CHRISTOPHE DEVOS
ActiveCHRISTOPHE DEVOS has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €497k and a net result of €88k. Equity is growing by ~21.6% per year across the filed fiscal years. Its solvency ranks better than 53% of 4547 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▲+7
Solvency67▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity tight (current ratio 1.19 against 0.93 in 2024; short-term debt: 38.3% and cash: 4.4% of total assets), and 58.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.9%
Return on assets
7.4%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
6 d late
2022
31 d late
2021
30 d late
2020
40 d late
2019
15 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€497k▲ 21.5%
2024 · €409k
2019: €101k
2020: €122k
2021: €283k
2022: €304k
2023: €389k
2024: €409k
2019 → 2025
Total assets
€1.19M▲ 0.4%
2024 · €1.18M
2019: €321k
2020: €453k
2021: €595k
2022: €946k
2023: €1.36M
2024: €1.18M
2019 → 2025
Net result
€88k▲ 343%
2024 · €20k
2019: €-84k
2020: €20k
2021: €161k
2022: €21k
2023: €85k
2024: €20k
2019 → 2025
Working capital
€85k
2024 · €-36k
2019: €87k
2020: €31k
2021: €141k
2022: €102k
2023: €-181k
2024: €-36k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€283k-€304k▲ 7.5%€389k▲ 27.9%€409k▲ 5.1%€497k▲ 21.5%
Operating result€193k-€62k▼ 67.7%€111k▲ 78.1%€57k▼ 48.8%€151k▲ 165%
Net result€161k-€21k▼ 86.9%€85k▲ 299%€20k▼ 76.6%€88k▲ 343%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 165% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.19M
Fixed assets
€646k▼ 10.2%
Current assets
€540k▲ 16.7%
Equity and liabilities €1.19M
Equity
€497k▲ 21.5%
Debt
€689k▼ 10.8%
The debt ratio falls from 65.4% to 58.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€279k▲
2024 · €197k
Cash flow
€216k▲
2024 · €160k
Solvency
41.9%▲
2024 · 34.6%
Current ratio
1.19▲
2024 · 0.93
Quick ratio
1.10▲
2024 · 0.80
Debt / equity
1.39▼
2024 · 1.89
ROE
17.7%▲
2024 · 4.8%
ROA
7.4%▲
2024 · 1.7%
Interest coverage
9.74▲
2024 · 6.01
Debt
€689k▼
2024 · €772k
Debt ≤ 1 year
€454k▼
2024 · €498k
Debt > 1 year
€235k▼
2024 · €274k
Income taxes
€35k▲
2024 · €7k
Staff costs
€72k▲
2024 · €65k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.18M€1.19M▲
Fixed assets21/28€719k€646k▼
Tangible fixed assets22/27€717k€644k▼
Land and buildings22€364k€344k▼
Plant, machinery and equipment23€3k€7k▲
Furniture and vehicles24€350k€294k▼
Financial fixed assets28€2k€2k=
Current assets29/58€462k€540k▲
Stocks and contracts in progress3€61k€41k▼
Stocks30/36€61k€41k▼
Amounts receivable within one year40/41€283k€442k▲
Trade receivables40€278k€442k▲
Other amounts receivable41€5k€11▼
Cash at bank and in hand54/58€115k€52k▼
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€1.18M€1.19M▲
Equity10/15€409k€497k▲
Contributions10/11€12k€12k=
Reserves13€396k€484k▲
Distributable reserves133€396k€484k▲
Amounts payable17/49€772k€689k▼
Amounts payable after more than one year17€274k€235k▼
Financial debts170/4€274k€235k▼
Other amounts payable178/9€0-
Amounts payable within one year42/48€498k€454k▼
Current portion of amounts payable after more than one year42€39k€39k▲
Trade debts44€46k€53k▲
Suppliers440/4€46k€53k▲
Advances received on contracts in progress46€990€0▼
Taxes, remuneration and social security45€33k€53k▲
Taxes450/3€27k€38k▲
Remuneration and social security454/9€6k€15k▲
Other amounts payable47/48€380k€309k▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€65k€72k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€140k€128k▼
Other operating charges640/8€15k€16k▲
Non-recurring operating charges66A€10k€0▼
Gross operating margin9900€288k€367k▲
Operating profit (loss)9901€57k€151k▲
Financial income75/76B€3k€455▼
Recurring financial income75€3k€455▼
Financial charges65/66B€33k€29k▼
Recurring financial charges65€33k€29k▼
Profit (loss) for the period before taxes9903€27k€123k▲
Income taxes67/77€7k€35k▲
Profit (loss) for the period9904€20k€88k▲
Profit (loss) for the period to be appropriated9905€20k€88k▲
Appropriation of the result
Profit (loss) to be appropriated9906€20k€88k▲
Transfer to equity691/2€20k€88k▲
To other reserves6921€20k€88k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
06-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 6 days late
2023
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2021
30-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
31-03
Financial
Highest result since 2019net €161k ▲703%
Operating result €193k, net result €161k, both a record.
31-03
Financial
Equity above €200kEq €283k ▲133%
2 profitable years in a row build equity to €283k.
2020
10-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 40 days late
31-03
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
2019
15-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 15 days late
2018
07-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 7 days late
2017
08-11
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 8 days late
2016
04-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 4 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Luchterenstraat 199031 GentGround area
4,074 m²
Building footprint
130 m²
Volume, LiDAR
544 m³
Parcel 44017C0064/00F000, Flanders · tallest building 7.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
CHRISTOPHE DEVOS
since 20092.177.761.648
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44017C0064/00F000 | Flanders | 4,074 m² | 1 · 130 m² | 7.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 4,665 EUR awarded · 4,665 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 165 EUR | 165 EUR |
| 2023 | 1 | 4,500 EUR | 4,500 EUR |
Schemes
Subsidies ecologisch en veilig transport (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
BRLOGISTICS
BE 0502.998.250
Maaseik · Eq €496k
WERE DI
BE 0400.924.358
Roosdaal · Eq €497k
REMATRANS
BE 0453.906.451
Aalst · Eq €497k
PHILCOTRANS
BE 0449.392.486
Hemiksem · Eq €496k
BRYSSINCK
BE 0424.952.941
Sint-Gillis-Waas · Eq €497k
Of 12,607 companies in sector 49410 we hold annual accounts for 8,196. 5,227 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-04-2009
Fiscal year end30-09
Activities, NACEBEL
49410Freight transport by road
46130Agents in the wholesale of timber and building materials
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.