37k€-46k▼
Transfer from equity791/2€2-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
13-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-12k ▼538%
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Châtelet 426060 CharleroiGround area
241 m²
Building footprint
133 m²
Volume, LiDAR
1,378 m³
2 parcels, Wallonia · tallest building 12.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
SALON DE COIFFURE OSWALD
since 19932.063.680.641
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52026D0817/00F004indicative | Wallonia | 147 m² | 1 · 74 m² | 12.5 m · 4 fl. |
| 52012A0747/00E000 | Wallonia | 94 m² | 1 · 58 m² | 11.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BARBISHOP DE LA JEUNESSE DU FUTUR
BE 0755.786.188
Elsene · Eq €20k
LA COIFF'
BE 0829.986.438
Seraing · Eq €20k
Coiffure Marie René
BE 0886.151.616
Kortrijk · Eq €20k
AOUAD
BE 0500.853.560
Verviers · Eq €20k
HERS
BE 0707.562.936
Antwerpen · Eq €20k
Of 21,750 companies in sector 96210 we hold annual accounts for 2,832. 2,365 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-08-1993
Fiscal year end31-12
Activities, NACEBEL
93021
96021Hairdressing
96210Hairdressing and barber services
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.