Christopher Moreau Construction
ActiveThe computed 12-month bankruptcy probability of Christopher Moreau Construction is 3.0% (moderate). The 2024 annual accounts show equity of €43k and a net result of €12k. Its solvency ranks better than 35% of 9982 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
73
/ 100
Healthy▲ +5 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency47▲+9
Growth52
Stability94
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.17 against 1.02 in 2023), and 72.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
27.9%
Return on assets
7.8%
Age of the figures
20 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-02-2026, 203 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
203 d late
2023
138 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€43k▲ 38.7%
2023 · €31k
2023: €31k
2023 → 2024
Total assets
€154k▲ 24.7%
2023 · €123k
2023: €123k
2023 → 2024
Net result
€12k▼ 53.9%
2023 · €26k
2023: €26k
2023 → 2024
Working capital
€19k▲ 924%
2023 · €2k
2023: €2k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€31k-€43k▲ 38.7%
Operating result€35k-€15k▼ 55.7%
Net result€26k-€12k▼ 53.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 56% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €154k
Fixed assets
€24k▼ 16.8%
Current assets
€129k▲ 37.6%
Equity and liabilities €154k
Equity
€43k▲ 38.7%
Debt
€111k▲ 20.0%
The debt ratio falls from 74.9% to 72.1%: equity grows faster than debt.
Key figures and ratios
EBITDA
€33k▼
2023 · €43k
Cash flow
€29k▼
2023 · €34k
Solvency
27.9%▲
2023 · 25.1%
Current ratio
1.17▲
2023 · 1.02
Quick ratio
0.78▲
2023 · 0.32
Debt / equity
2.58▼
2023 · 2.98
ROE
27.9%▼
2023 · 83.9%
ROA
7.8%▼
2023 · 21.1%
Interest coverage
294.63▼
2023 · 788.63
Debt
€111k▲
2023 · €92k
Debt ≤ 1 year
€111k▲
2023 · €92k
Income taxes
€3k▼
2023 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€123k€154k▲
Fixed assets21/28€29k€24k▼
Intangible fixed assets21€1€905▲
Tangible fixed assets22/27€29k€23k▼
Plant, machinery and equipment23€10k€9k▼
Furniture and vehicles24€19k€15k▼
Current assets29/58€94k€129k▲
Stocks and contracts in progress3€65k€43k▼
Stocks30/36€65k€43k▼
Amounts receivable within one year40/41€21k€79k▲
Trade receivables40€18k€73k▲
Other amounts receivable41€2k€6k▲
Cash at bank and in hand54/58€5k€7k▲
Deferred charges and accrued income490/1€4k€49▼
Equity and liabilities
Total equity and liabilities10/49€123k€154k▲
Equity10/15€31k€43k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€26k€38k▲
Amounts payable17/49€92k€111k▲
Amounts payable within one year42/48€92k€111k▲
Trade debts44€14k€24k▲
Suppliers440/4€14k€24k▲
Taxes, remuneration and social security45€22k€24k▲
Taxes450/3€15k€19k▲
Remuneration and social security454/9€7k€5k▼
Other amounts payable47/48€56k€62k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€17k▲
Other operating charges640/8€468€728▲
Gross operating margin9900€43k€33k▼
Operating profit (loss)9901€35k€15k▼
Financial income75/76B-€2
Recurring financial income75-€2
Financial charges65/66B€54€111▲
Recurring financial charges65€54€111▲
Profit (loss) for the period before taxes9903€35k€15k▼
Income taxes67/77€9k€3k▼
Profit (loss) for the period9904€26k€12k▼
Profit (loss) for the period to be appropriated9905€26k€12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€26k€38k▲
Profit (loss) brought forward from the previous period14P-€26k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
19-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 203 days late
2024
16-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 138 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herve · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hac 944650 HerveGround area
714 m²
Building footprint
123 m²
Volume, LiDAR
704 m³
Parcel 63035A0124/00V000, Wallonia · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Christopher Moreau Construction
since 20232.345.217.993
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63035A0124/00V000 | Wallonia | 714 m² | 1 · 123 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ADURO BUILD
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AERBO-aannemingen
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Of 29,535 companies in sector 41001 we hold annual accounts for 15,871. 12,791 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-05-2023
Fiscal year end31-12
Abbreviation FR
C.M.C.
Activities, NACEBEL
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.